Any resources/classes/advice about learning how to manage personal finances/budgeting for the first time? (Im a recent grad with student loans!)

Maybe a dumb question but if someone vests in a pension are they still able to rollover a lump sum into an IRA? Or is it too late? Have a client who keeps blowing me off to get documentation...CONT

Any tax accountants/attorneys in here? What would happen to the 401k of a foreign worker if they cannot longer maintain an immigration status and have to go back home? What about a ROTH 401k? Assuming they made after-tax contributions, would they still be able to take tax-free distributions if they are non-resident aliens for tax purposes?

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

This in their 30's, how much money do you have saved? Did you start your own family? What's your age, and do you own or rent your place? Btw I'm in my mid 20s.

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

It’s been an interesting 24 hours. So, you know I got out of the VIX Puts at 26 with a small loss. I bought a few DIA July 15 calls at the low at a 309 strike .13 so I did better than I would. Trading the technicals now with DIA and C Puts.

Happy Independence Day🇳🇬🇳🇬🇳🇬🇳🇬🇳🇬🇳🇬

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

What happens if you sell a covered call far ITM for a large premium? Is the only loss your shares and opportunity cost once the option is exercised by the call holder?

I have a brokerage account with 7k in it, split 70% VOO 30% SCHF. I now have an additional 11k I can add - how should I allocate it? Should I move towards an 80/20 split just in current funds or add things like a growth (VGT) or high dividend ETF (VYM). All of my retirement accounts are already maxed, FWIW and don’t need the $ for any large purchases needed in the near future.

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

I bought a house in the suburbs of Chicago at the top of the market. I ended up moving out of state in 2017 and short-selling. I am now interviewing for a VP Accounting role with the mortgage company that got shafted by the short sale. If I get the job offer, can they/will they see this on my credit report? Can they pull the offer due to this? Should I tell them before we advance further?

I am investing as a beginner. What is a good company to start a brokerage account with ? Fidelity, Ameri E Trade, ML? I’m looking to put my money in index funds.

Will interest rates ever get back down to covid era levels?

I got a decent deal on a small 1 bed in a luxury building (hell’s kitc). Should I do a 12 month lease or 24m?

Got the rent negotiated to under 3k + free amenities for a year (gym, pool, etc.). I’m afraid rent will atleast go back to the original price (+5%) and then some. The building has some sort of rent control but that’s predicted to go away in less than 1 year as per the lease. The legal rent limit is way higher.

Would love some perspective on renewal experience after 1 year. TIA.

I’ve got cash that I want to conserve (for bschool) and my time horizon is 1 year. It is currently all sitting in a HYSA. Should I bother moving it to a higher return investment and if so what would that be? Thank you!

Where in Atlanta do you live and how much is your home? I thought Atlanta was supposed to be an affordable city? In the market for a town home and it’s only getting more expensive .... single income.

Can anyone from FTI speak to their benefits? 401k match, healthcare, etc?

Hi I am currently in graduate school studying Informatics prior to this I was a practicing pharmacist ( practiced internationally). I wanted to know if anything me could help me with some internship referrals to help me build my technical skills. Thank you.

Anyone talk to a Muslim therapist? Muslim matters because I’d like to talk about marital issues, and not sure others will get the religious context. NYC preferred. TIA!

30M, Fit, Indian, I am here to avoid arranged marriage and I don’t like dating apps :)

What are fun things to do for 2nd date in Chicago?

Saw a post in the confession bowl so I wanted to check this bowl out. Any hot, smart, rich and single guys in this bowl?😁

So… are any NJ/NYC people planning a meet up?! 👀

Anyone like Sexting?? I am married man but I enjoyed that...

Hi everyone, I’m in need of prayers. My mom was admitted into the hospital recently, but they just found some nodules in her lungs. Their default diagnosis is cancer, and she does have a past history of colon cancer. Please keep her and my family in your prayers. Nothing has been finite, but I can’t help but prepare for the worst & hope for the best. The only thing getting me through this is my faith in God. I do hope this message encourages you to hug your loved ones a little tighter tonight ❤️

Anyone else hate having to ask customers to donate to charities? ...like, I get that it's for a good cause and everything, but it feels super awkward

Looking for a black dress shoe (to wear with suits) for under $400. Any recommendations??

