Apologies if this is not relevant to the bowl.

Making international transfers to India using Wise/Remitly/etc. I'm worried about getting Income tax letter

1. Do I need FIRC certificate for non-business transactions? What happens if I don't submit this to bank?

2. How do I know if my transaction follows MTSS or RDA remittance method? (I'm concerned MTSS has a $2500 limit per transaction but my UK bank is not showing any limits while transferring and doesn't say anything about the method used)

What are some books that have absolutely helped you either working in the investment management space or even just personal investing?

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Anyone feel a 6 month safety net isn’t adequate enough for the recession we’re going through? I just fully funded my 6 month goal and need to figure out how much I contribute to 401k

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

Are remittances / gift sent from US to India (from post tax money) considered for any tax breaks or deductibles in the US?

Can I save tax by buying second house if first house is already in my name?

Anyone ever temporarily lower 401K contribution to increase bonus cash payout?

I be wanting to go off but then I check my bank app, calm down, and keep working.

Anyone else seeing the run old gold and hype around it similar to the bitcoin hype at its peak?

Did anyone randomly get a $250 deposit in their account from the government? I think it’s a child tax credit but I don’t have kids. How do I investigate this?

Angel investors : What returns do you expect when investing? Also what’s your range of investment?

I have no credit history and am just out of undergrad making ~$100k. Any chance of me being approved for Citi Double Cash or Chase Freedom Unlimited? Do I need to get a “starter” card to build some credit first?

Avoiding US fishes who live in a different reality. How do the london fishes earn (level, company). What % are you able to save monthly?

My own
~10 years total with ~2 years consulting
Pay 100k base + bonus
Realistically saving 40% net take home for house in future

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

What would you say is the minimum amount of money that your household would have to make before considering to have two babies?

I was so desperate to get out of expat tax out of fear of being pigeon holed. Now that it's been six months out of it, looking back, I guess it really wasn't so bad.

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

So I want to marry a physician (girl) as they make good money so I get a good life plus decent retirement. Is it selfish to marry someone for money???

Shoulda just called this group “Ls”

Hi fishes,

I'm looking for a switch into finance or marketing domain as I'm a Bcom graduate and did finance as major and minor as marketing. The current work is not what I wanted to do. Asking fishes refer me in their organisation. It would be helpful for me to make a switch in early career.

Thank you.

Are Coforge reviews fake on Glassdoor? Had a discussion with their HR today. He was telling Coforge is doubling in size and revenue in the next 2 years, we had the least attrition. You can do your research. Maybe Delhi Noida based companies, I really feel scared about. I think they will say anything to get a joining.

Anyone has tips for burning man? I’m planning to go during Labor Day weekend.

Anyone go through the Marriott timeshare pitch? I would love a $250 gift card and am in no financial position to own a timeshare. Looking for some advice to get out alive 😛

Anyone from SaT Bangalore? Looking for help/referrals.

I’m in-house at a small company (60 people), started right out of law school about 5 years ago. We had a legal team of 5 then. Everyone has left and we just hired a new GC. I went from $70k to $100k a little over a year ago. I am expecting an offer from a firm doing business law work but think this might be an opportunity to go to my current employer and ask for a significant raise, with new offer in hand. Any thoughts or advice going into this?

What value do TPMs provide? In my company all they seem to do is tell other people to work on things they’re already working on, and incessantly nag people on slack for status updates and timelines which you’ve already provided.

What to wear for evening networking events / parties where clients would be present and dress code is business casual ? - for men

Is there a shuttle service from DIA to Aspen? Or am I better off just flying into Aspen?

Did anyone else make the move from Vancouver? What do you think?

Does anyone know how to declare in my individual tax return, RSA and Stock Options from a US Company that I have? Non exercised yet.

How are you all feeling about these plans to add more bike lanes to the city? I'm all for it but I've seen a lot of small business owners acting like it's the end of the world.

What is the average salary for a Product Manager with 7 years of experience (5 years as a PM and 2 years as a Dev) in Toronto?

BMO Audit team vs TD bank Compliance team?
Any feedback on how the teams are.

Any houston folks here?

What’s the A/S/L of Fs in here? Better yet, any Fs in the Charlotte/NC area in here?

Just got another negative test. I'm so lost. How do I handle the monthly roller coaster of emotions? Hope, disappointment on repeat. 😔

Those who moved nyc to nj- assm min change in rent, how much did you save on an avg cause of taxes etc.?

Living in NJ and may be able to choose NYC as my home office. People who live in NJ can choose NJ / NYC office, which one did you choose?

NJ office: no NYC tax, don't have to file 2 state return. Live in NJ so auto assigned to NJ office currently.

NYC office: NYC tax on paycheck, easier commute, possibly higher pay?

Hi Fishies,

Currently looking for a job switch in Investment banking, Loan syndication, Trade management domain....
Request you to refer or assist if you know any opportunity in your network .

Hi Fishes,
Please help me, what salary i expect in Global Reconciliation, after 2 years of experience.

Hi Fishes,

I graduated from a reputed College as a B.com Grad 2020.
I have working in Deutsche Bank ever since.
Our team has gone through a very tough time cause few for the senior member left us. I have support very well and taken up all the roles of a Senior Analyst.
But, I am not happy with this year’s appraisal.
What should be the average salary at this point of Career.
Note- I have passedCA inter.
Currently pursuing CFA as I want to have a career in Financial markets.

1. LEC in Nomura
2. Regulatory Reporting in State Street

Which company is better to work with?

Anyone with Trading Systems Support/ FIX Protocol knowledge looking for switch,
Experience 1-3 Years

Happy to refer

Accenture vs Morgan Stanley? Accenture Morgan Stanley

Consulting vs Banking BA role

Any idea on how much salary can I quote for Associate Business Consultant role in Refinitiv (Software service provider for Asset & Finance Mgmt)?

YOE-1yr

I've a HR discussion today evening. Inputs required please!!

Hi Fishes,

Can anyone shed some light on how is FIS Global?
I'm in interview process for Business Analyst-Trade Surveillance/Regulatory Reporting.

Does acuity knowledge partners provide permanent wfh?

Hi All! Going through previous posts, I can see it is hard to get a comment/connection in this particular bowl. Reasonably so, as the field in itself is so hectic that professionals are usually busy. Anyway, I’m looking for a job switch and want to get into IB for an MNC. If there’s anyone who has any open position in their team, I’ll be grateful if you can refer me. Thanks in anticipation!

Hello , anyone in this bowl working in the internal audit department of DB?

Hi People,
I'm looking for opportunities in Investment Banking Analyst roles in Mumbai.
I have 5 year's work experience and a finance major.
Please ping me if there's an opening in your organization and I would like to know more.