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My base location is SAn Francisco, but I have not lived a single day in California this year (not planning on being there this year either). Am I eligible to get a refund on all my California taxes this year?

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What is the *prime* amount of money to bring you happiness?

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For those of you who got out at 10, do you wish that you rode it out to 20? I’m at a crossroad and I’m not sure what to do. Have some active/reserve time, wrapping up graduate school, and am now considering either a) come back to the business world or b) go active and retire before 50 and live off a nice pension. Obviously there are draws to both. I’m an officer for what it’s worth so I can realistically retire at O-5, MAYBE O-6.

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What’s everyone buying or selling?

Any advice in terms of investment to save the maximum tax?

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Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

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What do you look for when examining the accounting for a small business stock purchase? Asking for specific types of errors and red flags.

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Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

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$TBLT man. Quite the thrilling penny stock.

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Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

Once you get promoted to manager, what stocks and commodities are you prohibited from buying for independence purposes? Does this apply if you are in tax as well?

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Hey guys, Can anyone please tell me if there is any restrictions on SPI in mutual funds in MS for employees.

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Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

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Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

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Have you received the salary today? Got the mail now but no credit yet in account 😕

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First time investor in the US. Any suggestions on books / blogs to read to get smart. Where do people typically invest given all the client related policies in place for consulting firms?

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

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I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

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Hey there! really need a change in pace from being in higher levels of care, and am wanting to go part-time with my company and private practice, but I want to buy a house in the next year and am worried about finances. Can anyone speak to the hardships or successes or a counseling of practice and/or buying a home shortly after starting one? I feel trapped in my current job because I’m worried the timing isn’t right.

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Is it too late to buy the FAANG stocks? Still feel that Amazon and Google are undervalued.

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More Posts

Final round! Panel interview w an assignment to present some ideas on how to increase customers for 1 of 5 key audience segments.
I’m most familiar with 1 as it’s the audience I work with at current job. Not enough info/experience with other 2 segments. Remaining segments I know enough but not as confidently.

Will it look like I took the easy way out if I chose my segment? They know it’s my current audience and has been for 8 yrs. Would love to hear your thoughts!

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Looks like unemployment, businesses shutting down and COVID deaths and new way of life is priced in till November elections

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Why Verizon employees are transferred to Infosys.

Anyone working in spain??

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How to put resignation in Thoughtworks?

HIRING! SEOs looking for an agency role with lots of room for upward movement:

The agency I work at is seeking a FULLY REMOTE creative and motivated individual who wants a career in digital marketing. Your day-to-day will be focused on executing SEO and digital marketing strategies for clients. This role has significant growth potential for someone who is driven by success and can accomplish goals. Message me for details!

Pay: $50,000.00 - $60,000.00 per year (open to negotiation)

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Anyone working in mRNA space? DM for a job

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Should I get a CPA for Transaction Due Diligence?
I’m a new grad working in FDD and I’m trying to decide if becoming a CPA is worth it. I do not plan on staying in accounting in the future. I’m more interested in strategy work. I certainly do not want to do Audit. Would you recommend getting the CPA considering my career aspirations? Do you think it’s worth it? If not, what is the best way to use my time efficiently?

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Accenture Federal Services a good place to work for? New grad going to software engineering analyst in NoVA

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Which is the better career route, investment banking or law? Which one has more opportunities?

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Extremely Disappointed with hikes!

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Hi
Does anyone here from SaT TSE division? Do we work with EYP folks? Also what is CTC for joining with 6years of experience in this service line? And do we get onsite opportunities here?

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What is the maximum salary fixed ctc LTI can offer for P2 role?
For year of experience 4.8

Does Deloitte look a lot better than ACN on b-school apps? Debating if I should take the offer to switch and then apply after.

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Preparing for an MBA towards Fall 2022 or 2023. How much roughly did you have in your savings/assets when you decided to apply for one? Not from finance/tech/consulting, so hard to gauge

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I am behind the times and need your help: please share any resources you have on the tips/tricks/shortcuts/macros you use to make drafting in Microsoft Word a little bit easier.

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Returning June 1, likely 2-3 days/wk. Houston, TX.

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After 3 years of freelancing, I just landed my first in-house journalist job!! I’m so happy!

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Whether its difficult to get GCP Projects in CTS?

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Does anyone have any travel agency who books visa stamping for H1B
Or anyone ha successful completed stamping
Any help on this area

Additional Posts in Personal Finance Bowl

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

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Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

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Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

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What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

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Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

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Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

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Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

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Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

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Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

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Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

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I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

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I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

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I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

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I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

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accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

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Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

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