Personal Finance Bowl

Can I get a job with your company?

What’s a good split between ETF investments and HYSA balance? I’m at 1:1 right now but wondering if I could save taxes by parking the majority of my savings in VOO/VTI

Hello Everyone,

I started my post-graduate job in Fall 2022 and leased a car with my father as a co-signer. The lease expires in December 2025 and is my only credit-building activity. My credit score is 709.

How ma… more

If you had $10,000 in savings with the ability to save roughly $1,000 a month going forward, would you put that in an investment vehicle or keep it in savings with the goal of putting it towards a dow… more

Need y’all’s help and suggestions. I am an immigrant in the US and have always been on top of my credit score / payments. Earlier this year, I realized I have many credit cards. In order to make life … more

Do you use any apps or services to help you handle your finances? How does it help you? I see a lot of them online, and I'm wondering if any are actually worth using.

Have credit score of 800+ but got CC declined based on ‘number of bank card trade lines opened in last 24 months’. What does this mean ?

Are you on track for retirement? How old are you and how much money do you have in savings? I have 24k at 35 so not feeling too great about that, but I think I still have time to turn it around

Is it worth putting in $100k into SPY500 or exclusively ETFs right now? Can't invest in single name stocks.

I’m considering a trust for my family's assets (parents and me) & seek advice. I’ve saved over $250k and plan to buy a rental house under the trust. I recently got married, and the trust would… more

At 33 years of age i realized how important investing is. I believe in doing more than educating myself about investing and then doing it. Any suggestions or help on how to move forward is appreciated… more

I have about $50k of debt including student loans and car loans. Should all of my extra money go towards paying off the debt or should I simultaneously save and build up an emergency fund?

What’s a good bank to sign up for checking and HYSA? No fees

Is the centurion card worth it? I’ve had my own platinum and love it but wanna upgrade it and the delta status reward it comes with is insane.

Does anyone have the Bilt card? If so how is it?

My girlfriend just received a $90k scholarship for her 3rd and 4th years of medical school. With there being an entire year before 4th year tuition is due, she currently has the $45k sitting in a chec… more

Hi! 🧖‍♀️🧖‍♂️ Recently wed here, and we're quickly learning how important it is to get on the same page about our finances, so I'm curious... Do you bicker with your partner about money? How … more

I have a credit card debt of $20k and it’s split across 3 credit cards. Because of this and missing 2 payments recently , my credit score is 590. I earn $115k

It’s getting difficult to manage and I want to consoli… more

How in debt are you and what are you doing to pay it off? 💸 I'm a bit ashamed to admit that I have 18k in credit card debt, so I haven't really brought it
up with anyone. I'm slowly but s… more

Need suggestions on best way and sources to learn about day trading?

Is the key to being successful in the stock market to be able to regulate your emotions, and have mental processes that allow you to imagine possible future scenarios given the best information you ca… more

Husband and I are in our early 30s and have 2 kids under 2. We’ve got 750k invested (combo of 401ks, IRAs, 529s, and brokerage). We have 50k auto loan and owe 300k on house worth 620. No other debt. S… more

Does anyone want a Wealthfront HYSA referral? We can both get a new user boost to 5.50% for 3 months.

What is the best car to buy to look rich?

About 10 years ago I was gifted a trust from a wealthy aunt. With about $350k invested, it is currently managed by Morgan Stanley who skims about one percent in annual fees. It has been suggested to m… more

Buying car from parents. Paying just under KBB listed value. Essentially taking a $18k interest free loan from them to pay it off. Smartest to just stretch out paying back as long as they are willing?… more

I have 400K in the S&P500 (so average return is about 10% annually) and have 400K left on my 15 year mortgage (interest rate is 7%). A lot of what I read suggests that if the interest on your savi… more

Which HYSA are ya’ll using?

I’m from nyc and working for good shop starting in the city. Should I get my own place or save on rent and just stay at the family crib and then put down for a house in a few yrs?

To all the young fams, is it worth buying an SUV in this market? I’m $170k but my wife is SAHM w. an 18-mo. We are paycheck to paycheck but have some cushion (?) in savings ($100k in HYSA, 1/2 is emer… more

I recently came into $5,000 as a gift from my aunt who died. I am debating on using it to pay off credit card debt or save it for an emergency fund or a retirement fund. I have no emergency savings or… more