529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

Would you marry someone if they had a lot of loans on their head?

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

Was there ever a time you wanted to give up being a real estate agent?

Does 401k count as savings?

Any pros and cons on either getting the capital one venture card or a credit card with United. I want to start traveling more and mostly fly with United since it has a lot of flights out of my nearest airport. Debating on which one would be better.

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Does anyone else think we should start investing in more light rail systems to cover some of the distribution problems we're having? I think it might be a good idea. Anyone have any thoughts about this?

Does anyone think there is long-term viability in Cryptos?

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

AITA: My friend keeps asking me for financial advice. I set up a budget for her and have her concrete advice. And I field all of her investing questions. But still, she continues to be reckless with her money. She’s 42, single (no kids), and making $100k+ and is still living check to check.

I don’t want to waste my breathe on helping her since nothing seems to be getting through to her. AITA?

Alright this bowl has convinced me I need to buy a Rolex. Where do I begin? I know my brother got a Batman GMT after about a year at a jeweler he never purchased from a few years ago, but was he just lucky? Do I need a relationship with an AD in today’s market for a Sub or GMT? Based in Seattle but would prefer to buy in Oregon to avoid taxes

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Google stock to buy now or after the split?

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Anyone uses lykke wallet to buy crypto? Your feedback on it?
Or is there any other cheaper place to buy?

Do you guys wear winter jackets over your suit coat? It feels super uncomfortable, even the nice Calven Clien type coats

When presented with designed screens for an app and asked to review it and finalise it, how long will it take you to pick up the trail and come back to the client with feedback? Say around 10 screens.

Getting acquired by Oracle. What does oracle use for email, IM and file sharing?

Hi People,
Please let me know if teams in Novartis are helpful to newbies! Does Novartis have an agile or a standalone working environment.

Do people get help in code if they get stuck anywhere in any project?

Await replies🙂

Is your firm treating 12/26 and 12/27 as firm holiday since the 24th and the 25th are during the weekend this year? Of course client demands would dictate whether people will be working, but curious what the official policy is. For what it’s worth, my firm treated the day after thanksgiving as holiday and I didn’t have to work for the whole day.

I work as an oracle finance functional consultant. How much can I expect from the new company.

Current CTC: 8.25
TYOE: 6 years+ 4 years audit assistant experience
Relavant experience: 4 years

Need your suggestion

Thank you

Anyone from BCN here?
How is the overall flexibility in the firm? Do they allow wfh etc.

I currently looking for jobs at Point72 Asset Management. Does someone know if the offer remote work? Is it a good place to work at?

Hi ladies! I’ve been using the same perfume for 10 years now and looking for a new go-to scent. Im looking for recommendations to try. What are your favorites? A lot of scents give me headaches, so nothing too strong and nothing too floral please. TIA!

So stressed! Not getting any calls- any good referrals for resume services, probably need to refresh my resume- or any other tips is much appreciated! 11 yoe experience in data and Analytics and have stayed in same firm. First time going out and looking for job.

Struggling with a decision. Just started a new role with good manager and WLB within healthcare technology. But another large tech firm/cloud/software reached out and willing to pay 20% more. Not sure what the WLF is for this other role. Should I take the better paying role?

What is the manager range at KGS?

Looking to return to Big 4 as a consultant now that I have some experience; however, I’m not sure if the reason I’m not getting any interviews is because of covid or what’s on my resume/lack thereof. Has anyone gotten hired at Big 4 during this time and have any help or insight for me? Thanks!

Hi everyone, I got an offer from Capgemini and the joining location is Pune but my preferred location is Noida. I saw on LinkedIn and other websites that Capgemini is hiring for the same role in NCR as well. Is it possible to get my location changed before joining? I really didn't think it through when I gave an interview for Pune location but my mom has been unwell from past few weeks and I want to stay where I can easily reach her whenever she needs me.

Has anyone interviewed at FUELED based in NY for a remote location, if yes kindly guide me regarding salary expectations.
I am a QA engineer with 4 years of experience in manual.

I have a small business that I started last Fall. In an effort to just get started I choose a business name that included my name. As I continue to grow I want to rebrand with a more generic, but catchy name. How did you all come up with your business name?

What’s the general offshore integration at Accenture?

Dear BDOers, what is the process of transferring between different office in BDO. If I don’t know anyone from the office I want to transfer. Should I just applied the job position on the regular website ?

I think living a frugal life and aiming to retire early makes a lot of sense.

Recently, some of my family members are diagnosed with a rare diseases. When you look at the statistics, these are so many of these ‘rare’ conditions and cumulatively they are not rare.

These family members conditions made me reevaluate how I want to spend my life. I am 35 this year and I can’t decide if I should take great vacations with my kids or keep living a frugal life. Do you have the same dilemma?

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

Best resources to learn about stock options included with an offer? Don’t want these roses to start smelling bad in a few years..

How is everyone feeling about the market today? Buy? Sell? Wait?

Will markets jump upwards the day Putin dies?

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

Should I max out my HSA contribution?
I am maxing my 401k though.

Also, if I max my HSA, can I invest say 50% and keep the other 50% for expenses?

High risk, low reward investment ideas?

Looks like unemployment, businesses shutting down and COVID deaths and new way of life is priced in till November elections

I forgot to transfer my crypto or withdraw from binance to binance US. Is there a way I can withdraw or transfer now? I think the deadline was until Nov 2020

Fav intl ETFs?

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

Beginning to invest. Which is better? Merrill edge or fidelity ? Have a BofA bank account and an employer Fidelity account for RSUs. Also have a TRoweprice 401k account from past employer.

Is anyone holding didi shares? I’m trying to figure out what happens. If they delist, then list in HK, are shares converted? If I want to sell, how would that work? Do I need to open a HK bank account? Are there unique tax implications? Etc etc.

Used car prices starting to come down?

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

Balanced portfolio: hows’s your stock: bond ratio? Within stock , which index funds do you invest ? I have mostly invested in vtsax and vigax, and tiny percentage in vviax. Do I need to increase in vviax?

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.