I started tracking my net worth back in 2016 when I was 23. Currently 28 now and am fortunate to have had a bull market for the last 8 years or so (along with a $200k inheritance at 21) I’m currently a CPA and am interested in helping out anyone regarding any financial advice (free of charge, not a financial advisor) If you have any basic financial questions or want to chat about anything feel free to comment. I’m honestly willing to offer any advice that I can!

starting my first FT job and planning on investing 1k each month. any advice on how and where to invest this money?

I want to sell my house but there seems to be water damage and I’m worried someone will lowball me, what should I do?

Made a career pivot to another agency. During the interview we talked about how it may start as initially a "step backwards" (pay/benefits) but has potential for more long term growth. First day was yesterday. Had no communication about when or where to show up, sat in an empty office for about half an hour before a couple people finally showed. No phone call or email. Sent an email to the founder, no response. I could easily get my old job back if wanted.

What would you do in this situation?

Balanced portfolio: hows’s your stock: bond ratio? Within stock , which index funds do you invest ? I have mostly invested in vtsax and vigax, and tiny percentage in vviax. Do I need to increase in vviax?

I am so conflicted and not sure what to do. A company I wanted to work for was not ready for hire when I first reached out in Sept. Since then I have accepted a job at a outpatient oncology clinic, starting in Jan at a renowned hosp. Having said that the other company does more of what I was hoping to do when I left my previous job. The company is a vessel for new ideas in healthcare helping their community specifically with seed funding, & launching their own programs. I have no idea what to do

Have you heard about different benefit offerings or adjustments agencies make (ie, not giving same benefits) to those who join FT but work from home status?

Does Singapore offer national healthcare services like in Europe? I am an expat and it seems to be that expats can only get business healthcare insurance

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Joining Accenture Strategy in the Fall – any notable benefits I should be aware of?

Can anyone advise - if I did not file taxes for 2019 and 2020 is there a way I can file without receiving a penalty? I just didn’t file them no great reason. Nothing complicated and I probably owe a few hundred each year in fed taxes. Nothing crazy.

I’m looking for a real estate agent in South Florida to help my buy a house. Must be an aggressive negotiator. Any recommendations?

Any advice on where to go after PR (financial & healthcare)? I have one year of experience and have been pretty disappointed with my current agency. I have a been actively interviewing & was thinking to go into the sales route. I graduated in 2021 and really have no idea where I want to end up. I’ve been talking to people & networking trying to figure out next steps— could use some insight. The culture at my current agency isn’t the best & the pay is basically unlivable for NYC. Any thoughts?

What’s happening with the Chinese stocks? Do you think it’ll continue going down or will it go back up?

Fishes,
Im working in Ey india,
Do i need to declare personal loan anywhere is it required?

Roth vs Traditional 401k, thoughts?

I read this super interesting article about how big companies like Toyota are investing in social-emotional training for their employees and seeing massive benefits. I actually think this could be a whole separate class for students of all ages. Learning about conflict resolution, growing your own self-regulation skills...it's really important.

Happy Diwali 🎇

What tools do you use for quarterly brand trackers? I’d like to do a survey for my customers to measure brand sentiment. Are there better tools than Google Form?

What is your motivation to stay in IQVIA, India given the pay here is avg/below avg compared to market standards and learning curve is also not very steep?

Looking for two flatmates for a 4BHK penthouse in kundanahalli gate
Rent per room is 18K
Separate entrance for the both floors of the house.

Drop a message if interested

Would ETH be the next BTC?

Been wanting to start a Consultancy that offers employment help to individuals. Any ideas on the success rate or how to start networking to have actual clients coming to me? What are the pros and cons?

I can refer you in Natwest . DM if you like .

Any good strategy recruiters in NY for freelancers or salaried roles?

Hi All. I am currently working in Oracle as QA analyst 2. I have 3.4 years of experience. Oracle has great wlb but the techstack is Robot Framework and my domain is telecom. I don’t see myself working in telecom for a longer run. I want to work with api and ui more. Recently recieved an offer for Sr QA engineer at Paytm. How’s paytm considering wlb and work culture. Can anyone pls help.

Has your building turn on the radiator heat already?

Happy Friday my people! 30/F here....anyone want to chat?

What's current the market value of someone working in analytics on the agency side in NYC, has 4 years of experience and has a Data Science masters?

Chatter about a recession have anyone considering obtaining an additional job?

Hi All,

Can i renegotiate compensation with Deloitte after receiving offer from another organisation.
Will they increase my Compensation ?
D just gave me only 30 % Hike on my current Fixed CTC and no JB.
Profile - Automation QA, 6.5 YOE

Is it a good idea to trade indexes like VTI and SPY short term? My logic is in the long term indexes will go up so even if I buy high, I can just hold for the long term.

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Beginning to invest. Which is better? Merrill edge or fidelity ? Have a BofA bank account and an employer Fidelity account for RSUs. Also have a TRoweprice 401k account from past employer.

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

Anyone study the dividend growth strategy? How do you feel this stacks up vs the S&P500?

How much money have you invested in crypto currently? I’ll start - $5000 currently

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Hello I just started my first job (I’m 22) and I need to set up a 401k for matching with my company. I’m really confused how this works because I want to try to hit the IRS maximum of $19,500 for Roth contributions this year. Maybe it’s too late in the year now, but it’s asking me to pick my desired contribution % per pay period, but I’m not sure how much to do because it says it’ll kick in 1-2 pay cycles and I don’t even know when the next pay check comes yet. Any tips would be great

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

My parents have very poor credit scores (<600). What’s a quick way to get this up? They recently paid back all debt but only have one credit card. Outside of paying back on time, should they open a new account to increase credit line / lower % of credit used? What options are best to quickly improve credit scores

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

High risk, low reward investment ideas?

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

Fav intl ETFs?

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

What is your most conviction stock? Mine is $SOFI