Has anyone re-financed their student loans? Was it worth it/did it help you pay off your loans?

like
Posting as :
works at
You are currently posting as works at

I thought about it, but then I just took on a second job and put the entire income towards the debt. It was exhausting and I don't know how I did it, but it made more sense to me than trying to refinance and deal with all of that. I know somebody who refinanced their loans and ended up regretting it.

I have taken on a second job but put everything towards savings so I can focus otherwise on my debts

I am looking into consolidating my loans and then maybe going the refinance route. Ideally I am trying to take advantage of lower required payments but also paying off ASAP to avoid any more interest accrual. Oh, the things I wish I would have considered before taking these loans out..

No but my husband has been looking into it for us. We both have a lot of student loan debt and we want to buy a house. This is getting in the way, so we are trying to figure out what plan of action we should take.

No, I didn't even know that you could do this. How many payments would you have had to make in order to be qualified for this? I hav

Related Posts

Does anyone know how to roll options in Fidelity’s app? Recently moved from TDA to fidelity

like

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

Guys, what platform do you use to trade US stock?

like

Thoughts on Transfix? Anyone invested?

like

Would you buy a brand new car in cash?

like

Has your firm restored your pay? Is it worth considering jumping to another firm that is going to pay you what you’re worth? Don’t know about the rest of you, by my student loan interest rates aren’t getting any lower.

like

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

Who wants to be a millionaire?

likefunny

Noogler question: are approved Amex expenses from concur directly paid by google to Amex? Or I gotta to pay? My expense was approved but has not yet been fully received in my account..

like

How many of you max out all tax-advantaged space, i.e. 401K, Roth, and HSA, and is it doable to live on what's left?

like

Is getting into ARK funds at today’s price a no brainer or still risky? Currently in VOO/VTI and Vanguard mega cap MGC/MGK. I don’t want to fall under the belief of historical performance guaranteeing future performance, but ARK is so appealing

like

Just got a little tipsy and impulse-bought a $2,000 82” tv. Hope it’s worth it.

like

Since the fed rate is now zero.. What does thst mean for mortgage rates and savings rates? They gonna plummet to nearly 0%?

like

Wwyd if you were me: we have more cash than we need in savings account (not a ton more, but more than our usual emergency / buffer). Have $20k left on car loan at 3.5%. Normal I’d invest the extra cash and keep loans. But with markets and inflation as they are, should I just pay the loan off?

like

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

like

Does FIL provide Corporate NPS for tax savings purpose?

I max out my 401k and I have a decent emergency fund. I want to keep saving. From what I’ve been reading my next steps are an IRA and then a brokerage account. Questions:
1. How do I pick between a Roth vs a traditional IRA?
2. Once I hit the max of $6k - only then do I focus on brokerage account?

like

Other than low salaries and high housing costs, what are some of the biggest barriers teachers face when buying a home?

like

Anyone trade options on JPM You Invest? They have a bonus running right now and wondering if it was worth it for general investing and options trading.

like

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

like

More Posts

Who remembers this?

Post Photo
likefunny

How do I check my actual utilization (not the effective one). Mybusiness only tells me the effective utilization

like

Where in Dubai do you live? Which areas would you suggest for MBB consultant? Thank you

like

Thoughts on Residuals clauses in NDAs? (Ex.: X will be free to use and disclose for any purpose the residuals resulting from access to or work with Company’s Confidentjal Info.” Refers to ideas, concepts, techniques retained in the memory of people unaided by CI. Do you strike?

likehelpful

How long are the hours at BCG compared to Big 4? Obviously there is a significant difference in pay, and I am trying to understand how many more hours/weekends folks out there are expected to work.

like

How does one "coast"? I've heard several people say they are coasting for a year because they aren't up for promo. Sit on the bench for a while? Not answer weekend emails?

like

anyone know who created Palantir's website?

like

Does anyone know anything about the salary range for a senior consultant in Abu Dhabi? I may be moving out there and wondering what to expect? I’ve been in consulting for one year post MBA

Review coming up. Is now an okay time to ask for a raise? Part of me is nervous if I get a raise I’ll be the first to go if layoffs happen with the way things are going right now

like

I know this doesn’t count as an interview, but overall professional advice needed:
Any tips on asking for better severance pay?

like

We recently started the fertilization process with frozen eggs. I had 11 frozen and all survived the thaw but only 3 turned into embryos. We are waiting to see how many get to the blast state. Does any one know where I can find statistics on what the typical attrition / success rates are?

like

Why does my left arm keep getting numb when I sleep on my back? Anyone experience this?

like

What should be my expected salary for SDEIII(SDE3) in Walmart
YOE: 3.5
Current Organization: SAP
Current compensation: 13.6 LPA
No other offers in hand

like

Never thought that there would be so many haters in the workplace - what happened to being happy with your own success AND the success of others on your team.

like

No FSW draw what's happening!?

like

So by how much exactly does W+K NY lowball creatives? Any ranges for senior creatives or CDs?

like

Which is better to join @capgemini or @BNY?

like

Hello All,

Please help me in calculating the approx in hand salary .
Consider 80C being fully used

Post Photo
like

The left is the Prius driver in the far left lane going 55 mph on a multi-lane highway holding up multiple drivers and causing traffic (making things worse for everyone else).

The right is none of the above, wants everyone to succeed, and get to where they need to go.

likefunnyuplifting

Additional Posts in Student Loans

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

like

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

like

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

If you could go back in time what would you tell yourself before taking out student loans?

like

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

like

Damn LIBOR rate up again...

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

like

SOFI or who else?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal