Are you saving for retirement despite student loans?

https://www.cnbc.com/2024/02/19/americans-making-student-loan-payments-have-up-to-36-percent-less-in-401ks.html

I've cut back the 'extra' but am still contributing enough to take advantage of my company's generous match. I am surprisingly (barely) on track.

Anyone have a carry payout model they can share? Trying to build a few scenarios

Investment advice for a junior associate (with minimal research or effort). Young with minimal expenses, so open to any and all suggestions.

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

Does the employee get both the employer and employee contribution to PF or only own contribution to PF?

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

9 years at the firm, 3 as a manager and I just broke $100k in the Northeast region. Maybe it's time to explore my options.

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

How does one find a financial advisor who isn’t trying to shove financial products down your throat. I just want an unbiased opinion. Possible?

I’ve gotten massive returns by making huge bets on good coins. XLM is my current darling: FairX, ICO platform, partnerships, use cases and fast payments.

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

Any realtors in this bowl open to chatting?

My fiancé and I (ages 30 and 31) are about to buy a house. We would put down 10% for a 835k purchase price. Our combined income is $265k. We both have around 7-10k left in emergency funds (each) and combined about 200k for retirement. Our mortgage is $4,500 a month and we split a car payment for $800. Is this an okay financial decision or should we have bought a cheaper house/saved more?

Does anyone here have experience investing with Masterworks (platform for investing in fine art)?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Have 20k, what’s a good small business to start with this fund? Serious question here

Any Deloitte people trade on robin hood?

Have 2k to get in on alts. Already have a ton of ETH, BTC and Link. What would you buy today?

Anyone figured out a good way to keep hearings public? I'm trying to figure out if I can get the courts to post zoom links for hearings somewhere.

Never invested before…can y’all share resources (podcasts, books, favorite news outlets, etc.) so I can educate myself and get started

Really struggling with attrition right now and we seem to be a cycle of countering people, trying to keep governance but being reactive! Any ideas on a reward strategy which enables us to be flexible when we need it but retain a degree of control so it doesn’t get out of control?

Hi everyone! I ‘m trying to transition into learning development. Any advice? Which jobs should I apply to? If you’re already in L&D what is your day to day experience?

What are good companies to work for that also pay WELL and hire remote? This inflation situation has me worried and my current company is great to work for, but on a budget freeze so no promotions or salary increases are approved for the time being. :/

I’m currently working with a senior level HR candidate. This individual has a doctorate in business with a focus in HR, her SPHR, Federal, and private sector experience at the singer level, and has a fabulous personality. I’m curious is anyone else having difficulties play some candidates like this? At this point I’m starting to think it’s racial or her sex based of the lack of interest in this candidate. Any thoughts?

Hello all, I'm in the tech industry (networking and networks security) currently in France and considering moving to Canada in a couple of months. I was wondering about how much time in general i might spend searching for a job there, and is the french/europeane experience is taken into consideration in canada?

IP associate search in NYC — A+ firm looking for jr/midlevel with chemistry or biochem background. DM me.

Visiting Toronto in September, I've been there many times and have had a good time, though I've never fallen in love with the City. What are some of your suggestions for visitors beyond St. Lawrence market, CN tower and distillery district?

Also any recommendations for Prince Edward County? Favourite restaurants, wineries, towns and view points?

Would love to fall in love with Ontario this trip :)

Thanks!

I have been faking and slacking for last 2 years. I am not being pushed and challenged at work. Nobody bothers to follow-up on my work. I take my sweet time to do the bare minimum. I took a break for depression and came back . Still I didn’t have the enthusiasm to do the work.Should I just quit and figure out what I really want to do ?

How much do Nursing Assistants make in Michigan? Metro Detroit more specifically?

Does anyone have any recommendations on how to conduct the post-clerkship job search if the goal is big law? I am coming from a state appellate clerkship in a major market.

Today’s my bday. Also my beloved family dog is getting put to sleep due to cancer. I didn’t take the day off today for either reasons. Do I have my priorities messed up right now?

Finally getting around to getting a CS degree. Taking a class taught in Haskell and a class taught in JS. In other words, a purely functional language which you can basically read just by looking at type signatures, vs... just no.

Front end people, why?????

Hi, I'm completed B.E Mechanical Engineering and doing Mechanical work at HCL. Here so many Mechanical works are there but no one having knowledge of this. Before joining me also not know about the type of jobs are available... Many opportunities are available in service industries also...

SOFI or who else?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

If you could go back in time what would you tell yourself before taking out student loans?

Damn LIBOR rate up again...

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.