My girlfriend just received a $90k scholarship for her 3rd and 4th years of medical school. With there being an entire year before 4th year tuition is due, she currently has the $45k sitting in a checking account. I through out the idea of an hysa as it would make ~$2k in that time and would be low risk. Any other recommendations for low risk possibilities?

My realtor looked at a unit for me, and shared the video w me. I’m interested. The unit is on MLS. Then he posted on his IG story seeking buyer. I’m kinda annoyed because now I may have competitions since he is my realtor OR should I be ok for him to do that since it’s equal playing field on MLS?

Can anyone tell me how to invest in gold or silver? I'm going to sell my home and need a profitable and somewhat safe method to invest the money.

My OCD is really bothering me 😢. Please share what has helped your OCD. Thanks !!

I want to join a fitness class but I have been going to gym always instead. Any reasons to convince to join fitness class?

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

Hi Fishes/Seniors,
This will be the first time I will be in tax slab.
I have few queries can anyone please help me regarding this.
In ELSS mutual the total we can save save tax is 1.5lakh. Do we need to invest yearly 1.5 lakh yearly to save tax? I am planning to have a Sip of 5000 monthly for 3 years. So total money invested in 3 years will be around 60000 * 3 = 180000.
Will that be sufficient to save tax or Do I need to have a sip of 12000 per month to save tax.

Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

Apologies for the awkward venue...but any one else struggling with addiction slash self destruction slash wtf am I doing in life?

Not sure if this is the right place to post this but who do you all use for financial management/financial advisors? My stuff is getting a little complex with some real estate and retirement accounts.

Has anyone successfully treated their depression and anxiety naturally (through lifestyle changes - exercise, prioritizing sleep, nutrition, social connections & therapy) rather than taking medication? I’m concerned about the long term effects of antidepressants and having to be dependent on them forever

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Has anyone talked to a therapist or professional about being unemployed? At this point I feel like it's making me depressed. Are there other unemployment support groups out there?

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

Looking for recommendations for resistance band exercises with no other equipment. I know you tube has a ton of videos, but would like recos on any that you found effective.. Thank you...

What's next after healthcare for you all?

Continue to wear masks people!

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

My husband and I are just starting our TTC journey starting with Letrozole and timed intercourse. I’m planning my 30th birthday trip to Italy in June. Is it too risky to travel if pregnant during the first trimester (in case I do end up pregnant before June)?

Any one here at HIMSS this week? Anything exciting to look out for?

Anyone working on Digital Front Door strategy? I'm building this out for my practice right now. Would love to connect.

Hi Friends,

I didn't get relieving letter from EY GDS and its been more than 15 days that I had resigned from company and no one is responding except that automated response when I mail to myhr@gds

Requesting you to provide any mail so that I will mail them to get it complete asap

Please help!!

Greetings Saints! 2Chronicles 16:9 KJV
For the eyes of the LORD run to and fro throughout the whole earth, to shew himself strong in the behalf of them whose heart is perfect toward HIM. Herein thou hast done foolishly: therefore from henceforth that shalt have wars. Why is the Christian room is so quiet? Where are the believers? If you are believers; comment or drop your favorite verse below.

NEW TO THIS APP!
Requesting a few likes to start using DM.

Hi friends! I’m looking for resources to help me be successful in a “Functional Lead” role.

The role is in FinTech
I’m responsible for strategy, comms and key partnerships for a bank product. It reports through Customer Experience but touches product, Ops. marketing. It’s basically a Project Manager role but more nuanced.

Anyone out there in a role like this? Any books. videos or even best practices to share?

Hi guys,

I am a Cyber Security Analyst and can perform complete security testing of your application.

Let me know if you want to get your website tested at minimal costs.

What is a reasonable rent increase %

Personal finance book recommendations?

Is hybrid compulsory in KPMG Pune for ServiceNow Domain?

IT band pain? Best stretches and ways to deal?

Knee pain immediately after running in the cold that subsides after you warm up. Anyone else have this problem? Solutions?

Level 9 average salary?

Anyone think HODL has jumped the shark?

Anyone still play Pokémon Go?

I am looking to work as a freelancer, if anyone is having projects in Backend development. Please let me know.

I am new to EY. How to check one's exact designation in the system (I am a senior, but want to know whether it's SCon1/2/3?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

In your opinion which is the best target fund to choose in IRA Roth?

Paid off my account debt!

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Have about 5k to invest - should I do FXAIX or FSKAX?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below: