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Pro
I plan to pay them off by the end of this year.
That’s after ~17 years and about $300K though.
There’s a light at the end. 💡
9 years and about $120k. Guys, refinance and get a fixed amortization schedule. It’s the only way to see the balance go down.
I’m terrified to do the math. I already know that trying to achieve my dream job (which I have) means I’m going to be in debt forever. First gen kids FTW 🙌
Pro
Also first gen. Feel your pain. See my comment above!
Rising Star
139 months. 😐
Are y'all not on IBR/SAVE? I thought the max years of repayment was 20, so 240 total payments.
Btw - this post made me feel somehow better and worse at the same time lol.