Moving half of my parents’ life savings from a bank account where they’ve kept it for 10+ years (they wanted to buy a house) to a brokerage account to invest it. They’re in their 60s and don’t make enough to afford a monthly mortgage in CA. I don’t want the money to keep wasting away on 3-4% interest and think they can make more by investing. How would you move the money quickly without triggering some fraud alert? It’s legitimately their money which I’m transferring from savings to brokerage.

Has anyone just taken a break from work without anything lined up? Every offer I’ve gotten wants me to start in a month and with 2 weeks notice that leaves me only 2 weeks to recharge. For my mental health I really think I need an extended break (like 3 months). I have about 60k liquid to sustain myself and pay about $1500 a month in rent.

Anyone have advice on protesting property tax increases for a recently purchased home?

Appraised value went from 540K to 700K...

What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Feeling a large wash out on TSLA is coming. Up on the week on leaked Musk email relating to deliveries. That number came in today at a beat. Bought todays puts when stock at 1208. Looking for 1150. Profit taking is coming. Don’t follow as risk is high.

Abe gift aya kya EY se 1 billion revenue wala

Hello folks, any credit card suggestions with good benefits and cash-back? Please advise. TIA

Inflation post covid—19 .. thoughts? I am really worried considering the prices from housing to basic needs in major cities are already not affordable for most middle class families.

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

Anyone know how taxes work when you sell for a gain? Do Coinbase and other sites prepare a 1099 or are we on our own to "self report" our gains to Uncle Sam?

How do you effectively plan for retirement?

US Grand Prix at COTA officially renewed to 2026. Any idea when deposit holders normally hear from COTA/Fevo?

Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

Can wife claim husbands PAN for HRA? Flat is in the name of husband

How are the areas around white rock lake to buy an investment property? Any suggestions appreciated!

Hi everyone

Im yet to receive an offer from poland offer would be 22pln gross my Indian CTC is 17lpa base pay.could you suggest me poland will be good option to choose if so how much can I save in poland .i will be moving with my wife and a kid .my wife will also look for job not immediately.

Working in reporting of private equity funds. Hands on experience in Tableau and MySQL. Good knowledge of Analytics part and writing down commentary for return on investment fir private equity funds.
Serving notice period.
LWD: 13th April
Please help me if you have any opportunities
Location: Delhi/NCR

Hi fellow healthcare 🐠! Vynamic is currently hiring experienced consultants in the NYC market. If you’re looking to make a move, we have great pay and benefits, outstanding work/life balance and solid leadership. Life science/launch experience is a plus, but we’re hiring for experience in all sectors. If interested, DM me and I can answer any questions you have.

Any good female pgs in Green Glen layout, bellandur. Looking for single occupancy (under 15k) with a gym in vicinity. TIA

Looking for new team members! @covelle_company Boston Real Estate Team.

Looking to specialize in privacy and was considering getting the CIPP/CIPM/CIPT. I already have my CISSP and CISA. Is it worth it?

@microsoft my spouse is starting a new job at Microsoft and want to buy him swag. How can I find some or buy something new off someone? The Microsoft merchandise store has a steep shipping price

Anyone know the AWS TAM salary range for DC area?

Joined Accenture Strategy team! Happy to help if anyone needs a referral:)

How is warner bros discovery client in globallogic in terms of work life balance

Hello KGS folks, did you get your salary credited today? I didn't get it, my account is in SBI. Did anyone else also face this issue?

Got a verbal offer from a big agency a week ago and HR said written offer will come by EOD but no email. They did background check last week. Followed up last week no response, what should I do?

For advice/fee based platforms: SEI Private Trust or Envestnet as your preferred?

What to do in Kansas City for 2 days?

Can anyone suggest a base or generic career path for a marketing coordinator? I’m trying to make sure I define it not only fair with the market but my goals. I have 5+ experience in social media strategy, budget tracking, trade shows/conferences and now have intermediate experience in email marketing and MQL reporting. My long term goal is to be an Integrated Marketing Manager. Any suggestions and help are welcomed! Oh I’m also in the Tech space as well.

hiya fishes. happy friday! sorry if this isnt the right bowl, but this is in regards to vacation time. i have an interview process starting next week, and wondering when it would be good to mention i would be OOO between the middle of the month in september? its for a week. im unsure if i can twist this to have a start date once im back. going back and forth on being transparent vs. mentioning it later on. thoughts?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Best high yield savings products?

Have about 5k to invest - should I do FXAIX or FSKAX?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Currently maxed Roth 401k, Roth IRA, HSA, and ESPP at 23 YO, should I consider an after-tax conversion? I’ve read about back-door Roths but I’m still far below the income limit as an analyst. Definitely looking into early-ish retirement, should I just invest the rest in a regular brokerage account until I reach the income limit? Am I even allowed to do a conversion? Any advice is helpful :)

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Say you have $1mm in cash, is it plausible to put it all in a HYSA and take the monthly interest payments as income at say 3% APY and then quit your job?

Theoretically*

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

What do you think are missing from the personal financial management apps such as emma, yolt, cleo