Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

Any advice in terms of investment to save the maximum tax?

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

How do you guys feel about US people earning so much more…?

Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

Little worries here guys - not able to transfer to Bittrex. Tried from Polo and Jaxx (cold storage). Transaction looked like it was going thru from Jaxx then seemed like it failed. ETH appeared back in Jaxx account and no changes to trans history...thoughts?

Genuinely curious: How do you justify working in PR knowing that you won’t make $100k+ for 15-20 years? I’m 3 years into my career and I have regrets about choosing this field when I look at my financial timeline.

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

Why is Deloitte’s 401k match do anemic?

PSA - if you use bonus funds to place a bet with the Fan Duel Sportsbook parlay insurance the bet is ineligible for refund. For example - the 2/3 leg Euro parlay insurance.

too ambitious to seek a 1-bed EV / stuy town on 100K ? If you have a success story please share (or send BK recs)

What price did you buy your bitcoin/litecoin/ethereum at? Have you sold any?

What % of post-tax income do Londoners usually spend on rent?

Offered 6.2k per month post-tax and thinking of spending 2k on base rent, single household. Does that seem reasonable for someone who wants to save and invest?

Hi Friends,

Could some recommend some good pgs around fidelity investments (manyata tech park). I will be starting the office from Dec.

1000$ rsu is equivalent to how much Indian Rs ?

#1) 1000*(USD value) or
#2) 1000 * Qualys stocks ( 130 USD)

Could you please clarify rsu calculation ?

What’s the fastest WI-FI provider in Austin? I have Spectrum abs it’s not fast enough for my house of 5

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

Anyone with a leased car move from NJ to other states? If yes, could you please help me understand the process to get sales tax refund from NJ? Thanks in advance!

Let’s hear from the Fish!

If you’re hesitant to list your property, what’s holding you back?

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Recommendations for an Alps ski resort between Zurich and Munich by car (Switz, Austria, Germany)? There are so many but looking for a developed village with lodging options and good lifts. Any faves?

Have a week or so off and thought why not to go to Hawaii? I've never been and keep hearing how beautiful it is. Would it be a good trip for a solo female traveler and what island/ activities would you recommend?

30/Male has two cats and a very cute doggo. Looking for someone to watch my pet while I can be a degenerate.

Any ideas on which communications agencies would have a significant west coast presence and strong health departments? Everything seems focused on NYC, which I’m not interested in.

what are McKinsey’s september start dates?

Hello,

I am looking for a job change and feel that I don’t get enough interview calls as my notice period is of 3 months. Every company want immediate joiners.

What can I do here?

TOYE - 10 years
Skill set - RPA, UiPath, C sharp

Other than MAANG, which companies are good for the data scientists in India (both product and service)? Good in terms of project complexity, rigor of analytical approach, scale of problems, implementation opportunities, usage of latest tech stack, innovation, mlops best practices etc.

Looking for thoughts.

I have 13 years of experience as a Business Analyst at various capacities (Regulatory, Data Verticals) in Banking with Bachelors degree in Accounting & Semi Qualified management accountant

Currently pursuing PGP in Data Science and in verge of completion.

Alongside I have got certifications in Cloud & Visualization tools.

Now I want to move completely to the Analytics/ML side. Will the companies consider my BA experience in Data & Regulatory experiences?

For those of you who are SHRM CP certified. Can you please advise if the SHRM learning system is worth it? Are there other effective learning tools that are less expensive ?

Hello fishes, i am set to join Accenture as a Cloud Data Architect . However the Job Profile offered is Data Engineering -AM & job Family Group is Analytics and Insights. The JD shared during the interview says : Project Role Description : Assists with the data platform blueprint and design and Key responsibilities is a. Pre-sales and solution ownership of sales pursuits data analytics related services for cloud b. Own end to end RFP or RFI etc. Does it mean work is on presales only ?

Any book recommendations on advanced procurement/sourcing concepts?

Most popular books I find such as 'Procurement and Supply Manager's Desk Reference' are not detailed/deep enough.

Holiday office party coming up tomorrow and I still haven't bought a gift... ugh. Any suggestions? I never know what to bring.

I'm on a boat!

Potential employer wants to me to write a POV for a brand, is there a specific framework you’d use or specific length?

What are some options for a big law debt finance associate with only a year under their belt? Willing to take a pretty big paycut, I just can’t do billables anymore.

How is the work culture in BMW Canada? General culture, support and mentorship, work life balance and job security. Thanks.

Hi fishes. Im having 4yoe in project management,scm, stakeholder, vendor management, inventory and wms in IT industry. My cctc is 5.2. How much i can ask for next switch?

Chase Freedom vs Freedom Unlimited for everyday spend?
Plan to transfer points to my CSR.
Non traveling consultant

My manager asked me to help sprint this proposal. I’m out in 6 weeks. How do I kindly tell him to GTFO

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Any recommendations for buying agents in Massachusetts?

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Any recommendations on a good water softener system (4 people)?

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

Thinking about using my VA loan in a few years. Any advice?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?