Husband and I are in our early 30s and have 2 kids under 2. We’ve got 750k invested (combo of 401ks, IRAs, 529s, and brokerage). We have 50k auto loan and owe 300k on house worth 620. No other debt. Salaries of 360k, target bonuses totaling 100k. My simple MO has been to max both 401ks, invest entirety of our annual bonuses, but otherwise feel free to spend most of what we earn, which means we do enjoy some luxuries. Is this too loose? Anyone else take this approach?

Can I make rental agreement as paying rent to my dad for tax savings .. I would like to mention 46k per month as rent .. Please help .

Why you should stay invested : asset inflation, then normal inflation, low rates forever, trillions in additional stimulus, dollar destruction (on purpose), coronavirus pushed tech ahead a year or two in adoption. STONKS ONLY GO UP!

Is there a reason to get the luxury SPG amex if I got the new Chase Marriott card like a month ago?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

If you don’t know what you’ll be spending in retirement, how do you know whether to put the majority of your money pre tax or post tax?

Which bank account is better for salary account?

HDFC
Axis

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

Why don’t I just own tqqq and spxl? I can’t assume market will go down 33p and wipe me out

My parents have very poor credit scores (<600). What’s a quick way to get this up? They recently paid back all debt but only have one credit card. Outside of paying back on time, should they open a new account to increase credit line / lower % of credit used? What options are best to quickly improve credit scores

Haha Merrill just reduced the pc payout grid by 3% for advisor below $2m in production

How t save tax for 9 lpa salary. Can anybody help me out.

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

What's the best airline stock to get into before the possible travel rebound next year? Do you also get in now or Q1/Q2?

Let’s say you have two young, high income partners in a couple who want to buy a house together but don’t really care to get married. They already live together in an apartment but both want to move to a house to build equity and have a yard, not share walls, etc. Should one partner buy the house and the other pays rent until they get married, or should they get a mortgage together without being married? I realize there isn’t a “right” answer but I’m interested in people’s experiences here.

HYSA anyone recommends?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Fellow EY 🐟. I left EY recently after two happy years there. How can I get the pension money back? I had around $1500 there and they are not able to help in EY-HELP3.
Can I at least do a rollover to an IRA?

Need to urgently find a 500k job. Can't keep up with mortgages with anything less. Any advice?

Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

Do you think someone who owns 200 ETH is financially independent?

London, Dublin, Luxembourg, Munich. Choose a place to move to from NYC. Fuck H1B.

Hey you guys! can somebody please help me answer these questions!

1. WonderWorks wants to increase hospitality sales by 25% in the next year. What are some sales and marketing strategies you would use to increase sales with our corporate partners? Outline a variety of paid and organic tactics you would use, indicating any potential costs that may accrue in your plan.

I received an offer for a role that is a lot more money than I thought but I still want to negotiate and see how much more money I can get. What can I say if the salary is already above average for the role in the market and city I live in?

Hi, what is an entry level salary, or what would be a fair pay for someone starting in a Cyber security consultant role, without any experience in the field, with a Comptia A+ certificate and getting training on the new job? Thank you

What’s the salary band for a Director level for Big4 in New York? I am moving there and need to negotiate salaries

If job posting pay was $36.66 hourly (no range) what would be an acceptable offer and counter offer?

Anyone ever pay for a prep service for an interview with Amazon or any other FAANGs for a non tech role?

Can anyone recommend a voice recorder that transcribes recordings into text? I am looking for a solution as portable as a phone, but purpose built and can transcribe directly into desktop.

When you realize the greatest value add you can bring to the deal today is picking up everyone's lunch

What would you choose? MBB (Digital practice) or Amazon PMT?

Background: T15 MBA student, 7YoE as Mech engineer, long term goal is to climb ladder in Tech, married and have a 2year old

Situation: I have a MBB and Amazon PMT offer for summer internship that I need to choose. MBB comes with FT offer, Amazon PMT will most likely result in return offer. If I go with MBB, I plan to exit to big Tech in 2-3 years. Y1 TC for both will be quite similar (around 230k).

Thank you in advance!

Can we pls put an end to CNY ads pls and thank you. Or at least try to be a little more original. Stop following the same generic formula.

Best SG agency for a good life?

Today I joined the JPMC mumbai and got the offer from UBS Pune, both are providing the same package.
I want to work in pune, what should I do?
Leave the JPMC and join UBS

Can anyone please share the experience to allocate the project after joining. Experience in Java backend. Is there any tips to allocate project before joining or after joining. Thank you. @

does anyone know anything about experiences working at “Stampli”? I have an interview for an Account Executive position there!

I see Trump has gone with the “If I talk louder I must be right” strategy

Any tip on places to see or restaurants in Helsinki other than the typically found in top 10 lists on the internet??

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Best high yield savings products?

Anyone have a recommended tax person in Chicago?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

In your opinion which is the best target fund to choose in IRA Roth?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)