Can you share the resources or sites like leetcode to help prepare for interviews for 11 yoe experienced ui developer?

Hey there! Just transferred to Chicago from Europe - any other recent transfers here?
Looking for a group of people to explore the city and more

Can we expect a permanent wfh option?

How do I make my windowless office more lively. It’s driving me crazy

Anyone here deal with Phantom Share Agreements? Would that be in the wheelhouse for an ECVC lawyer? My BIL is being offered a job with a company and received a proposed phantom shares agreement. One condition states that he must remain in good standing with the company even after the 3 year vesting period to receive distributions. Is that atypical?

when is it appropriate to have a framed Tom of Finland drawing prominently displayed in the office?

I HATE my job. I've been looking aggressively for 6 months and haven't found anything. I am in the running for a job I think I'd like, but the money is not nearly what I make now. Thoughts?

What's a skill that everyone should know how to do?

Went for an interview to meet the whole team at a possible new job. Met with five different people, but have not heard back in 3 days. Are they collecting the feedback...or am I being ghosted?

Recently quit, the company I’m leaving has mandated work from office days. If you were me would you still go in during your final two weeks?

I’ve been asked to pitch in on a gift for a supervisor who’s leaving. No price point was recommended because the people invited range from juniors to EVPs. I’m at an associate level, only been at the company for 6 months, BUT this person did have a hand in getting my resume seen. Any idea what I should pitch in?

Is Art Director’s Club (ADC) worth submitting work into for their awards show? I know its not on the scale of Cannes or D&AD.

Just how bad would it be to quit without a two week notice? I’ve been bait & switched into a horrible role, overworked to the point of having medical problems, and no amount of diplomatic talks with my manager has improved the day to day. My mental health and my personal relationships have been on a steady decline.

I don’t have another job lined up yet. But I’m danger close to quitting and taking my chances with freelance. Could it be worth it?

I’ve recently been interested in the idea of moving from Canada(Toronto) to the US(California) with McCann. I am wondering if this is common & if anyone else has made move before with tips?

Tips for writing a bio to sound credible without saying things like, “award winning art director”? I’m judging an award show, just need something short.

I think I’m going to go from a big brand name agency to a small lesser known shop to be a part of running a dept. it’s a big step up. Is it a career killer to go to a smaller lesser known shop?

What are "paper pushers" called nowadays?

I’m planning to start cold emailing a few companies that I’d love to work at. Is it more beneficial to reach out to hiring managers or someone in the department you’d like to be at?

I’m really interested in Account Planning, which my company doesn’t have. What do I need to know to break into that role? Is it typically a (semi) stable position?

5 years of experience, Digital Media Supervisor is the next title for me Associate Media Director?

What’s your favorite current workout? I need ideas while the gym is closed. I normally do CrossFit and have been doing online barre classes, but losing motivation. Thank you!!

I’m stuck at a transitional point in my career where I can’t figure out a direction that I feel excited about. Does anyone have resources, books, career coaches, etc. that may help me find clarity?

I started a new account job at an agency. I’ve been here for about 2 months & I hate it. To put it simply, its an absolute mess. Does it look bad to other agencies if I jump ship after only 2 months?

Performance review is this week & boss already primed me (trice) abt a time mgmt/prioritization improve plan. I can’t begin to express (but attempt to in comment👇) how wildly out of context this fbk comes considering this flaming 💩 dumpster 🔥 of a workplace situation. Advice: - How do I get through BS mtg w/out hitting mgr w/a R/antiwork-style ✌🏻🖕🏻”bye Felicia”?! Ps. I’m an f’ing adult & welcome fdbk when it’s even mildly in touch w reality.

My direct report is fresh out of college. Tons of talent but is showing to be pretty cocky. They are overconfident about their place in the ecosystem of the office, ask inappropriate questions, CONTD