What’s a good split between ETF investments and HYSA balance? I’m at 1:1 right now but wondering if I could save taxes by parking the majority of my savings in VOO/VTI

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

Anyone here familiar with good neighborhoods in the south Charlotte area to buy a home especially say a townhouse? Currently I am based in Atl but could move to Clt next yr. Looking for a home buy early career.

I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

At a high level, what is a better way to maximize returns?

File all 12 months in NY or
file a few months in PA and remaining months in NY (about 9)

I was in PA for a bit during the pandemic

Why is there a culture of young realtors only? As a 40 year old realtor, I am far from retiring! As long as properties exist, I'll be here

How do you effectively plan for retirement?

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

After listening to the Mike Saylor podcast with Lex Friedman, it made me reconsider my notions I had about BTC layer 2. IMO ETH has thoroughly eaten BTC’s lunch from a development/dapp perspective. I’m 50/50 allocated in both because as Mike says BTC is durable digital property while I see ETH as the platform for application functionality. Would be interested to hear other’s takes. At the core of it, I’m not sure myself and others will ever want to spend BTC, even if fees were negligible.

Which side wins the trade? Justin Jefferson, Aaron Jones and AJ Dillion for Mark Andrews, Derrick Henry, & Alvin Kamara?

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

Hi All,

Can anyone let me know the premium per month for group term life insurance policy by lti.
As this premium will be deducted from our salary so can we add this deduction under tax exemption or not ?

PS : I am a new joinee and filling form B for projected investment, please let me know anyone.

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

Why so red? Any stocks good to buy now?

Good idea to buy some more AAPL right now?

What are yall buying?

Anybody have experience using EtherDelta? How the hell do I get my money from EtherDelta back to Ethereum and out? Been trying for a week and the transfer isn’t working

Anyone work at Hulu that would feel comfortable referring me? Lmk! Thanks :)

Hi fellow healthcare 🐠! Vynamic is currently hiring experienced consultants in the NYC market. If you’re looking to make a move, we have great pay and benefits, outstanding work/life balance and solid leadership. Life science/launch experience is a plus, but we’re hiring for experience in all sectors. If interested, DM me and I can answer any questions you have.

I am feeling naughty since morning! Anyone sharing the feeling?

Thoughts on SNAP puts ? I feel like Snapchat is the least utilized social media platform behind IG, tik Tok and Facebook. Yet it’s basically at a 52 week high

For July 4th does google only give one day off?

Any suggestions for a face serum or face oil for dry, sensitive, acne prone skin?

Hey everyone! Fairly new to the city and looking for some cool restaurants to try out. What are some of your favourite places around the city?

Looking for job referral for Front end dev(Angular, AEM Fed) role.
Yoe - 3.8
Current company - Deloitte USI

All of my writers are busy. Went FT, family stuff, already booked. I had to leave a 5 week contract on the table because I don’t have a deep enough writer pool. I’m 17 years in the biz, have awards and primarily do TV and Digital. CD/AD. Anyone interested in building a professional partnership? Let me know.

Received an offer for an internal promotion and the verbal offer differed from the written offer. Specifically, the bonus verbalized was 2% higher than the offer letter. HR basically just said ‘sorry, our mistake the letter is right’. What would you do?

Utilization rate this time of year?

Does your firm form leadership group trainings? We usually do every summer but we are starting one these last 2 months. We usually read books or watch something and then discuss. If you do them, do you think they are effective?

Not accounting related but looking for help… moving from UWS in NYC to Boston in August and renting a Uhaul. I know I can’t drive a Uhaul on any NY Parkways so hoping for some help planning the route out of the city and into MA. Any help appreciated!!

M&A associates: is it normal for first years to have only same-day tasks? I have not been given a task that wasn’t due either ASAP or by that night in weeks. If this is the norm, do you recommend any other (more predictable) transactional practice groups?

Does KPMG send you a rejection email? Did my last round last week Friday and haven’t heard back. Followed up with the recruiter and she said she’s following up with the team

Attended multiple first rounds for mphasis(full time - Texas location). But still I didn’t hear any feedbacks from any of the interview panels/consultancy companies. Seems like they are conducting interviews for name sake and letting us to get wait for the results (for more than a month)
Seriously! positions are available? or I don’t know what’s happening around me. It’s frustrating!

What’s the hiring process of Mphasis?

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Currently am contributing money into both 401K and Roth 401K. Should I also open up a Roth IRA?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Google stock to buy now or after the split?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Best high yield savings products?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.