Looking to get some feedback on this investment strategy: Contribute 100% of the allowed limit in ESPP program(15% of base) to get full company match(15% of my contribution). Sell it on the same day it vests(vests starting of every month) and then invest that money in vgt and voo. I understand the short term tax implications but still feels it is better to invest in etf than in company’s stocks. Thoughts?

I need to max out my Roth IRA for 2021 before April. I have the money and opened an account. I just have never done it before and I’m not sure where to put it.

Is moving from Seattle worth it? I've heard the freeze is still in affect in Portland but I'm more worried about prices. I WFH mostly and pull down like 120k a year, Seattle is getting crazy expensive rent wise and crazy full. I'd like to find somewhere new but stick to the PNW.

What does 401k match look like at BCG? I know Mckinsey puts 20k in an account regardless of your contribution. Is that similar?

Hey 🐠, crowdsourcing opinions: what are your thoughts on housing prices in Toronto. Im looking to invest and was thinking of a detached home around $1M in the city. You all think its better to wait another quarter or so before pulling the trigger?

Hi Fishes,

What is the expected in hand salary for the salary quoted below and assuming tax savings of 1,50,000 through 80C and HRA of 35,000 per month

Basic: 15,22,500
Flexible allowances: 25,71,567
Provident fund: 1,82,700
Monthly gross: 3,62,000

Do we still receive points for the stay if I book through AmexTravel?

Did anyone randomly get a $250 deposit in their account from the government? I think it’s a child tax credit but I don’t have kids. How do I investigate this?

Hi do you interview from time to time just to check what’s your market worth?

For all you major savers + investors, how would you suggest to get started investing in assets other than a 401K and ROTH IRA?

Anyone got the salary credited.

How much tax you paid... please also mention deduction u have used.

Let's make a list....will be usefull for all Amazonians

Say you have $1mm in cash, is it plausible to put it all in a HYSA and take the monthly interest payments as income at say 3% APY and then quit your job?

Theoretically*

Anybody have experience with JD-specific mortgage loans? I know BBVA offers one

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

There has to be a point where focusing on minute details generates diminishing marginal returns.

For those of you who made your first million in net worth, what did you do next?

My parents have very poor credit scores (<600). What’s a quick way to get this up? They recently paid back all debt but only have one credit card. Outside of paying back on time, should they open a new account to increase credit line / lower % of credit used? What options are best to quickly improve credit scores

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Thoughts on purchasing leads?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Any fishies in MPLS and willing to share AE salary expectations?

Hi guys, I got an offer of 8.93 lpa from ibm which includes the pf and gratuity. What would be the in hand salary after deductions?

What does a Solution Architect at Slalom do? Is there a way to prepare for the work required of the position (e.g., re-read my AWS Certified Solutions Architect - Associate material)?

Pro tip I wish I received: when lateraling back up your phone before leaving so you don’t lose it’s contents when your previous firm remote-factory resets the device.

Hi All,
I am having 6 years o lf working Experience in IT
Working as Support Analyst for leading IT Company. I have always wondered about why my Skills are not matching with Market Requirements.
Could you please suggest good opportunities available for REAL Time Integration (RTI) opportunities available, if any

I am working with Level 2 Team as Senior member and support Middlware Technology Application

Splunk, Snow, IBM AIX, Enterprise Service Bus and IIB etc are tools I use.

Please suggest!

Anyone here work in-house and sit in an open office environment? I sit next to accounts receivable and some marketing folks and can’t focus even with earplugs in. Any advice would help.

I have a lot of mindless closing binder assembly today so I’ve been watching Restrepo and Korengal in the background. It.... really puts things in perspective. I feel like such a baby for complaining about long hours or stressing over emails.

So I was offered a role in Strategy Consulting in after 2 years in Risk Consulting however, after 2 years I’ve only worked on Internal audit engagements few ad hocs such as updating risk register and the delegation of authority matrix.

Honestly speaking I am doing good and I am up for promotion in October however I am not fully enjoying my time but I fear that the move would not be a good and I can’t hit the ground running which scares me.

Any advice and past experiences in such career shit?

Anyone interested in practicing casing? Please feel free to drop a burner.

Hey guys, can anyone quide me to get some freelancing work, or projects?
Thankyou in advance

Is it true that all transfers to US have been put on HOLD?

Fishes..pls help...s there any change in the salary structure...where our in hand salary s less now n pf amount contribution will be more...

Hello All ,

I joined on 14th april . I will get salary this month ?

Thanks

Can anyone help me i am have a different situation here i left the job based on a phone conversation with tech Mahindra since they are asking for an immediate joiner. Now after submission of all documents they are not giving proper response .. every time they call me and ask me some documents is missing and some time BG status not received.. i don't what to do ..no job now and even no offer from them.

I really enjoy tax and the hours don’t bother me, but I find they heavily impact other areas of my life that I highly value...family, girlfriend, exercise, eating healthy. How does one make it work?

Last week, I mentioned that I needed to take an appointment (my therapy appointment) this Wednesday at noon. I also mentioned that this is a medical appointment, and I don’t feel comfortable moving the appointment. I just received an email that I need to be available. How can I stick to my boundary?

Hey 🐠 , how do you guys shop for car insurance? Having a hard time finding a true aggregator site for comparison—they all direct me to individual insurers for quotes. My rate at GEICO just went up 40% so want to shop around a bit…

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

SPY 200 by year end

Anyone here trade options in addition to working full-time? I am curious to hear about how much additional income you’re able to pull in, big lessons learned for a beginner, where to start learning/practicing, etc.

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

What is your most conviction stock? Mine is $SOFI

I'm 1 year out of college and recently inherited $400k and have another $120k saved up from internships and work.

I know the standard thing to do is DCA into an index fund/ETF but is there anything else I should be doing to invest my money and hedge against inflation. I'm just concerned with the political turmoil going on and trying to figure out what ETFs I should be investing in and how much I should be putting in every week.

How would you recommend investing the money?

Hello I just started my first job (I’m 22) and I need to set up a 401k for matching with my company. I’m really confused how this works because I want to try to hit the IRS maximum of $19,500 for Roth contributions this year. Maybe it’s too late in the year now, but it’s asking me to pick my desired contribution % per pay period, but I’m not sure how much to do because it says it’ll kick in 1-2 pay cycles and I don’t even know when the next pay check comes yet. Any tips would be great

Have 1M sitting in cash. Would you dump it all into VTI or DCA?

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Fav intl ETFs?

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

My fiancé and I are first time home buyers (both 28 yo) and would like to know what makes more sense: buying an expensive home or buying a lower cost one. Our combined income is around 400K but since we just began working post school, our savings are only $70K right now (also 30K in student loan debt). We’re buying in a high property tax state where taxes could be 4% (think 12K taxes on 600K home). Should we get a 500K house or get a 800K - 900K (which represents most I’m willing to spend)

What is the benefit of investing in mutual funds such as VTSAX over a similar ETF other than reoccurring investments that allow you to set it and forget it? Is that why people choose them?