Hi, I have around 10k in HSA and need some cash for the some immediate expenses but don’t want to pay the penalty. Is there a way to do that?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Is BRK-B a buy right now?

How does one get into trading from positions elsewhere in the bank? What would impress you most about candidates attempting to do so?

I have a client who needs a 401k, or a solo retirement account w loan options. When I was at UBS/Ameriprise, it was no issue but now it seems tougher to find a firm that does solo 401k as a RIA's.

Can I ask at what age people are typically buying their homes here in LA? Wondering at what age people are able to take the plunge.

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

Are we on recession? My portfolio is super down - low cost ETF investor here

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

Any Deloitte people trade on robin hood?

Would ETH be the next BTC?

Is anyone playing around with leveraged coins on binance?

Anyone know why social security tax decreased on this paycheck

Thoughts on Overstock OSTK since the holiday is around the corner at the current share price ~67?

Happy New Year ! Anyone interested in bitcoin investment and NFT ?

How is 99k salary in New Jersey area ? I have to settle with family (wife and kid 4yo). How much i will get post tax deduction ? Can any1 help with approx expenses (avg middle class living) per month

How do you renegotiate your commission rate on TD Ameritrade and it’s platform ThinkOrSwim? Is this requested online or do you have to call in? Does it have a decent success rate? Im at the original .65.

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

I'm currently completing a tax LLM (as a foreign trained lawyer) but considering pursuing a JD. I'd like to do it part-time while working. Which firm/service line gives me the best chance to do both? Also, is part-time Big4 work even a thing?

Anyone here optimistic about any Cleveland sports teams or mostly given up at this point? Pro sports (excluding the obvious OSU)

Going to Iceland for 10 days in the summer. Anyone had a great experience with a campervan or are hotels along the way a better approach?

Hi fishes,

I got an offer from Commonwealth Bank, could you guys let me know weather it is good for data science in terms of work culture and work from office

Any recommendations for women’s watches? Looking to spend $800-$1000

Hi all! I was wondering if you can share your experience balancing work and interview prep at the same time? Work has been super demanding and I’m trying to prep for interviews, but I have no time except for the weekends (even then my time is extremely limited because I don’t want to completely ignore my loved ones, and I try to catch up on some sleep here and there).

I am planning to apply for PM and TPM roles at Amazon. Is there a slowdown in hiring or hiring freeze in place for these roles

Is this forum active.. anyone with Data & Analytics capability within Accenture?

Can H1B employer be changed when person is in india. ?

Filed for H1B extension cap-exempt. Extension got approved. Not stamped yet. Now I am moving to jpmorgan. JPMC ready to send USA after one year if H1B can be utilised. Wanted to know if H1B employer can be changed in india (unstamped visa). ?

Thoughts on Code and Theory? What’s the creative strategy team like?

Hill holiday and Arnold: heard massive layoffs at both places. Is everyone ok?

Freelance creatives, how do you get medical/dental coverage and insurance (assuming you're not relying on a partner with coverage)? Or do you pay out of pocket for each expense?

Need some benchmarks: What would average/good survey results be for a leadership skills class (instructor-led)? We ask for the participant’s experience (did you like it, would you recommend, etc.), and also send an impact survey out 2 months later to their manager (have you seen positive behavior changes since training). Our experience survey is at 92% positive and impact to behaviors is at 83% positive. Anything I can compare to in order to share the story with leadership?

Hey folks, anyone has experience doing case interviews for social impact? (Think Dalberg, Bridgespan, FSG). New to casing — anything I should look out for, any tips to prepare? Thank you!

Alright I gotta say it.. charlottes gym scene is terrible. Where do people go to workout?

Is BRK-B a buy right now?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Paid off my account debt!

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Any good wedding ring sources aside from Blue Nile?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

I make 135k gross/year & am looking at apartments in a tier 2 city. 2k for a 1 bedroom or 3k for a 2 bedroom? I’ll be working from home and living by myself & a pup. The hesitancy is 3k is basically one of my paychecks after taxes. I live frugally otherwise with the exception of eating at a nice restaurant once a week. Is a two bedroom worth it?

In your opinion which is the best target fund to choose in IRA Roth?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?