I'm interested in creating additional streams of income. Do you think there's actually good money in any of these, or is it bait? Are any small businesses better than just letting my money sit in an index fund?

Opened a Roth IRA account last year and put away a portion of $ each month to eventually reach $6000. This year thinking of plopping all $6000 there in Jan. What method do you all follow?

Bought my 911 last year for ~$120k. Only put 4,000 miles on it and seeing online values in the ~$130k range. Am I crazy for considering selling it? She's in perfect condition (even though she's my daily)

What is your top stock trading platform? I use Ally invest and Robinhood. Not happy with both. Looking for a platform with low fees, fractional shares and solid analytics. Thanks in advance

Any Amex employee here with an Amex card? Could you guide me on the process and eligibility of cards and what benefit do we get as employees?

Which alt coin should I buy in this blood bath outside of ETH, LTC, XRP and BCH?

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

For those taking out student loans and have researched a few vendors... recommendations on who you are going with and why? Thanks!

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

Can everyone stop asking to raise taxes? People don’t deserve 24/7 handouts. Let’s take some responsibility, pls and thx

What percentage of your gross salary is saved including 401K or equivalent?

Restarting my keto journey!! Lost about 5kg the first time I did it last year, then got lazy and fat and now want to lose 10kg!

Question for anyone who may be able to answer.

We are looking to file something like an injunction injunction to stop a property sale. The property is owned by a sister and brother. Brother is deceased so it passed down to his children. The heirs bad no idea the aunt is trying to sell. Can we file some type of injunction?

Anyone use Wealthfront as an investment platform? Likes, dislikes, thoughts?

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Anyone have a contrarian opinion on a trend / investment theme going on in the private investing world, particularly tech investing? Feels like everything is painted in the “huge growing market with tons of white space” lens.

Hello people,

Need some inputs!

When I file my ITR, it is auto-populating the 'income from other sources' by 40k and increasing my tax liability by 10k however form 26as shows no tax liability.

Should I edit the header to Rs. Xx which is below 10k hence tax exempted and stick to info as per 26AS?

Thanks a lot!

Anyone in a condo need to get walls in insurance? Please explain this to me, thanks so much. First time buyer here

Goodbye XRP! Thanks for the awesome gains and good luck hitting that absurd $100B market cap 😁

Hi, I'm new to Dallas. Have been eyeing on rental investment in Dallas. Looking into Zillow, properties in Arlington seem to have good appreciation. Is it good idea to invest in Arlington? What other areas in Dallas can I consider (checked Carrollton, Plano, Coppell, Addison).
Thank you.

Does anyone know what the starting salaries are for a consultant vs senior consultant at Deloitte and how quickly you can progress between the two grades?

With Michael Thomas out, who would you replace him with in a PPR league today, TY Hilton or Emmanuel Sanders?

Like Sanders but worried about Brees after 4 weeks off.

I am interested in pivoting from an agency into a traditional business consultancy role. I have start-up tech experience and four years of Strategy experience for media clients. Are there any projects folks in consulting would recommend I take on to add to build on to a resume? From the outside looking in, it seems like there is an overlap in the core competencies of a strong strategist at an agency and a consultant.

Anyone have any Back/Spine specialist recommendations in the ~Central Austin area? Needing a second opinion beyond my ortho and curious where people have had positive experiences.

Do you know of ad agencies that allow you to work remote full time from another country?

Hey Media Fish - any recommendations on a tool that helps validate media mix (how much to spend with who)

@Manager1 what’s the JWN play today?

Does your salary band change if interviewing for a purely remote role? They pay should be based on my location, not the company's, right?

Will bay area housing ever go down/ become affordable?

Big birthday coming up in a few months and wanting to do things I have never done before (tattoos, surgery, etc.) What have you done as a result of a mid life crisis?

Hi all 🙂👋🏻 Apologies for such a late post. I have an offer of 18 CTC(1L joining bonus) from Larsen & Toubro Infotech & 12.5 fixed from IBM .
My joining in both are in around May last week. Tomorrow my IBM pre onboarding HR will connect with me. Should I ask for a counter offer tomorrow itself?
Or should I ask 2 weeks before joining?
Many told me that companies revise CTC when the joining date is near, else they show less interest. So should I go for it now itself?
Appreciate ur inputs🙂

Hi everyone, I’m Matt, the Cofounder and CEO of Fishbowl. I’ll be hosting a Fishbowl Live convo this Thursday at 8 PM EST sharing experiences that I hope are helpful for this community based on the 3 startups I’ve launched.

Ideation… product iteration… fundraising... it’s all fair game. You can join us by tapping on this link at 8 PM EST on Thursday:

What’s reasonable rent for a decent 1bdr in Hell’s Kitchen? I want enough room for a wfh desk not in my bedroom

Nice January weather!

Can anyone give me their honest opinion on working at Eli Lilly, the Indy site? I have a few coworkers that have worked there in the past but no one recently. I’m currently being recruited pretty seriously for a in-vivo technician position in the auto-immune team, but I already have a job lined up at Envigo as a small animal sx tech. Salaries would be comparable (Lilly would most likely be a little more with bonuses), but if the culture sucks, I’d hate to burn a bridge with Envigo.

When you check into the Westin and they say welcome home and you know that's weird but it's kind of soothing

Has anyone ever tried to use their PIV card to book the GSA rate for a personal hotel stay

Top EA horror stories? I could use a laugh - I know we all have one! Early in my career especially

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Any good wedding ring sources aside from Blue Nile?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Paid off my account debt!

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?