Are you on track for retirement? How old are you and how much money do you have in savings? I have 24k at 35 so not feeling too great about that, but I think I still have time to turn it around

Why you should stay invested : asset inflation, then normal inflation, low rates forever, trillions in additional stimulus, dollar destruction (on purpose), coronavirus pushed tech ahead a year or two in adoption. STONKS ONLY GO UP!

What are the recommended tax saving options apart from 80C, HRA & NPS? Any insights would be much appreciated.

Best non-travel credit cards? I have Chase Marriott and SW but looking at best value cards during Covid. Esp Amexes. TIA!!!

There has to be a point where focusing on minute details generates diminishing marginal returns.

What’s happening with the Chinese stocks? Do you think it’ll continue going down or will it go back up?

How to save tax for the money from freelance work? As i already have a full time job.

I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

Fav intl ETFs?

How much money have you invested in crypto currently? I’ll start - $5000 currently

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

I am a direct private lender. I offer fast and reliable loan at 5% interest rate with no prepayment penalty. I can close a deal within 3-7 working days.

Do you have any project/deals that needs 100% funding?

-Jeremy

I am curious how Onesource Income tax stacks up against it's competition.

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

What are some of the investing must-reads that you'd recommend?

Have any of you considered FIRE? I'm sure some of the partners are young and rich enough to retire. So why not say screw working until 60 and to hell with the pension? Travel the world and live life while I can?

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

What things *can you negotiate when purchasing a new car? What things *should you negotiate always? Any differences in negotiation approach when buying used? Seems like I can afford considerably less, given the current interest rates 😭 Currently financing a car at 1.9% and it's killing me to buy, but I've had nothing but issues with the used car I bought.

One of my friend is looking for a job and she has experience of 3 + years as Business Analyst is there any opportunity please let me know

How long does it take to hear back from McKinsey after applying for an experienced position? I applied on 3.11 and haven’t heard back and the status says in progress. Is that a bad sign? TIA

Hi Fishes,

Please share Barclays designation hierarchy with salary bracket.

Deloitte Consulting fishes - what's the expected base and bonus for an SM1? I've seen glassdoor, but don't think can rely on it!

How much package i can ask from kpmg india as Consultant (Digital lighthouse, data engineer)

Hey Pune Fishes, I am looking for a 2 bhk flat in kharadi area, near WTC, with a flatmate. So if someone knows a good broker or someone who is looking similar kind of arrangement DM me.

Expected budget: 12-15k per head

Hi all
Am looking for assistant manager post @hyderabad, vijayawada , visakhapatnam locations. I have 10 years of experience in ppc and am a sr planning executive at mrf tyres + ccna certified + nse 4 .
Do contact me on 6383830043 and b.saichandra91@gmail.com for any opportunities.

How many of you guys recently joined and currently on bench?

Has anyone ever successful negotiated there salary with the federal government. I have tried twice and both times was cited a HR policy saying my specific circumstance did not allow negotiation. Just wondering if it’s even possible

I’m thinking about implementing math workshop next year. Do you have any suggestions on where to start or how to set it up?

Which is a better specialization option within consulting? Commercial Operations (sales & marketing) vs. R&D Strategy in Biotech? Would the answer be different if it was focused within Pharma? No Ph.D.

OMEGA INCREASED THEIR PRICES OH NOOOOOOOOOO

What is the courtesy of withdrawing an offer you already accepted?

What's the best way to find a freelancer? My company needs help with work that would likely involve custom development/Apex. The only person with any SF knowledge is myself and it's limited...

At work I tend to eat just to eat. Any advice on how to break the habit?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Say you have $1mm in cash, is it plausible to put it all in a HYSA and take the monthly interest payments as income at say 3% APY and then quit your job?

Theoretically*

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

Best high yield savings products?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)