19,920 Chase Ultimate points for the AirPods Pro 2nd Gen?

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No way

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It’s not a terrible redemption value, but you can definitely do better.

It’s a terrible redemption value

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Do you have a CSR or a CSP/Freedom?

If CSR, pass. If CSP/Freedom, maybe.

It’s 1.25 cents/point, which isn’t terrible without a CSP. You could certainly get a better redemption rate by transferring to a travel partner, but you’re definitely not getting fleeced

Is this the pay with points over Amazon?

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