30 YO , 210k in retirement, 200k in personal brokerage, 40k emergency HYSA, rental mortgage with 200k on it at 6.125% currently netting 250$/month. Would you consider cashing out personal brokerage to pay off mortgage and if so when and why or why not. (50% is nvidia, so thinking about liquidating to balance portfolio anyway). Math says to continue allocating to brokerage but my mind says pay off mortgage for additional income that can be reinvested

Recommendations for towns, restaurants , hotels, things to do for Provence, Lyon, Dijon? Thinking of early march trip.

How much time is needed to clear security at ATL on a Tuesday morning for a 7:30am? Flying AA and have pre-check.

@Partners - Is it possible for your firm to match a competing offer? How would one best approach this?

Have a final round of interviews as a remote candidate for a team that mainly lives in NYC. Hiring manager said during first interview that my location / remote status doesn’t matter and he has no concerns with hiring remotely for the role. How do I sell myself as a remote candidate to the other 4 team members I am meeting, knowing they all are located in the same city?

Question for funds folks, since no one is around to answer any questions and I can't seem to find this answer anywhere. Why can't a placement agent combine or integrate the offering of interests in the sponsor's fund with the contemporaneous offering of interests in another fund? Is it based on reputational risk or from a sales perspective in case someone rejects both funds, any other issues? Thanks!

How many firms is too many? I’ve practiced 13 years. Since I was a 1st year associate, every 3 years or so I’ve been recruited for another opportunity that is hard to pass up. I’ve been at my current firm 3 years and got the call again, again about an opportunity that is hard to pass up. I don’t like having a reputation of a flight risk, but this keeps happening. Should I decline to pursue the opportunity just so I have a longer track record at my current firm? This will be my 4th if I move.

Today I tried to tell myself what my favorite thing of being a lawyer is, and the only thing I could think about is when the direct deposit hits every couple of weeks…

Does BNP APAC does background verification before sending offer letter or after sending the offer letter?

I have not been asked about the educational certificates yet.

They have only asked the PAN, PASSPORT and Current employer salalry slips and promotion letter.

P.s - I have recieved the offer letter now.

Will they be still doing any background verification or this is done ?

Do all these recruiters sound like car salesman? Any advice finding someone who will actually help you? Or am I better finding exit opportunities myself

Does anyone else ever feel like commenting on those dumb inspirational LinkedIn posts that recruiters and HR people make? “He did have a resume...so I gave him MINE...” stfu Donna, no you didn’t.

Looking to find a new dr as we start trying to conceive this spring, but know we will be moving a few hours away at the end of next year. Does it make sense to find a new dr locally while we’re trying to conceive for the 6-7 months before we move or would it make more sense to get established with a provider in the town we’re moving to and just travel further for now to have the same person end to end? (Continued)

One of my client is the greater Philadelphia area is looking to fill two roles: 1. Senior Manager Category Management, 8+ YoE
2. Procurement analyst 2-4 YoE.

Any upcoming/recent grads starting at PwC for consulting in NYC this summer/fall who would want to connect? Would love to get to know some people before starting. (Also would appreciate any likes since I just joined and a lot of features are locked lol)

Hi My wife is a banking associate. She mostly worked on frontend banking. This job demands her to go to branch everyday even in pandemic time too. Now as we have a kid(4months) to take care, this jobs doesn't seems to be flexible. So she is looking for a change in career path. Where she can work from home for next 1 year and will be ok to join office later.please post your suggestion

Western nc CTE interview questions? How do I prepare?

I need reference for Scrum master .I'm from Delhi NCR.Let me know if there any opening in your organisation for the same.Ill share my resume with you

Hi All, I have 9 years experience from SAP Labs I have 3 offers from 1. TCS 21LPA( 20fixed + 1lakh variable) , 2. Accenture- 24LPA(18fixed + 5Lakh variable + 3 lakh joining bonus) and 3. Black box - 24 LPA ( 22.8lalkh fixed + 1.2lakh variable).
Could you please help me to choose the best offer…

Advice and tips for a first time rental property investor?

I am 24 saving up for my first property to purchase at the end of 2021 / early 2022 in the Long Island, NY area.

I’d like to save up around $50K in my HYSA for a property <$400K in LI. Does this sound reasonable?

Does anyone have any advice on investing in the LI area (best location, SFH v MFH) or just general first time rental property buying advice?

Thanks all

For all new home buyers, at what stage in the construction process are you experiencing delays? As per my builder my home is slated for Sept/oct '22 completion and the builder will be setting-up a pre-drywall inspection meeting for July 1st week. Wanted to get others perspective whether sept/oct '22 timeline is still a reasonable estimate (wanting to take a 180 day lock-in from lender)

25 yr old here with net worth of $140k and $110k salary. Starting small but want to FIRE. Is it too early for me to buy an investment RE property (while I live in NYC myself)? I saw another post of a someone buying a $140k property with positive cash flow and was inspired to try and do something similar.

Have 700K USD worth of invested assets (less real estate, cash/receivables, and precious metals). if I need 4K USD per month for expenses, can I now coast?

How’s would your FIRE impact if market corrects 20-25% from here?

Recently switched jobs and had several thousand available to rollover into my new 401K. Also just got married/had a wild bachelor party/overspent on honeymoon, which led to me having about the same amount in high interest credit card debt. Definitely feel like it’s a one time thing and I know how to budget better for trips now. So, my question is, should I use my old 401K amount to just pay off my debt, taking the 10% hit in penalties, or should I roll it over to my new employers 401K?

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

Why are FIRE minded people into having multiple investment properties? It sounds like a nightmare having to deal with tenants and if you want dividends, can’t you just invest in REIT or preferred stock ETF? Are returns that much better?

Good credit card to open? Thinking Amex gold - anyone have it and recommend? Or any others?

Can somebody explain this to me like I'm 5: what is the difference between whole vs universal vs term life insurance, and why would I want which one? If it factors in, married, 30, no kids (yet), my income is 7x my spouse's.

Thoughts on taking out $60K from my retirement account under the CARES provision (no 10% penalty) to pay off my house? My current interest rate 5.25%

Did anyone keep their HDHP through the birth of their child? Any regrets not going to the traditional PPO?

Newish to FIRE (really after FI). Finally switched to a HDHP in 2021 and got around to setting the investment portion today. Wish I had known about this years earlier. Grateful for the FIRE community and one step closer to getting out of the rat race.

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

I finally at a place where I could buy groceries without checking the prices. In the past I wouldn't buy something I so desired if it's a bit pricy.

I am not originally from US but I have been living and working here since 2018. Unfortunately I do not have any knowledge in IRA, Roth IRA, Backdoor, etc…so for for now what I do is to max out my 401K just to match what my employer pay and I invest all my money using an investment account with Merry Linch (guided investment).
Is there an easy way to learn more about this topics? (Something very simple like “for dummies”) everything that I found so far is confusing to me…

Decided to payoff my mortgage.

How concerned are you about inflation? We have 70% savings rate and 50% of our expenses are housing / utilities of which the largest part is rent which is a fixed contract (no CPI escalation, no automatic increases, paying same rent for 4 years). No car as we are living in a large city. So if I look at the components of CPI and what’s rising I am feeling pretty „good“ about it. The one thing I am „worried“ is asset inflation but obviously that benefits me directly. What am I missing?