I recently came into $5,000 as a gift from my aunt who died. I am debating on using it to pay off credit card debt or save it for an emergency fund or a retirement fund. I have no emergency savings or retirement savings right now. What would be best?

Is 160k good salary as a manager in New Jersey? With savings of 300k so far... I am wondering if it is a good time to go back to India.. I mean there is no end to earning more and more ..trying to settle on a goal on US money and saving .. after that I never want to regret once I go back .. I want to go back happily with no regrets and want to feel good about myself that I was successful enough ..

Anyone willing to share thoughts on National tax- unclaimed property at EY?

Received an offer from EY but didn’t find enough information to get to know about it.

There has to be a point where focusing on minute details generates diminishing marginal returns.

Who does your taxes? Need a recommend. Thanks.

Anyone have a contrarian opinion on a trend / investment theme going on in the private investing world, particularly tech investing? Feels like everything is painted in the “huge growing market with tons of white space” lens.

I have an issue: just been informed by compliance I have a violation. Using a brokerage restricted and at this point I am at a loss. I sold off all my stock just to comply. Then put the only stock I kept with the broker, the other one is my wife’s employer 401k savings broker. The instructions say they will reach me within 90 days for next steps. It also says there may be financial penalties.

What should I do? I replied the email immediately asking for help. I am a new to Deloitte and the US

What do you all think of Snowflake's businnes, stock and IPO? It is database business and competition is heating up. Is this something good for / worth investing in? Maybe a long hold for 15 years? it reminds me when Googl went public at $68 / share. What other businesses(business model expansion) can it expand into?

Anyone else seeing the run old gold and hype around it similar to the bitcoin hype at its peak?

Ah thank you so much for doing this! My husband and I are planning to dive into this this summer, but frankly it seems impossible. The downpayment thing is pesky

Hi Friends,

Could some recommend some good pgs around fidelity investments (manyata tech park). I will be starting the office from Dec.

Been lurking on this group for a while. I’ve only traded stocks ever. What’s the best way to start with options? Any great video tutorials or websites that can help me understand the basics. I only have theoretical knowledge of options thanks to a derivatives class I did at college.

Google stock to buy now or after the split?

How is the GSAP tech allowance taxed? Bonus or income?

Can anyone share amex Bangalore location?

Off the topic.
Koi help kar sakte to get rent house near Manikonda/7 Tombs.
Budget: 13k

How does your help help with interest rates if we're only putting 10% down. In addition to a meager down payment, I also worry abt interest :( Definitely didn't get into this for the money

So Becker was supposed to charge me $600 to update for unlimited access since my account was due to expire in March. I called them in December to make payment. Now 8months later...they reach out to me saying they only charged $35. I just checked my bank statement and they are right but i don't have $600 sitting around...What do i do? Thoughts?

Thinking about putting 500-1k into either : Amazon, block, Nvdia, or AMD.
Which would you go for? Why? Or are you staying away from market still?

Noticing a theme on fishbowl recently among young couples so wanted to get to know how (if at all) you managed to solve the issue of being in a relationship with someone who was in a considerable debt or had different spending habits than your own?

Meditation has helped me find so many small moments to enjoy and be grateful for every day that I wouldn't have noticed before

I cleared all my rounds for 2.2 level and shared all my documents on the link HR shared. It's been two weeks and the offer letter is not generated. The HR keeps telling me to wait until Friday and then postpones to next week. Can anyone help me understand this?

Hello everyone 👋🏾 I wanted to share a few roles we are hiring for across fund administration and fund onboarding. These roles can be remote within the US (a few states) and Ontario / British Columbia, Canada. If you’re interested and feel that your background aligns, please reach out to me to chat. The detail of roles are in the comments below:

can anyone please share @CitiusTech MR round general questions? today i hvae MR round.

LETS MEET UP IN LA JOLLA! 🏖️☀️🌊
Looking to places explore and make friends TODAY? We are going to get some drinks, food and make connections

Comment here ⬇️

What resources are y’all using for prep? Of course I’m familiar with Case in point, rocket blocks, fast math, and b-school case books, but wanted to see if there are other resources people are finding helpful

Did anyone hate wedding planning? I’m constantly considering cancelling the wedding cuz I honestly can’t believe how much drama it’s causing with all family members.......

Any stock traders use TurboTax? I honestly thought my capital gains was going to be worse because of the wash sale rule. The software calculates all of that once you put in the 1099 correct?

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Hi. So I'm about to begin employment with United HealthGroup. It will be for Medicare recipients. I have some years experience with Medicaid. Any advice? I know, at first, it'll be working on the phones. Any thoughts also on how to get off the phones or how to move into other positions? Thank you.

Out of these 4 Citi or Standard Chartered or Morgan Stanley or JPMorgan is better for overall Work Culture/ Onsite Opportunities + Salary?
Domain - Risk Management/ Compliance/ Internal control. Please suggest.
Morgan Stanley JPMorgan Chase Citi Standard Chartered Standard chartered gbs KPMG

Anybody have experience neutralizing or even co-opting powerful skeptics? My team is in the cross hairs of a major player with an axe to grind. I am trying to speak their language and frame my team’s value in terms they value but I still feel extremely vulnerable.

New to the city - what is the general vibe of each neighborhood in Manhattan?

Who has a LLM from USYD? Would like to know your experience. I am starting first semester 2023 as a full time student and working. I have heard from friends doing a LLM full time whilst working (not at USYD though) that it is achievable but very time consuming.

Lots of us are skilled at delivery but most sales books seem to focus on the pitch and closing... What are your best resources for learning to develop and nurture strong, lasting client relationships?

If I get laid off, I have a previous colleague that started a cybersecurity company. I would love to get involved on the business side of it. Any pointers on skills that are attractive in this realm for a startup? Would be mostly (if not all) federal defense contracting clients. I’m currently in Deloitte’s cyber risk practice but my background and passion is in accounting and finance, and business operations. Graduated in 2017 so still early career.

Will companies know that you got laid off if they do a background check?

Any info on Fractal Software salaries?? They are hiring for a Research Investment role, and I can’t seem to find anything on compensation.

Does deloittw in Divyasree has shuttle to yemlur junction ??

I make 135k gross/year & am looking at apartments in a tier 2 city. 2k for a 1 bedroom or 3k for a 2 bedroom? I’ll be working from home and living by myself & a pup. The hesitancy is 3k is basically one of my paychecks after taxes. I live frugally otherwise with the exception of eating at a nice restaurant once a week. Is a two bedroom worth it?

Google stock to buy now or after the split?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Thoughts on personal loans to consolidate Debt?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

What does 401k mean?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

In your opinion which is the best target fund to choose in IRA Roth?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.