Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

What kind of gifts are given at fidelity investments during year end?

For EESP - which is better share withholding or payroll withholding? Thoughts?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Does anyone think Biden will *not* further extend the pause on student loan payments until after the election?

Has anyone had success transferring Chase Ultimate Reward points to a friend? I see that only “household” transfers are allowed but don’t know if there’s leeway with the term. Worried chase might flag the accounts or stop the transfer if the billing addresses don’t match. The transfer is only for 40K

What do you look for when examining the accounting for a small business stock purchase? Asking for specific types of errors and red flags.

I’ve been using other people’s stock site logins for years from 3+ jobs ago

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

How do you effectively plan for retirement?

Gold topic: Do you guys invest in Gold? Buying coins here or gold bonds/certificates or gold schemes (in India) etc? Want to consider investing in gold for long term future.

If you’re married, what gross income would you consider being “rich”?

Fellow EY 🐟. I left EY recently after two happy years there. How can I get the pension money back? I had around $1500 there and they are not able to help in EY-HELP3.
Can I at least do a rollover to an IRA?

Any of you using TikTok to display your properties? I see it's working for some realtors and I am tempted to try.

Taking a personal loan of 20k or more will it affect perm (GC) process?

8400 take-home after maxing tax advantages accounts. I found a new construction home for $2780 monthly payment if I put 3.5% down. Monthly payment includes taxes, insurance, PMI, and HOA. I have no debt. Is this a stretch? I’ve searched Google and used online calculators. I’ve never spent more than $1600 on rent, so I’m nervous about pulling the plug.

Why are the other cryptos not skyrocketing? Will Ethereum ever rise like Bitcoin has risen?

Hello fishes,
How much value would an AWS certified Developer associate certification add to one's profile?
And how convenient would it be to switch to DevOps with that certification and the necessary skills?

Need 11♥️ for DM.
Please help

Any PowerBI consultants out there? Curious if the need for this is really out there, how lucrative it is, and what other skills help in your process (sql, python, etc)

Tks!

Can someone please help me to decide between Zee entertainment enterprise ltd and Deloitte for 3 YOE in NodeJs Developer ?

Thoughts on EXPR?

Seriously don't know how to get a boyfriend as an IB analyst, most people who are in a relationship started dating since college. Really don't want to be single when I'm 30•••

Are any top consulting firms hiring for experienced analysts currently? I know ACN and some others are cyclical for resources 2-3 years out of college, but I’m looking to make a move sooner than fall

Hi Folks,

I am a Project Manager in a fintech domain with 3YOE in the same field , in a process of PR, kindly refer if anyone come accross such opportunity


Thanks in advance!!!

For July 4th does google only give one day off?

Juniors... When will you figure out that some patience and team loyalty advances your career more quickly than chasing every shiny thing?

Strategists / planners: if your boss asked you to put together a wishlist of resources that would make your job easier / better, what would be on that list?

If you need an ark…

I No-ah guy ( ͡° ͜ʖ ͡°)

Heard that Accenture gave promotions to all in the name of Fastrack promotion tag in Dec 2021.. as the attrition rate is high currently.. is that true...?

What is the severance pay in pwc India?
Does everyone who gets fired be eligible for it?

For anyone who's made it out of SAP: How do you write your experience on your resume to focus less on SAP so your not pegged as an "SAP guy"? My experience is mostly in testing and project management.

Hi, I am looking for a job change.I have 2years exp in SAP FI and overall 5 years of work exp.Could anyone please help with referrals?

Hi, can you refer me to your company?
If yes, please DM me. I will share my resume.
My Skill : functional QA Lead
Total YoE : 8.3
CCTC : 12.47 LPA Fixed ; ECTC : 30 LPA Fixed
Looking for a Manager role(not below) ;
Looking for WFH only & Base Location should be Kolkata ;
Current Company : PwC India
Your help on this matter is highly appreciated.

What is the most difficult part of buying a home for the first time?

Any recommendations on a good water softener system (4 people)?

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

Thinking about using my VA loan in a few years. Any advice?

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?