Amateur here so apologies if this is a stupid question: With interest rates plunging, is now a good time to refinance student loans?

Looking to sale majority of my holdings in next bear market rally. Does folks who do tech analysis think we have started one from Friday. Want to sale as much before we get another brutal sale-off before mid terms.

Going to have a kid in November. What are some of the best savings options long term barring 529?

Also, if I were to buy stocks for ~10k on day of birth what would be the recommendation be?

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

Who all is looking to buy a house and in what area?

Hi,

Where to invest to reduce the taxable income of 8 lakhs after investing 1.5 lakhs under 80c and HRA 1 lakhs ? Medical insurance 50 k I’m aware of it and I don not plan on any house loan. Please suggest.

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

How long did it take you to reach 800+ credit? I have a total of 4 credit cards (averaged 2 yrs) but always seem to hover at 750-780

Do bank managers/loan officers at local branches have any sway in approving loans? I live in a small Midwest town would it be better to go to my local bank and see if people I know there can get a better rate etc on an auto loan?

Has anyone used RODO to lease a car? Recommendations? Warnings? I hate car buying/leasing, I always feel like I am getting tricked.... 🤦‍♀️

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Anybody have experience with PenFed for a VA loan? Came up in a search and their rates are extremely competitive. Any reason I shouldn't take the lowest bidder?

Advise for TFSA investment in Toronto?

It's super frustrating to be "time poor".

That's seemingly just the nature of working in Biglaw.

But every day you have the option to buy back your time.

How do you buy back time?

It's simple—by saving and investing.

And you don't need to be uber wealthy to regain control of your time.

Consider this…

How often do you check your personal bank account?

What are some personal finance actions that, if needed, must be done by end of year? Let's try to make a checklist!

Tax loss harvesting

Retirement accounts for 2022: can contribute or withdraw over-contributions until April 18, 2023 IIRC

HSA: same as retirement accounts

...?

I received my fnf from Accenture today. I don't know why 18k as 'other perquisite' is mentioned in income tax computation sheet?

Holding my BTC in Bittrex. Should I move this off to an online wallet before the form in 10/25? If so, any recommendations?

Excellent. Been holding onto some cash and just bought a ton of DNT, REQ, VEN, and DIVX. Let's do this.

My husband and I have saved up about $80K and it’s just sitting in our bank account. We thought we were going to buy a townhome but with the crazy inflated prices we decided not to since we like where we live currently (location could not be better and rent is crazy cheap at only $700 a month). How should we invest our money in the meantime while we save up for a house?

Saving for a house down payment in the next 20-24 months. Where should I put my savings. Just in a savings account right now. Was thinking about ibonds, but is my timeframe too short?

Anyone else feel cautious about the JP wellness screening? Is this something they can use for drug testing? Even still it is weird giving my blood to my employer

Hi fishes ,

I received an offer for senior manager position in PWC .

Can you please let me know about the health insurance coverage as it is not mentioned in offer letter.

Please also inform if parents can be included in health insurance provided by PWC.

Any recommendations for women’s watches? Looking to spend $800-$1000

Itna bada bada emails send karte hey we did things in 2022 blah blah
Employee ke liye kya kiya kuch nahi🍌

Quick question, do any of you have experience with Alteryx? If so is it good for self service ingestion from like an internal database to a data lake? We are looking for a good off the shelf tool for one of our LOBs for this prior to using BigQuery next year for GCP

Anyone with June non-premium filing had their H1b approved?

Do getting a lot of up votes do anything for your fishbowl profile?

Wordle 515 5/6

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The Way to a Higher Salary? Leave.

If I had stayed in the role I was in originally and grown with it, I’d be making maybe $120k, best case. I also wouldn’t have broken 6-figures in under 4 years by waiting.

The biggest lie that companies tell you is you can grow in a firm, both professionally and financially. The only ones that grow are already the people a) getting the promotions, or b) on the sales side.

