What’s a good bank to sign up for checking and HYSA? No fees

What bank do you use, and why? My old bank doesn’t have branches here, looking for suggestions.

How much are you contributing to your 401k?

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Is it worth moving to western countries if you have a stable life in India and the household income is close to 3 lac per month?
What are the advantages and disadvantages of this move?

What are some of your favorite sayings you hear from Fed tax 😆. One day before the deadline: “FTI changed, is it too much to reprint the state returns?”

Looking to buy a model Y. Test drive it yesterday. Feels a bit sporty (not luxury comfy). Debating:
(1) lease vs. buy. Thoughts?
(2) is the $10K investment in FSD even worth it? I think no.

Which service(s) do you use and can recommend to send money to India?

Anyone have a crypto kitty?

If anyone is interested in investing in crypto, I’m running a kickback campaign on Vauld, where both, you and I can reap benefits. You could also FD your crypto investments at interest rates as high as 12.68% for a few tokens.

Comment here or DM me personally if interested to talk further. Note that this crash is a great opportunity to enter. 😊

The only thing I truly care about is money and I’ve tried hard to not be this way but I can’t help it. My parents came from nothing and I refuse to ever “feel poor” again

Lease on my current vehicle ends in a few weeks. Do you think auto prices will drop and financing will become free in the next little while?

Should I hold off and Uber around until the drop?

We all know how inflation can derail our Retirement Planning dreams!!Though it's better to start investing as early as possible,but HEY, all is not lost even if you start little late. We all have our family responsibilities when we start our career, so "INVESTING FOR SELF" takes a back seat.
Just a perspective, even if someone at the age of 45 years starts investin for his retirement, he can decently manage the same with discipline and regular investing.
Happy to discuss with anyone on this!!

Thinking of moving my whole crypto portfolio into BTC. Is this dumb?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Rent and put money into the stock market VS Invest in NY property?

I’ve been in and out of GME puts making money on the rise in price. Yesterday bought contracts for Mar exp at strike price $6 - made over 1k today. Entry price was .22 per contract. There are a lot of different ways to profit from the meme stocks. Trade your plan.

I started a few new business ( with debt) this year, and because the way my taxes looked with other losses it looks like I didn't make a ton of money. Now my credit dropped from 800 to 720 and I'm having trouble getting credit. Despite having a perfect payment history and fully able to cover all liabilities. Any way to get the credit up. If I pay off my liabilities then my credit history gets shot with young accounts. What's the best way to handle this?

M here who has a decent amount of random grey hairs. Rest of hair is very dark, close to black, so they stand out. Any recs on how to get rid of them?

Would you rather stay in a boring job (good pay, good wlb, boring work) for a year and get your green card or switch to a better company and let the greencard go? The boring job is also does not have a lot of work in the pipeline.

Looking for a OT -ICS -IoT Cyber Consulting job with major consulting firm. Any leads?

How do you deal with an HR that ghosts you after 3 interviews that went really well? I landed an offer at Deloitte as a sr. consultant, and then negotiated for a managerial role. I was told all interviewers were really happy with me so she would be glad to arrange a reevaluation for the new role(I was interviewed by 2 Sr. Managers & an MD for Sr. Consultant role and will have to take another round with a partner for the managerial position). I tried following up thrice after, no response.

37M- How to start a (mutual agreed) divorce process in California? Can I e-file? Do I need a lawyer?
(No kids, no joint assets, about 4.5 years into marriage)

Not compensation based... but this is the largest Canada bowl so here goes..

Am on the look out for Senior or Mid level Android developer roles that offer relocation to Canada. I have 6years of Android(Java/Kotlin) experience, 2 of which are in leadership and 2 years of experience building MicroServices(Javascript, Typescript) resting in AWS(CloudFormations, OpenSearch,DynamoDB, Cognito and Lambdas).

Any leads?

41F, just found/joined this bowl and the bowl picture is cracking me up 🤣🤣🤣

CrowdStrike Referral?

Anyone willing to consider. Qualified for the job, tech sales top performer, looking to get into cybersecurity. 🙏

What's the salary range for a 9 YOE consulting manager in the UAE?

Have McK phone case coming up, has anyone had feedback on why you haven’t passed? Looking to avoid missteps.

Can anyone submit a referral for KMPG? The job says earliest graduation date is Sep 2022. Would they let it slide if I graduated May 2021? Thanks

Any tips for how to maximize property damage insurance claim?

I'm 1st time landlord and my single tenant in Seattle unfortunately overdosed on cocaine+pills 5 days before found in kitchen. :( Extensive damage.

Seeking tips - ex. contractor validating damage was on highest cost cabinets & flooring, replace all tile/grout, contractors upbid damage value (within reason).

Too many are advising being bold w insurance companies we all pay for most our lives, but open to all advice.

Anyone hiring SVP copywriters in Chicago?

Looking for some interesting plays that are not Doge, GME, etc (already in those 😅). Thoughts?

Getting ready to study for the CAMS exam. Do I need anything extra besides just studying the study guide and practice exam over and over. I’ve read online about people using AML assassin; is it worth it?

Thought on coaching as a viable side gig? Who has done it?

How do you go about your LinkedIn profile after having gotten (or in the works of getting) job2? Do you add an end date to your current job?… do you deactivate your LinkedIn? 😅… how do y’all go about it?

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Best high yield savings products?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

Any good wedding ring sources aside from Blue Nile?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Thoughts on personal loans to consolidate Debt?

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Have about 5k to invest - should I do FXAIX or FSKAX?

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??