After house and car purchase, my monthly cashflow is now only +$500 where it used to be $1,500. I have around $30,000 in savings, but can only save $500 a month (besides the 10% contribution into 401K). Is this a bad sign of my financial health? Im 30 and just purchased my first home and put down around $100,000 (20% downpayment). Salary + bonus is around $110k. Thank you!!

I am going to India for a month. May have to change my return date. Any suggestion on what insurance/other option to reduce the ticket update cost impact.

Need some help! Currently live in TX but work as an independent contractor (remote) for a NYC based company - do I still need to pay NY state convenience tax on income or would this only apply as a full-time employee?

Anyone here know anything about Unify Consulting? They reached about looking for senior roles to build their National Healthcare and Life Science vertical.

This is a post to reach out to Indian professionals working in US. How do you feel about investments in India vs Investments in the United States, all inclusive - real estates and stocks ETFs
TIA

I’m new to investments - my advisor in India asked me to start off with some corporate FDs and large cap mutual funds. Any thoughts, given the COVID scenario?

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

What are the benefits working at Wells Fargo. Are Sodexo, Transportion and internet reimbursement available similar to JP Morgan?

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

OPTUM GLOBAL SOLUTIONS: 16LPA+ 12% variable + PF + 2 lakhs joining bonus (grade: 26)

CCTC: 10.5

YOE: 3.6

Tech stack: java, spring boot, microservices

Is it good offer as per market standards or do I need to renegotiate?

Has anyone used Motley Fool’s stock advisor program, and found it helpful and worth the membership access?

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

Hello and happy Thanksgiving! What are the pros and cons of living in San Diego vs San Francisco? I’m from NY and looking to move to one of those locations. I’m hoping to get more info on rent, dating, entertainment, taxes, and job stability.

If anyone here is wondering how to best use their GI Bill... I HIGHLY recommend using the GI Bill comparison tool. Has anyone else here used it??

In the UK what rewards credit card is best for relatively frequent travelers? Amex platinum / BA premium / something else?

Has anyone ever negotiated/been offered a signing bonus and/or relocation bonus with the Big 4?

Just checked all the assets and realized we're close to 1M€ net worth. Most of it is on the house, don't feel rich at all.

Is anyone else pissed that our hard earned money wasn’t lost today, it was STOLEN by CORRUPT GREEDY HEDGE FUNDS

Anyways, not giving them the satisfaction. Gonna keep holding. Actually just bought the dips today for AMC BB NOK. Will keep holding for years if I have to because stocks eventually go UP📈📈📈 and ain’t no paper handed simp.

That is all
Obligatory🚀🚀🚀

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

Does EY pay $300K to consulting Senior managers in T2 cities?

NYC: Looking for a partner at a big agency here in the city. Ideally Senior though, feel free to reach out if you’re mid. Can’t say where at this point. DM your books to learn more. Sorry for be so vague in this post. Thanks in advance!

Deloitte FDD vs PwC FDD? NYC

Hi, how is zepto interms of job security

Getting an opportunity to move from ZS Associates India to IQVIA UK. Can’t compare the pay because they are quite far apart (ZS pays much more than IQVIA). Thoughts on moving from ZS to IQVIA in the long run?

can someone refer me in accenture for role of manual/ automation tester.

YOE: 2.8 years
NP: 3months

thanks

How's TMA looking these days? Best accounts? Worst?

What are the best websites and youtube channels you can recommend for interview preparations ?
Tech : Java microservice developer
Yoe : 9

Thanks in advance

I burned out months ago and now I’m just in a rut. How do I fix this?

Has anyone seen or tried those anti-wrinkle straws? They kind of look like a hook but I was wondering if they actually helped or if they were simply gimmicked?

What are the highest domains to specialize in cybersecurity?

Any certifications that got you good returns?

If I max out my 401k before the end of the year, I am still eligible for employer matching?

Hi,
what will be the inhand salary after TDS deduction for 16.5 LPA.

No investments nothing.

Hey! I’m a Junior in college. I have a small family and was wondering what good jobs/companies were out there to get out of the restaurant/warehouse/call center pit. Any ideas? I’m interested in Tech (working on SEC +). Thanks!

I’m saving up for a first home (3-5 yrs out, 30k saved) and looking for insights on safe amount to spend. HHI 300k (very recently doubled), 30k student debt, children in next few years, 29yo. We enjoy spending on vacations and hobbies so lower fixed costs, and interested in FI. Trying to figure out a balance between getting a dream home but setting up a secure future. We live in NE so housing and tax is high and stressed by the sticker. Any insights would be appreciated

What are some key changes or additions you made to your LinkedIn which resulted in more recruiters reaching out?

Got an offer from Google, which is less than my current comp (2nd yr AP at McK). Don't have any counter offer yet. Tips on how to negotiate a higher number?
They keep telling me the California law that it is against law to look at current comp numbers. Leave aside giving me a raise on my current comp

New to Europe! Any tips to divulge?

Can anyone explain to me how the price of btc/crypto is set? Is there a formula the prices follow, like all the btc that’s been mined, divided by the number of people who own them or whatever sets the price. Like what is the driving force that makes dogecoin $1 (or whatever it is now) and btc jump from $30k to $60k then back to $30k. When I go on Coinbase and I go to buy btc for $30k, who is the authority that says 1btc=$30k USD?

What's the best airline stock to get into before the possible travel rebound next year? Do you also get in now or Q1/Q2?

I think living a frugal life and aiming to retire early makes a lot of sense.

Recently, some of my family members are diagnosed with a rare diseases. When you look at the statistics, these are so many of these ‘rare’ conditions and cumulatively they are not rare.

These family members conditions made me reevaluate how I want to spend my life. I am 35 this year and I can’t decide if I should take great vacations with my kids or keep living a frugal life. Do you have the same dilemma?

Anyone looking at airline stocks or ETF play?

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!

After figuring out FI/RE I am less motivated.

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

This is a post to reach out to Indian professionals working in US. How do you feel about investments in India vs Investments in the United States, all inclusive - real estates and stocks ETFs
TIA

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

Hello I just started my first job (I’m 22) and I need to set up a 401k for matching with my company. I’m really confused how this works because I want to try to hit the IRS maximum of $19,500 for Roth contributions this year. Maybe it’s too late in the year now, but it’s asking me to pick my desired contribution % per pay period, but I’m not sure how much to do because it says it’ll kick in 1-2 pay cycles and I don’t even know when the next pay check comes yet. Any tips would be great

HYSA anyone recommends?

Novice investor looking to invest 100K. Do I DCA into ETFs / Mutual Funds?

In what increments (eg. $1,000) and cadence (eg. Monthly) should I DCA?

How should I spread out the increment across ETFs (eg. Equal percentage in each)?

I forgot to transfer my crypto or withdraw from binance to binance US. Is there a way I can withdraw or transfer now? I think the deadline was until Nov 2020

I paid off all my debt (mostly student loans) earlier this year and haven’t changed my spending or lifestyle and the savings have been piling up. It’s getting addicting just watching it jump up after every paycheck. Feels amazing to no longer be in crippling debt and finally move on with my life.

Is ARKK still a good ETF to invest in?

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity