Any good books / courses on futures trading?

How low were you able to get your student loan payments? I plan to pay as fast as I can, but I want the option for as low as possible for house buying purposes.

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Off Topic Alert : Does pre-authorization of holdings in Zerodha have any downsides to it? Is it safe to preauthorize holdings so that I won't have to enter a TPIN for every sell trade.

Hello! I’m looking for an affordable financial planner based in Boston or available for a remote consultation. I am a professional in their later 20s looking to set up a budgeting plan for myself. Thanks so much!

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

If I’m paying first month rent and security deposit now for a May 1 move in. Do they give me the keys now or not until May 1?

Any pros and cons on either getting the capital one venture card or a credit card with United. I want to start traveling more and mostly fly with United since it has a lot of flights out of my nearest airport. Debating on which one would be better.

Is a 49% debt to income ratio doable for someone who lives very frugally?

Best way to use Amex Concierge? First time with so not sure what best practices are (do I need to do research ahead of time or are they basically like a personalized travel agency)

Looking to get some feedback on this investment strategy: Contribute 100% of the allowed limit in ESPP program(15% of base) to get full company match(15% of my contribution). Sell it on the same day it vests(vests starting of every month) and then invest that money in vgt and voo. I understand the short term tax implications but still feels it is better to invest in etf than in company’s stocks. Thoughts?

Roth vs Traditional 401k, thoughts?

Anyone here memorize their credit card number? What mnemonics do you use to remember it?

Starting my house search ❤️ Does this group have recommendations for an good buyer’s agent in the Chicago area? Looking to buy in Lakeviee, Edgewater, boystown maybe even Evanston.

It blows my mind how some people have no problem with trillions of dollars in corporate welfare, but mention canceling student loan debt and everyone screams like it’s the apocalypse.

Just got my offer accepted for a house in San Jose. Shopping for interest rate now:
Should I got for
7ARM - 4.25% interest rate
30 fixed - 4.75 % interest rate

Banker is recommending 7ARM but wanted to get general opinion as well.

Thoughts?

How is CGI for a SAP ABAP Consultant? WLB, hike and Work culture. Have interview tomorrow. YOE - 4.5

I’ve been using a word document to keep track of any major accomplishments so I can advocate for myself for year end. I’d love to hear the groups tactics on what everyone does to stay on top of your game.

I read a contract from San Diego that had some very interesting language for Special Educators. Thinking about sending it to the Union to see.

Can I get some likes so I can dm

How is the culture at quantumblack?

I’m looking for a diamond tennis bracelet for my wedding. Any recommendations on where I can find one? I checked out Costco and Blue Nile and they were just ok.

I’m moving to SF at the end of summer. Is it common for single people in their early 30s to have roommates?

I could afford a $4k 1bd/1ba place and understand the HCOL, but that much for rent seems excessive to live close to work in downtown SF especially with student loans, etc.

Anybody care to share tactics for negotiating rates with procurement? Know they’re bluffing to drive all competing agencies down, but not sure what leverage we have to push back.

Do optum hold last month salary on resignation.

My colleagues with the same designation earn more than me. How should I ask salary Hike to manager without bringing colleagues' salary owing to Salary confidentiality?

Happy Veterans Day to all who have served, to all who are serving and their families. There is no greater sacrifice in that of serving your country. God bless the men and women of the United States military #GodAndCountry.

Anyone know where/how to go about getting L/VL/VA CE credits form insurance carriers? Anyone have some specifics?

Thoughts on debt finance vs. capital markets for lifestyle?

Hey ENGINEERS, anyone needs any assistance in Income Tax return filing, please DM me.

I’m a first yr in NYC biglaw (2nd yr in Fall) — is 3.2k for one bedroom in BK (think downtown BK, carroll garden, Williamsburg) too much? Always have lived in manhattan so I’m not sure what reasonable rent for one bedroom in BK is.

Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

Dubai people I live in Marquise Square tower and my neighbor is having a party literally every day till 4-5 in the morning- I spoke to him and he apologized and promised to keep it quiet but he didn’t. So I spoke to the security if they can tell them to calm down and the security said that he can’t do anything as it’s the weekend! Is that normal or should they give me a noise compliance and force him to stay quiet after some time.

What would you all say are the best consulting firms to work at in the federal government space? I’m not sure how many “prestigious” firms (like MBB) have a significant federal practice at all.

People of Color, how do you deal with an all-white team who doesn't acknowledge your (worthy) accomplishments while pats all incompetent employees?

What the he🏒🏒 just happened? Everything is red!

Love that in true form I chose the 1 red meme stock. 😂💎💎💎

12/2 Thread (BC):

Does enjoying investing your own personal capital translate to enjoying working in investment management?

Anyone going in on VNET?

What’s the expected impact of the PLTR downgrade by MorganStanley? I want to get in right around $23 but may grab some before it possibly gets there for a long position.

Anyone buying amzn ahead of earnings today?

8/12 Thread (General):

Thoughts on GILD for a medium term hold?

Thoughts on Overstock OSTK since the holiday is around the corner at the current share price ~67?

What are the best options to get in on Monday?
Please mention strike and expiry as well

Looking at energy plays that aren’t already sprung out Plug. What are everyone’s thoughts on LAC?

Everyone’s so focused on Airbnb and Doordash lol. Nobody’s talking about C3.ai though 👀

@BC what do you think about SHOP puts?

9/8 Thread (General):

New to option trading, trying to create a protective put (cont)

3/29 Thread (General):