Anyone have a net worth/budget excel tracker they want to share?! : ) prefer not to use the apps.

Hi guys 👋🏻
So I joined IBM 5 months back, was on bench for this long and got project just a week back.

My PSP and People Manager have been kind of lenient, cooperative and kind to me because I was never told I will be put in PIP, I have to enter project not matching my skillset etc etc.

Is it wise to appreciate both of them via blue points for their support?

I just got a mail saying I have 200 bluepoints to send out appreciations if I feel like.

Hi all, I am a structural engineer looking to pivot to management consulting. I have a PhD in civil engineering and am a licensed PE. Currently I am not finding my profession fulfilling due to many barriers for progress. I have a strong statistics background and am looking to switch to a fast paced career in management consulting. Does anyone have any advice on the optimal way to pivot careers? Am I too late to switch? Should I get a career coach?

What is the name of the credit card that gives you United PQM for each dollar spent?

Accenture can you guys go back to Marriott and fix their customer service please I've been on hold for 30 minutes and I still have missing nights

Why won’t AA let me book business class flights with points if they’re available to buy cash? (Qatar flight on AA site)

Anyone stopping JT this week?

Anyone in D’s federal SCM practice? Do you like it (the work, the people, WLB)? Thinking about applying....

Are there any agencies in NY hiring a strategist during the pandemic? I heard many are getting laid off :(

what is retail division in Amazon ?

Newly minted Creative directors: What's the going salary these days in a major US market? SF, NYC, Boston, Chicago, LA.

Hello folks, any credit card suggestions with good benefits and cash-back? Please advise. TIA

What a typical % base bump from M to SM at Big 4 FS consulting?

Happy hour for Desi but distressed and overly happy souls this evening at 6:00 pm EST, 05/01/2020. Meeting invite below

To my Sikh friends - from where do you buy your turban ... I normally get them from India but wanted to check if they are available in US or Canada?

Wanna a learn Data Science cource.Anya vs suggestions please

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Do you count your car as part of your NW on Mint/other trackers?

Should I move to another firm and take the higher pay (20% more) and do more work I’d enjoy doing and have better growth and long term career potential, while sacrificing my current title (would have to step down from associate to analyst), WLB, and team chemistry?

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

Have 20k, what’s a good small business to start with this fund? Serious question here

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Anyone know of a good cross-border US/UK financial fiduciary?