Anybody get fatigue from trying to stay on top of stocks that would be good bet long terms and figure out what to hop on as far AI, data centers, micro chips blabla..:

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Just buy VTI

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Borrowing against 20k? So you'll get 10k? Doesn't sound worth it

No. Most of us just buy the Index.

The beauty of this is we will get our share of the winners automatically.

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S&P 500 does the heavy work for you. It’s always the top 500 companies.

Most managed funds don’t outperform an index. They spend millions of dollars on the best analysts and still aren’t beating the average. What makes you think you can be smarter than a managed fund?

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No because I index fund and chill

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No, I never get fatigue from trying to pick stocks. I just buy and hold the global index.

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I mostly just index, both domestic and international ETFs. I own a few stocks with a small portion of my portfolio, but these are ones I have thoroughly researched and believe in the long term story. I don't have time for more than maybe 2 of those, hence I mostly index. There is nothing wrong with matching the overall returns of the associated markets.

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Buying individual stocks is like starting a company. You only do it when you have the knowledge to recognize a great opportunity before anyone else. When you do, you tend to go all in given the level of assurance you have to do such a thing.

This should be, by nature, a rare event in life.

When you’re not aware of such opportunities, you either stay in VOO or bonds until you find one.

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Bored for the night M (25) in NYC. Typically described as tall, dark, handsome, and had too much caffeine/etc tn so wide awake and willing to entertain ppl until I get tired. Hmu w DMs/comments/IGs/etc if ur in a similar mental space 😂

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Making the move to Cleveland/Akron, Ohio. Looking for your reco on agency/corporate companies that hit the top of your list to be apart of. - thanks

Hi fishes, Need your help urgently.
I have 2 offers
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PwC 10.6 LPA fixed + 2.5 lac JB
2- Concentrix 16 LPA fixed + 1.5 lac JB

Which one should I choose?
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Hi,
I am 3 years experienced in technical writing, currently working at 6 lpa. I am now looking for a change.
What salary should I expect, given that I am certified in DITA and Instructional Design Writing. I also know Wordpress (elementary), XML, Javascript, SQL, C, C++ and HTML 5.

Hey guys,
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Is everyone excessively leaving at the Big 4 across the board or is it just PwC? Seems like everyone is leaving or searching.

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Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

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Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

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What should my requested salary be for a Senior Intelligence Analyst position with CrowdStrike ? I have a bachelors degree and 5 years of experience as an intelligence analyst. Current salary is 56k in NC, but when I was in DC I was making 86k (big locality change)… which makes me confused on what I should expect for a remote job.

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Hi folks. Just collecting some info.
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NYC area Personal Injury Lawyers:

What are some of the most well respected plaintiff’s personal injury firms in NYC, and why?

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Really curious, what percentage of your clientele is friends/family?

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Hi Fishes,
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Anyone familiar with Steampunk? They are based out of McLean and doing human centered innovation work for gov clients. Any insight into their culture and how they work would be much appreciated!@Steampunk

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Hi all,

I joined
KPMG around 3 months ago but I am not getting work here. Although, I qualified some project's interview, yet due to some internal reason, they considered someone else, and I again came on bench.

I am unable to figure out what can be done now.

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How's the resource management here?
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Any inputs will be helpful.

Thanks!

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What are the benefits working at Wells Fargo. Are Sodexo, Transportion and internet reimbursement available similar to JP Morgan?

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Additional Posts in FIRE Financial Independence Retire Early

What are the best cities to live in for FIRE?

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I broke through the wall in 2020 and feel like I blinked and it is 2022. I have been saving something close to 75% of my take home and dumping into ETFs. I feel like I want to branch out into real-estate but never lived anywhere more that 3 years. What would you do? I have cash to put a large down payment to avoid the high rates but am scared I have no roots and will move in another few years.

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Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

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Does anyone use a brokerage account instead of a checking account? Mine offers a fee free debit/atm card and free checks which I'd rarely use but starting to question whether it is worth maintaining my "big bank" checking account that requires a $1500 minimum balance.

I also have a local credit union checking/savings that I'd use if I need any services or to deposit cash and a HYSA that gets my paycheck, is used for mortgage and credit card payments, and to transfer to checking or investments.

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

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Anyone a CFP as a side hustle?

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If you don’t know what you’ll be spending in retirement, how do you know whether to put the majority of your money pre tax or post tax?

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Parents- how much are you saving for your kids? Married mid 30s and family income is around 200k. We both max employer 401k. Have around 30k debt. Lcol and low mortgage. Would you pay off debt- or focus on kids savings? Oldest kid is 7 years out from college and will have some VA benefits.

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Has anyone seen data on how certain ETFs perform relative to market cycles and to each other? Does that indicate one should own a mixed basket of ETFs or just one or two broad index ETFs?

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For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

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Any disadvantages to buying VTI (manually) vs. VTSAX (automatically)? Apart from convenience/removing emotional decisions. Fidelity charge $75 to buy any amount of VTSAX. Seems insane fee when you can just buy VTI for free. Am I missing something here?

likesmart

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

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Hi! Pretty new to this concept, and really early within my career (only 3 months in). Currently on my company’s 401k plan, contributing well beyond the minimum to receive a match, and maxing the amount I can put in right now (25%). Dabbled a bit in options and stocks in general. Any advice, guides, or starting places you would give someone in my shoes? Thank you in advance!

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Are we on recession? My portfolio is super down - low cost ETF investor here

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Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

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Thoughts on ARK innovation ETF

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Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

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Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

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Which is good brokerage account for etf and stocks. Can't use robinhood due to restrictions

I was once at a dinner with a second year analyst, consultant, and partner, and the analyst said he planned on retiring by 30 and the partner and consultant laughed. Little did they know, the analyst owned his own home and rented all the rooms out so he payed no rent, never ate out, only grocery shopped, and very very rarely bought anything new. He saved most of his income, and was perfectly content with just his video games. That man was serious about not being stuck working forever.

likefunnyupliftingsmart

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