How many times have your student loans been bought/transferred to different companies? I have lost count of how many times my loans have traded hands.

Hello! I’m new to the city/country and would love know where can I find a financial advisor that can help me navigate the basics in the US (401k, investment plans, taxes). Is there a profession that could do all those things combined?

I got a decent deal on a small 1 bed in a luxury building (hell’s kitc). Should I do a 12 month lease or 24m?

Got the rent negotiated to under 3k + free amenities for a year (gym, pool, etc.). I’m afraid rent will atleast go back to the original price (+5%) and then some. The building has some sort of rent control but that’s predicted to go away in less than 1 year as per the lease. The legal rent limit is way higher.

Would love some perspective on renewal experience after 1 year. TIA.

Buy/lease now or defer to Q1-2023?

My car broke (engine seized, 10y old). I am interested in 530i ($62k price), however 3year lease is $1,000+ monthly (with $5k down). Monthly lesse payment is 50% more than bmw advertised offers (“south FL dealers are not participating in the program”)

Q to car gurus/experts- should I defer purchase/lease for 6 months? My logic, the impending recession will reduce demand and we will go back to more balanced market (lower prices with negotiation).

Anyone have experience transferring stock out of Computershare? Rolled my old 401k to a IRA and am trying to figuring the best/cheapest way to transfer my former company stock to my taxable acct. I assume transferring to the IRA is not possible

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

I just got a FAANG offer with 290k TC (8 YOE), so I am trying to rent out my place as I need to relocate, but I am not able to find someone to cover my full rent and I am depressed because I am so not investment savvy and I can NEVER EVER accept losing money in ANY SITUATION. Am I being insane?

Anyone know good penny stock to invest in? I have some "play" money that I would like to invest in some good penny stocks.

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

How do you deal with 401k in the US? Can you withdraw without penalty?

Does having student loans impact your ability to get a mortgage?

For those using voyager, does it take a really long time for deposits to settle? It's been like 1.5 weeks, my cash has been taken out of my bank account a while ago, but voyager still has all my deposits as pending.

I can still trade with the pending deposit, but I'm just wondering since I'll eventually withdraw some.

Do people make money day trading crypto or is that exclusively an Instagram scam?

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Any entrepreneurs here had angel investors actually invest in your company? If so, how did you find them and how did it go?

Taking a gamble here. 25 OXY $16Cs for 4/9 and 25 OXY $17Cs for 4/9. $0.20 and $0.08 respectively. Very high risk but have gains on other OXY trade that I don’t mind risking on this.

Did anyone else get a ridiculous rent increase this year?

200k in student loans. Unmarried, no kids. If you had to choose - Would you prioritize paying them down/off or saving up for big ticket items like a house/retirement?

Hello, is there anyone here that can recommend ways to make money as a notary public?
Thanks

Is direct lending/private credit technically buy side?

How to go about getting a pre approval letter for mortgage? Wait until you want to make an offer on a house you like? And if that falls through do you keep getting a new letter for every offer you make?

Anyone in SoCal?

Hey hey all
Any tips on how to eat desi and healthy. Want to drop from 70 to 60 and get back my fighting bod before my non-existent dil mil dates come into existence.

I love my SO. We’ve been together for nearly a decade and are talking marriage. I know being with him though will require living far from my family. I love my family and dread the thought of being far from them. My SO has been transparent about wanting to return to his home country. I don’t want to lose him but I also dread being far from my family. What’s the right call here? Fwiw he’s lived in my home country for about a decade now but has been able to visit his pretty easily (cont)

Exit to Amazon London L6 with £95k TC (68 base, 10 bonus, and 19 shares, vesting 0-3-8-8). Is this a fair offer?
I was hoping for £100k TC.

Help! With the season change my face is so dry. Even after moisturizer it looks like my foundation was applied on top of snakeskin. Any suggestions for moisturizers or something else to help?

We are so close. Final stretch. Let’s go 🔥

How long does it take to implement a Plaid API product?

Just wanted to confirm if we have an option for buyouts during the NP,is it normally negotiable to 30 days,how does it work?

Anyone from Deloitte working for D’s Revenue Cycle Team?

Sometimes I think.. I could have been an English teacher in ruta Japan.. but now I’m stuck in insurance defense selling my soul.. what could have been

Another bull trap

Guys, we’ve boy-who-cried-wolf-ed ourselves with wire cutoffs. I’m 90% sure they’re fake.

Hey guys!

Can anyone give me ideas for remote jobs that can be done at my own time?

I work 9-5 and i would love to work a remote job during nights and weekends...

1st Job - 90k…. Is this a good salary? Late to the game at 34. Don’t even know anything about personal finance. Basically feeling like an 18 year old over here with no knowledge of how to run my own life. Having to start over after long term controlling relationship where I was left out of all the finance stuff. So I’m lost TBH. Engineering makes sense, managing my money not so much.

Does EY file for I140 under premium processing by default, or would I need to request for this explicitly?

Anyone looking for case partners for casing practice .Just to let you know I know basics of casing and their types but not much experience .Would like to partner with similar or experienced folks

Is JPMC going to start WFO all days instead of hybrid mode from next year?

Has anybody approached the job search process by rounding up a list of dream companies rather than certain roles? Would love to hear some input.

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Damn LIBOR rate up again...

SOFI or who else?

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

If you could go back in time what would you tell yourself before taking out student loans?

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?