Here is a fun (or more likely horrific) little poll. Comment below with how much estimated time you have left to pay off your loans. I will go first: I have 912 months (76ish years) left.

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I plan to pay them off by the end of this year.
That’s after ~17 years and about $300K though.
There’s a light at the end. 💡

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9 years and about $120k. Guys, refinance and get a fixed amortization schedule. It’s the only way to see the balance go down.

I’m terrified to do the math. I already know that trying to achieve my dream job (which I have) means I’m going to be in debt forever. First gen kids FTW 🙌

Also first gen. Feel your pain. See my comment above!

139 months. 😐

Are y'all not on IBR/SAVE? I thought the max years of repayment was 20, so 240 total payments.

Btw - this post made me feel somehow better and worse at the same time lol.

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I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

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