My take-home income is $48k, and I've set aside $10k for a down payment on a used car. I'm pretty flexible on the monthly payment. What reliable car options would you recommend for someone on that budget? Do you have any general advice for buying used cars? I'm also wondering if it would be better to put less money down and keep the difference as an emergency fund.

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

I am curious how Onesource Income tax stacks up against it's competition.

Anyone else catch Tesla today? After months of no trading and waiting for the right time I had 10 700c I bought Friday at $695 a piece and exited at 4K a piece for a profit of 33K. Time to stay composed and wait for the next high conviction setup

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Desi 🐟 fam - What apps are you using to make payments in India using US credit card?!
I use Wise for money transfers and other payments using debit card but i want to pay with my credit card and wondering if there's an option for that

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

If I got 1/10000th of a bitcoin every time some dude on an app asks me if I like being an accountant... I'd be rolling in mad dough

Anyone here with a negative net worth (excluding 401k) in their 30s? Or am I an outlier?

Opened a Roth IRA account last year and put away a portion of $ each month to eventually reach $6000. This year thinking of plopping all $6000 there in Jan. What method do you all follow?

Thinking about putting 500-1k into either : Amazon, block, Nvdia, or AMD.
Which would you go for? Why? Or are you staying away from market still?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Pre-tax 401(k) or after-tax...thoughts?

For EESP - which is better share withholding or payroll withholding? Thoughts?

Have about 5k to invest - should I do FXAIX or FSKAX?

Can I survive on £26,300/yr in Belfast?

Why is there a culture of young realtors only? As a 40 year old realtor, I am far from retiring! As long as properties exist, I'll be here

Inflation post covid—19 .. thoughts? I am really worried considering the prices from housing to basic needs in major cities are already not affordable for most middle class families.

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Planning to buy a condo in 451 W Huron - Yay or Nay? Will live for a year and then rent it out. Don’t want to renew lease another year.

I’m considering investing into a special purpose vehicle (SVP) that would invest into a first round capital raise for a cannabis saas company...what are some of the key questions I should ask/consider? The company has already received seed capital from a couple big names.

What are the advantages and disadvantages of working as an immigration attorney for a nonprofit?

Are you a mid-level producer at a New York agency and you love it and feel like you have great professional guidance and opportunities? Please, tell me where you work! (cont’d)

How many people use the metro and or commuter bus to work? I’m European and lived in NY but I know that public transport is very different here. I’m thinking of speed, safety, reliability, and realistic expectation to use every day - TIA!

Doctor just prescribed Wellbutrin to add onto my adderall. Has anyone tried this combo? What effect did adding Wellbutrin have on you?

Hi Fishes,
It's over a month I had applied for a job post at career portal of accenture and still it is showing your application is under evaluation. My job CID no is C7183481. And now I am unable apply for other job openings too. Can anyone help me to apply for job post also and to know about the status of this applied position.

How are the exit opportunities from Macquerie Gurgaon IT team. How are the IT team and how is it overall as a growth opportunity?

Genuinely curious: how often do you feel truly happy/enthusiastic in your daily life? What exactly makes you happy? I hesitate to self diagnose w “high functioning depression” but I have all the hallmarks. I have no interest in previous hobbies; picked up new ones & got bored very quickly; and though I’m still productive in my job, have friends/a SO—I don’t remember truly feeling happy/excited in a long time. I met therapists who asked me if I think others feel happy/excited all the time(cont

Dear TCSers,
How many of you are still Working from Home? Is WFO is not mandatory for everyone?

Does BA Continuum provide tea/coffee/snacks in pantry?

I’m a PV consultant, typically coming in as interim Heads of PV and helping clean up disasters. Considering going back into Pharma- what si the base salary of a Head of PV typically? I currently command $250-300 per hour

What consulting firms are in Raleigh, NC ? And how is the pay compared to somewhere like Houston or Chicago?

Salary ranges for CBO-2 at start-up in Bay Area?

What takes so long for decisions after final rounds? Final was on Monday last week and they said they want to move ASAP and potentially start on dec 14. Have yet to hear anything and reached out to the recruiter this morning

Anyone hiring Senior Finance roles in 2021?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Any good wedding ring sources aside from Blue Nile?

Have about 5k to invest - should I do FXAIX or FSKAX?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Paid off my account debt!

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Google stock to buy now or after the split?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

In your opinion which is the best target fund to choose in IRA Roth?

What does 401k mean?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?