Has anyone re-financed their student loans? Was it worth it/did it help you pay off your loans?

like
Posting as :
works at
You are currently posting as works at

I thought about it, but then I just took on a second job and put the entire income towards the debt. It was exhausting and I don't know how I did it, but it made more sense to me than trying to refinance and deal with all of that. I know somebody who refinanced their loans and ended up regretting it.

I have taken on a second job but put everything towards savings so I can focus otherwise on my debts

I am looking into consolidating my loans and then maybe going the refinance route. Ideally I am trying to take advantage of lower required payments but also paying off ASAP to avoid any more interest accrual. Oh, the things I wish I would have considered before taking these loans out..

No but my husband has been looking into it for us. We both have a lot of student loan debt and we want to buy a house. This is getting in the way, so we are trying to figure out what plan of action we should take.

No, I didn't even know that you could do this. How many payments would you have had to make in order to be qualified for this? I hav

Related Posts

like

Looking to rent a home in the Central Park area but there are very few homes available for rent on Zillow. Does anyone know of any other platforms that might have listings that are not on Zillow? I imagine most people who are trying to rent out their home/investment property would list on Zillow but thought I’d ask!

like

Looking for a good personal finance or similar book to read. Any suggestions?

like

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

like

How much student debt do you have right now? I'm feeling ok at a cool $48k.

like

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

like

Plan to buy a place and currently trying to pick a real estate agent. Some realtors require to sign an exclusive service contract. Should we go with someone that doesn’t require a contract?

like

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

like

Any recommendations for best balance transfer card? Like zero APR for 15-18 months and no fee? Also nice to have points or cash bonus

like

Any tips on negotiating rent increase? I got a 20% increase and it’s more than I am willing to pay. What are effective ways to negotiate?

like

Hi guys,

Can anyone help me what will be my take home salary for the following.

And aslo please suggest me some tax saving options?

Thanks for all the support!!

Post Photo
like

Have 700K USD worth of invested assets (less real estate, cash/receivables, and precious metals). if I need 4K USD per month for expenses, can I now coast?

like

Is there an investment fund or group that anyone knows of? I heard of Fundraiser but it seems very convoluted. Looking for an investment group or development group to invest with

like

Fish fam need advice. I have 70k in savings including emergency. Making 180k p.a including bonus, should I buy a condo for 350k. My lease is up for renewal soon and it bites me to pay 1900 in rent every month. Will be my first home purchase so feeling nervous, please help.

like

Can I save tax by buying second house if first house is already in my name?

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

like

How does the housing market work exactly, like, what determines whether prices go up or down?

like

Did anyone else get a ridiculous rent increase this year?

like

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

like

More Posts

Sometimes I don't uphold the company mission 😱

like

got excited about dental work today because it meant I got to spend an hour away from work during the day. is that super depressing?

like

Hello,
May i know in how many days i will be able to get a project after joining? And the training provided will be from the project perspective or from overall perspective. TIA

like

Anybody know how the in house agency for Keurig Dr Pepper is? I believe it’s called liquid sunshine.

like

What are typical technical questions that boutiques (e.g., MTS, Lazard) ask during interviews?

like

Hello All...

I am serving a notice period in Accenture and looking for a better job opportunity. Requesting you kindly refer me for SAP SD and 5 years of experience.

like

Hi, how much can Barclays offer for a BA4 Data analyst position with 8 YoE and current fixed at 13LPA? Have an interview round this week, what questions can I expect? Please pour in some suggestions, thanks guys!Barclays

like

Cognizant calls me twice in a week whether I am holding any other offer or not.

Does that mean they will match if I am holding another offer?

like

I’m preparing to teach division with decimals. Our math program doesn’t have manipulatives for the concrete representation. Suggestions how to have students understand dividing with/without decimals?

Hello Team,

GBT team inform to submit the card details for travel and hotel booking. When I am trying to submit the details getting some issue like enter your RSA securid passcode as well as help me how I can login into concure application.

like

Haven’t gotten a haircut since March.Anyone else tried a new look during quarantine?

WPF merging with Alight Solutions!

like

So I feel a combination of relief and guilt as a bankruptcy/restructuring attorney. I think I’ll be ok since it’s going to be a very busy time soon. But at the same time nobody else is going to be ok

like

Any Blue Horseshoe supply chain consultants here willing to DM?

like

Hi fishes,

I got progression and now I am a S3 in EY GDS, Financial Risk Team. Bangalore

As S3 is also internally called as AM level, how much salary hike can i expect? I got EC as rating this year and have 5 years of experience.

Current salary 8LPA Fixed.

Thanks!

like

Can intern salary predict full time salary? I’ll be making 24/hr this summer 36/hr overtime.

like
like

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

like

Additional Posts in Student Loans

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

like

If you could go back in time what would you tell yourself before taking out student loans?

like

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

like

Does having student loans impact your ability to get a mortgage?

like

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

like

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

like

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal