Amex Gold or chase sapphire or other? I am generally looking for the best card for flights

Looking to apply for better credit cards soon because I am currently only using a Bank of America cash rewards to build credit.

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After doing this for a while, if you want to be super active in getting the most out of your card, Amex has great value. If you want to “set it and forget it” sapphire is the move. I’m going to slim down my wallet and just use my sapphire this year. Just don’t have the energy.

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With reserve it’s 3x points on dining and travel, with 10x on Lyft which is huge for me. I pretty much always find good value in chase’s booking portal which also allows me to double dip and earn skymiles(always) and hotel points (usually).

What about the BofA Premium Rewards? Since you’re already with BofA. It gets the same 3 points/$, unless you’re in BofA’s rewards program where you get a boost in cash back/points earnings based on your total amount on deposit there. Meaning theoretically you could get up to 5.25/$ at the highest tier.

Amex gold’s referral offer rn of 90k pts, $200 restaurant credit is pretty great

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