At 33 years of age i realized how important investing is. I believe in doing more than educating myself about investing and then doing it. Any suggestions or help on how to move forward is appreciated.

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I’m a “set and forget” person. Put money aside regularly and leave it. Into VTI or VOO or similar.

Max out contributions, 401k, Roth, etc.

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Check out Remit Sethi (I will teach you to be rich) and the money guy show. MGS kind of bothers me but their financial order of operations is one of the better blueprints

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What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

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Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

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I be wanting to go off but then I check my bank app, calm down, and keep working.

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What are the recommended tax saving options apart from 80C, HRA & NPS? Any insights would be much appreciated.

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I’m a Canadian on a TN visa. Am I allowed to trade crypto on Robinhood? If so, can I trade the same coin multiple times in one day (day trading)? What tax implications would this have for me other than the standard capital gains considerations?

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At what point does it not make sense to buy/ build a bigger home? My husband dislikes our house immensely (was his with former wife) and wants to move. Only owes $180k on it, we’ve been together 6 years and thus I’d rather just remodel. It’s the only thing we disagree about - moving or staying. He doesn’t want to invest one more cent in this house.

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Welcome everyone. I hope to keep this bowl clean of any promotional content while discussing ideas to grow our wealth together. Please share the group link on your company bowls so that we can get good participation and useful insights...

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Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

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Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

Is it true that stocks bought and sold are visible in form16?

What salary would you feel comfortable buying a $100k car? Trying to gauge how bad of a decision that would be…

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Guys, what platform do you use to trade US stock?

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When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

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Please rip apart my investing plan. Am 24, already max out retirement and have 150k in cash I need to invest. Planning to invest a chunk each week for the next six months. See proposed portfolio in comments—>

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Is anyone familiar with McKenna Capital? I’m interested in investing in a real estate syndicate and McKenna looks compelling. Hard to tell if they are legit or potential scam?

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What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

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Hi, can someone tell me if I need to manually claim higher rate tax relief on Accenture UK workplace pension e.g. via self assessment? I had assumed it was all taken care of out of the pay packet as it’s a net pay scheme but I have a financial advisor telling me otherwise. It’ll be the first I ever heard about it if so…guess I’ve lost a load of money…???

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Anyone has a good financial advisor they’d recommend?

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Does anyone have a realtor that they love in center city? We’ve outgrown our starter home and looking for a little more space!

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What's a ctc offerd to a deputy manager in axis bank.?

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I just did my pre-licencing certification and passed my CA state exam for property and casualty. No I have no idea what to do or where to start my career as an insurance agent since I have no experience in the real world, just lots of knowledge. Please help!

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Anyone else get shafted on promotions?

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Anyone work in the Healthcare industry? I'm looking into joining Healthcare. I'm currently a Senior in tax compliance.

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Would it be stupid to think of pursuing a career in tex as an audit senior?

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Hi fishes, help me with this offer. It's an SDE role, 8 YOE. I'm currently at Google with $350-400k TC. This would be a level 5 at Robinhood. Base $210k. Sign-on bonus $45k Equity: $450k-500k. Thanks!

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Please provide your opinion;
Persistent systems or KPMG?

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EY Sharks, can anyone help me how can I get EY T-shirt 👕.???
Also the access card which we get, is there any benefit of using it for lunch purposes.??

Can I save tax/money or whatever if I use or not use this access card.
EY

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Anything going on in downtown Manhattan this afternoon?

Any recommendations to avoid feeling sleep towards the end of the work day? 3-5 PM I start doing the famous head bob if you know what I mean 🤣

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Loving the green

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Any other 2020 grads out there? How are you handling the job search without passing the bar or having any idea when it will be held? My plan was to pass the bar, then get a job so now I’m just in limbo.

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PwC A recruiter from PWC reached out to me to ask if I’d consider a different office the one I applied to, since it’s full. It would be Boston, Hartford, Chicago, Minneapolis, Little Rock, Denver, San Francisco or San Jose. MSA candidate. Is there a fully remote option? Do you have to be in the office all the time? Is the compensation high at PWC? Is there a possible moving expenses? Any insight or advice would help me make a decision. Thank you!

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Ladies - my GF is turning 30 in a couple months. What are your thoughts on a Cartier watch? Was thinking Tank or Santos. How would you feel with either of those? Or go an entirely different route?

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What is the maximum pay for Senior Consultant band C1 in CG

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“Leaders choose everyday who they will be in the face of opportunities and challenges.”

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Compensation at AlixPartners for the VP or SVP role?

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Additional Posts in Personal Finance Bowl

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

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Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

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I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

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Paid off my account debt!

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My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

uplifting

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

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What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

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Any good wedding ring sources aside from Blue Nile?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

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What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

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Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

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Have about 5k to invest - should I do FXAIX or FSKAX?

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Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

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Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

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What does 401k mean?

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24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

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Google stock to buy now or after the split?

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