If neither applies to you, the fastest way to achieve salary growth is to leave.

I’m so glad this bowl finally exists.

Why do so few producers take interest in learning technical information?

I'm late 30s, in industry now with TC of ~$175k (up from $35k fresh out of undergrad), a kid with another on the way, a mortgage, and car loans. AMA!

Yes, this is tongue in cheek 😀

How’s everyone doing out there? Busy? Slow? Remote? In person? Lower rates?

What tricks do you guys have to keep you focused for bursts of time? I feel like as soon as I start something, I go back and forth between it and whatever else pops into my mind. Any suggestions are welcomed.

I saw a new PCP in a new city and finally talked about how I believe I may have ADHD (I’m 40), particularly based on things I’ve read here. He suggested I talk to a psychologist first, but I’m having the hardest time getting an appt with anyone in the area. Has anyone used Teladoc and have any recs? Alternatively, does anyone have recs of anyone I can to talk to so I can be tested?

When will FAANG turn into FAANGS to include SalesForce?

I interviewed for a job in a diff location and during interviews they asked me multiple times how I felt abt relocating. I said it was fine, but the more I think about it the less I’m open to relocating. I now have an offer from them, is there anyway to negotiate no relocation? They are remote until mid year 2021. I’m Happy to fly in on a monthly basis but I don’t want to move there.

Hey Guys, wanted to know how much time does it take for Hashedin to release the offer after the final discussion and document verification? It's been a week for me and i am still waiting for the offer.

Can you drive a McLaren 570s in winter in nyc?

Can you give me a figure that show in a glance why my client should link KPI and media earned, to pay us? (and ultimately how much pourcentage he should pay us)

Only 2 months until ultra in Miami!

What is the best consultancy for Media and Entertainment work? Considering a move…

I'm interested in buying a new Honda Civic exl with Honda sensing, I'm getting a rate of 23k..any good deals out there saving on tax rebates etc?

Considering the FRM certification. Those who’ve taken it, how quant heavy is it? I have a compliance risk background and don’t have a deep math or statistics background. However, I want to expand my skillset. Any thoughts?

Westjet just cancelled my 8PM EST flight from Toronto to New York. It was delayed to 9:15PM EST and finally cancelled. Am I entitled to any compensation other than being rebooked? I am pretty pissed.

How true is it that people that stay in consulting long term are the middle of the pack? (The bottom get cut and the top move on to other endeavors)

I think I’m going to be fired tomorrow morning and I am not even sad about it.

Random, but the Season 2 season finale of Alias is still one of my top favorite end of season bomb shells.

Skiers- I’m looking to buy some new all mountain skis and boots. Any recs or deals to be had this time of year? Not opposed to buying last years model for a better price. Thanks for any intel! : )

sad story of my life: getting drunk at a giordano’s in chiotown alone bc my flight got delayed :) RIP

Always forget how great meditation can be

If you get laid off when you’re in the middle of an interview process elsewhere, do you tell the prospective employer?

Should I use the bereavement wbs code if I’m going to a funeral for a family friend tomorrow? Or should that only be used for immediate family? Thank you in advance

Traveling projects make it hard to plan vacations in advance. Some projects are all over the place travel-wise. You guys have any strategies or tips around this?

Best consulting firms to target for Supply Chain & Operations Strategy apart from MBB after graduating from MIT SCM

Anyone get their W2 from Accenture yet? I am signed up for the online version but haven’t seen anything.

My younger brother has the opportunity to do Software Engineering at FAANG and consulting at MBB as a fresh grad. I told him to do SWE, but I’m afraid I’m giving him biased advise cause I’m jaded in this industry. If you were me, what would you advise him?

Who here has a creative position at their firm? If so, comment your role and if you are given creative control. I want to talk to people beyond those building pretty decks.

I have managed and implemented Oracle projects for the last 10 years. I am a PMP, CSCP and PSM certified. I am looking for a change with a salary of 150,000.

Any recommendations?