Just got my offer accepted for a house in San Jose. Shopping for interest rate now:
Should I got for
7ARM - 4.25% interest rate
30 fixed - 4.75 % interest rate

Banker is recommending 7ARM but wanted to get general opinion as well.

Thoughts?

What’s the most you would feel comfortable spending on rent in BH/WeHo for a 1bed at $250k TC and no debt?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Upload button in etax is not working for me. I am not able to upload any tax proofs because of the same. Anyone else facing the same issue?

Let’s share with each other how we are making or planning on making that income .
It is a strange time we live in but it’s time to hustle up .

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

What is your favorite holiday tradition/event to attend in San Diego?

Anyone use the Apple Card to buy iPhone on monthly installments and submit Apple statements for the cell reimbursement? Or do we have to buy phone through cell carrier?

So my offer letter says I have return back the signing amount if I leave within a year. How does the math work-full rerun of 20k or post-tax deduction the any that I received ?

Anyone know of any standards, or have any opinions, on naming in-house counsel as a named fiduciary of their company's 401k plan? Pros and cons?

What do you look for when examining the accounting for a small business stock purchase? Asking for specific types of errors and red flags.

Sold 10% of my ETH @$2,500 to pull out my initial cap investment - so tempted to throw it into btc on this dip. Should I pull the trigger at $50k or wait for $47k?

What should a commercial claims account manager be making as a salary ? Handles asbestos claims only. Works for a TPA handling claims for 4 carriers. Law degree with many years trial experience as in house ID but for personal lines. This is first job handling commercial claims

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Anyone looking at airline stocks or ETF play?

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

If you are interested in earning extra income, please let me know. I do financial services, great opportunity! Dm me!

Moving to San Antonio from Austin. Will be In Office 3 days a week near Sea World. Married with a 1 year old and active dog. We love good food and being active... Where should we live? Any other suggestions. As a reference we lived in the 04/Soco area for 6 years.

6:55am flight tomorrow at LGA plan to drop off my rental around 5, never done the shuttle before at LGA, is that enough time? Not sure what construction is going on

Anyone find a good CC in another practice? How?

What is BDO transaction advisory like? Hours, people, and learning at the senior associate level?

In need of new training kicks! Brookes or On Clouds?

How do you communicate with your parents? How often?

Men marry their second mom.

Hi Fishes, how's BNP Paribas Mumbai in terms of job security? Does their offer include only Fixed (including Gratuity) or Fixed + Variable?

Think I’m going to get the J&J vaccine. Has anyone had anything weird happen to them since doing this one or heard of anything weird? I have had COVID already and have antibodies but feel like the walls are closing in on me here.

Told a friend of mine in tech I was considering moving to BCG. He asked me if I would have to move to Boston.

I followed up by asking what he thought the top consulting firms were. "I'd guess PwC and then McKinsey are the best. I've also heard of KPMG, Deloitte, and Bain, but I don't know much about them."

Just a reminder that outside our bubble no-one really cares about firm prestige etc.

Book recommendations? I’ve been reading atomic habits, and have moved onto Traders guns and money.

How are you taking care of yourself if you have depression? All of my ways of staying grounded and motivated were attached to my routine and the fulfillment from work. I feel like I’m losing all motivation and struggling more the longer remote learning goes on.

Would you say being a partner is more demanding than being an industry exec?

I thought this question would be best for partners who’ve been in the industry for awhile...

How much do MDs make? What is their comp structure like?

Thoughts on Chicago Portfolio School?

I’ve been helping the creatives deliver great work. But it seems like the creative leads aren’t trained in bringing planners in as an asset to achieve direction and strengthen ideas. What can i do?

That International Women’s Day logo isn’t deserving of the day & the women it celebrates. Can one of the talented women here please give it the love it deserves and re-design it? I would but...🙋‍♂️

Is anyone else feeling completely hopeless about their job? Two years ago I still had so much zest and love for advertising. And now I feel miserable working long late hours and almost every weekend. I am underpaid because we’ve been on a freeze for over a year even though I’ve been promised one. I have no more motivation left in me to keep going. This job is killing me but I have no idea what else I could do. Any advice on getting out?

Martin CDs who need writers hit me up!

creatives in the US on agency-sponsored visas: i need your help! working on a project about us. DM me pleeeease

Anyone who works at Wells Fargo willing to connect?

Looking for new opportunities in CRE in NYC. Valuation, underwriting or something similar. Significant experience with ARGUS Enterprise, just finished a Python/data science course. Interested in talking to REITs but open to talk to anyone needing my skill set outside of traditional appraisal.

Any suggestions? Appreciative of any leads...

Recommendations on design services and places to buy furniture? We just bought a house and are looking at RH and Arhaus.

How is work life balance at REPE firms?

Any experiences with ResiCap? Thoughts on the company?

Where does one apply for commercial RE loans? Looking for co names

Incoming offer from a REIT as an acquisitions analyst in the Carolinas. I have 2 YOE. I’m hoping for 85K + ~30K bonus range. is this feasible? or should i expect something lower?

Hello my RE professional. If you did the math. 1) What percent of your commissions have you been spending on the virtual experience of the homes you are selling (video, photo, drone, 360/virtual tour)

Does anyone have suggestions for resources or templates for pitch decks? I need to upgrade our firm’s investor & lender packages to a more institutional quality.

Hello,
Does anyone have advice for someone looking to purchase their first investment property? Maybe something you wish you knew before buying yours etc. I’m looking at single families

I am currently in Retail Project Management (coming up on 2 years) right now and am looking to make a shift into real estate finance. My degree is in finance, and I am really looking to pair that degree with my passion for real estate investment. Any suggestions on how to make the transition? I am just concerned on how to sell my current experience to a finance-specific role. Any thoughts and comments are greatly appreciated!

I have an opportunity to join an investment sales team specializing in office and industrial in a tier 1 city. I would normally jump at this, but the uncertainty around everything coronavirus makes me nervous about going commission based. How are the IS brokers out there doing?

Good morning everyone!
I am currently looking into switching careers and going into real estate. Does anyone have any advice/tips on the best way to start the process? Thank you!

Considering a role overseeing bank branch construction for JPMorgan Chase. Does anyone have any insights or opinions on this type of role?

Hi experts, in a multiple offer situation for my property with all contingencies waived. I want to add a ‘no repair by seller’ clause to ensure buyers don’t negotiate during their short due diligence. Pls advise on what to ask from their realtors?

I am currently overseeing the Americas/Layan real estate portfolio of a big consulting firm, based in New York City. Aiming to move as I have been here for a long time and learning curve is fairly flat. Any ideas of comps with other corporates? Have 15+ year experience in real estate

Moved into a new construction home and hinge side of the door on bottom corner leaks small amounts of water during rainfall. Any suggestions? Added corner seal, clear silicone, raised threshold

I have about four years of real estate credit/investment experience. I also started my career in public accounting and have my cpa. I’m considering looking into a B4 advisory role. Am I crazy?