Any recommendations for where I should shop rates in NC / how many rates I should check?

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3-4 is probably enough, and use each rate to negotiate for lower rates and/or closing costs. As long as they all pull your credit within a 2 week period it shouldn’t have much of an impact on your credit score.

Look at Rocket Mortgage, they’re pretty solid.

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Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

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Hi, What is the salary range of Product Analyst FAANG vs Startups?
(1+ YOE)

Looking for roommates living anywhere between Lower Manhattan and Midtown. Arriving late July, but looking to move in early August.

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I’ve suffered from workaholism for a long time. Thanks to a lot of great self help books and therapy, I’m no longer putting work on a pedestal and I’m spending a lot more time on self care and my marriage. But, unfortunately, I am now getting withdrawals, because my body is used to the daily adrenaline of throwing myself into work. It’s this terrible feeling of like anguish/unease in my gut, but I don’t have anything I’m worried about- it’s like my body wants to find something to worry about.

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What are some high paying companies for Data Science roles?

Yoe - 4 yes
Offer in hand 16 lpa
1 month notice period is left

Sometimes people ask why I love being an engineer. I always say that technological innovation is amazing! If we can use technology to make our lives easier, then why not?

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Best way to spend $600k Delta Miles?

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This is the only bowl I can think to post in, but I'm really feeling it today. Has anyone lost their best friend (i.e. through time/growing up) and feel like none of their current friends could live up to the fun/connection you used to have with your high school BFF? I feel like I put too much focus on that one friend and also my boyfriend and just never actually made time for anyone else. I fucked myself over.

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Hi fishes,
I'm a bit confused please help, I'm a dot net developer with 1.5 yrs exp, so I just wanted to know what's the future of dot net and will it be relevant in near future. Thanks in advance.

Learning cloud architecture right now so apologies if these are obvious questions: Best ways to store video metadata to perform analysis on it? I'm looking at AWS and GCP. Saw that Cassandra would be good for it, but not sure what the GCP equivalent is? But also I'm a bit confused on if Cassandra is just a DB and storage would need to be elsewhere? All help is welcome! I've been spinning my wheels on Google trying to understand

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So I was a 5th year associate in nyc making 100 k a year 2k billable hours.. I decided to leave for the role Im in now.. my old countered to keep me at 115k (which was like pulling teeth for them) but I left anyways now I find out that they offered a 7th year 150 k and a partner title should I be offended that they didn’t even try more with me

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Jr. Cw Salary in LA?

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Was approved for an apartment that was originally listed as no-fee, but just heard from the broker the building isn’t paying the broker’s fee so we would have to pay it. It is one month’s rent but they are saying we can pay just 1/3 of it due to the miscommunication. Thoughts? Is this a scam? Is there room to negotiate?

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When you look to choosing a position to apply for and lets assume you get to be choosy - will you go for a org with big HR team or smaller HR team? Currently an hrbp for a medium global org with 10 hrbps in the Americas org supporting different groups/ regions like i support canada and a business group - looking at a role where hrbp report to sr hrbp and she reports to Vp of HR. The TA Manager reports to the VP of Hr as well. Sounds like a smaller HR team - are there any benefits to this move?

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How long until you felt comfortable in ITS? Is it fair to say with all the changes it would take longer to get comfortable in ITS?

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Guys recssion and slow hiring for other but in cyber security compnay still hiring alot i surf linkedin there is lot of job now but most of job is from Singapore

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How much % raise they usually offer for the one getting promoted from 601 —> 602?

Also, how much % raise one can ask for?

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Hi All, looking for referral for Plsql with 6 years experience. Please let me know if anyone can help

Anyone joined IBM GBS recently... what are the contents in the welcome kit/ goodies?..which brand laptop are they sending?

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Additional Posts in First Time Home Buyer

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I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

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Any recommendations on a good water softener system (4 people)?

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Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

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Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to have a slightly bigger place.
Any recommendations please. Thank you!

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

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Thinking about using my VA loan in a few years. Any advice?

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Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

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I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

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Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

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What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

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Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

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I'd like to buy, but the market is absolutely atrocious currently

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Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

What is the most difficult part of buying a home for the first time?

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Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

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Is it wise to buy a home now with high interest rates in nj or would it be wise to just wait and see? Looking to buy a house in central NJ

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Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

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