Student Loans

Does anyone invest in the stock market? If so, have you had any success?

How many times have your student loans been bought/transferred to different companies? I have lost count of how many times my loans have traded hands.

If you weren't saddled with heaps of student loan debt, what would you be able to afford?

For me, I think I would buy a house and maybe start a family.

Canadians: do you think we will ever see similar debt forgiveness like the US is now seeing?

Do you feel financial insecurity because of your debt?

Has anyone taken out a home equity line of credit while still having student debt?

I have been caught up in this debate and this bowl seems like a natural place for this discussion. Do you support Biden canceling student loan debt? If yes, has his program gone far enough? Why did th… more

For those of you who have a large amount of Student Loan Debt, like I do, are you able to save for retirement while paying off your loans? I haven't really put anything aside for retirement yet 😬

Best thing you have splurged on lately?

What do you use for tax savings? ex. RRSPs, 401k?

Do you use sinking funds for travel?

Has anyone re-financed their student loans? Was it worth it/did it help you pay off your loans?

Any advice for feeling extremely underpaid/undervalued for the work you do but not wanting to leave your company?

If you had to do things over again, would you have still taken out your student loans? Or would you have chosen a completely different path to avoid starting life with so much debt?

Does anyone know anyone who actually had their student loans forgiven recently? No one I know has had a dime forgiven.

Who here took a gap year between graduating high school and entering college? What did you do (work? travel?)? Do you feel it was right or wrong choice for you in hindsight?

Here is a fun (or more likely horrific) little poll. Comment below with how much estimated time you have left to pay off your loans. I will go first: I have 912 months (76ish years) left.

Anyone had their loans forgiven?

For those of you who had their loans forgiven this week, how did you find out? Did you get an email or letter? Log into your account? I haven't heard anything so I am assuming I am not getting my … more

My work promises to pay bonuses before March 1 to allow for tax deductions in the previous year - but they haven't done it this year and at this point doesn't seem like they are going to..

I'm at the age where all of my friends are getting married/having babies. Between the bachelor parties, weddings (traveling, gifts, etc.), showers - things are really expensive. Any advice for han… more

If trump gets elected the whole forgiveness plan is out the window..

Anyone getting a tax refund for overpayment? What are your plans for that money? Extra payment on debt or splurge?

Do you owe taxes or get a return? If owe, why?

What do you splurge on now that you wouldn’t have before on your post-grad salary?

Are you a morning or a night person? If night person, how do you deal with early mornings at work?

I still find it funny how many prop bets you can make on the Super Bowl, from coin toss to first score to color of Gatorade. If you won, great for you! Hope you put the winnings to good use.

What I… more

what's your way of coping with stress at work and not bringing it home with you?

Does your office do lunches/socials/snacks or anything like that?

Do you do your own taxes or have an accountant do them? I have done them for the past few years but this year I feel like I want an accountant to do them to make sure I'm not missing out on any de… more

Has anyone consolidated their mortgage with their loans - if so, why?

I wish interest paid on private loans was tax deductible!

Do you speak openly about your salary with other coworkers?