I have no credit history and am just out of undergrad making ~$100k. Any chance of me being approved for Citi Double Cash or Chase Freedom Unlimited? Do I need to get a “starter” card to build some credit first?

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Posting as :
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You’re probably fine with either. That said, you can call either bank and talk with an agent over the phone about your approval odds.

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Apply and see what happens. And how are you making $100k out of undergrad?

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Thanks for the advice. T2 consulting firm with $85k base + 15-25% bonus

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Find someone with good credit and ask them to make you an authorized user on their credit cards. It’ll help you get approved - my dad did this and I was able to get approved for AMEX / Chase Freedom no issues.

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Is anyone even honest when they say their income when applying for a new credit card?

Nope, never had that happen

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Hi fishes,

I joined AMEX but didn't get even a laptop bag and headphones and other accessories. Do you know how to get these, and is it chargeable or not?

Bit disappointed!

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Question on UK visa-
My partner will be traveling often to London, once a month for an year starting September. He is getting his visa through work (10 years, multiple entry, 6 months max stay, cost some $1000).

I have applied for standard tourist visa in the past and they are usually short term. It could be max 6 months, but they see your itinerary and allocate you few months around the itinerary

Is there a way to get 6 months multiple entry visa, if I were to join him once in a while.

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For EESP - which is better share withholding or payroll withholding? Thoughts?

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If anyone here is wondering how to best use their GI Bill... I HIGHLY recommend using the GI Bill comparison tool. Has anyone else here used it??

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Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

likefunny

Hi,

Kindly ping me if you need any help for filling up the ITR. I will help you to get maximum return.

Charges applicable.

Thank you

likefunny

Laaa laaaaaaa lala wait till i get my money right (just accepted a PE offer woo)

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What are currently the best Canadian credit cards for travelers? Looking for Aeroplan or bonvoy points or companion tickets

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Hey friends. My wife and I are looking to start investing in the market outside of our 401ks, hsa etc. We opened a Charles Schwab brokerage account and planning to transfer 2-3k/mo. We’re in our late 20s/early 30 and likely won’t need to touch the money for 10+ years. What should be our investment strategy? How should we allocate to what funds? Thinking of splitting evenly across large, mid, small caps, and growth, value funds using DCA.

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25lpa in big 4 or 22k aed per month salary in sharjah with 4.5 days working in govt company which one is better ?
Have wife and kid with no emi and loan and living in own house in India.

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I need help from an accountant or a financial analyst. I need to compare fed vs private company retirement and help me create a retirement plan. I will pay for the services. Thank you

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What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

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I have a weird question

I have given interviews in
JPMorgan Chase for developer role and got the offer which is gud but interviews were not as tough as one might have expected from a reputed firm like jpmc.

Had 1 tech,1 tech-Manager round , Hire view test which was quite easy and an hr round.
Am a little worried about the standard of project and the team. I have offer from CIB Payments team. Checked with hiring manager and he said d role is for developer. Just worried abt quality of work

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NJ Personal Income tax question:
My wife and I file a joint return. We were part time residents in 2020z unfortunately, we both filed our joint tax return. My wife sent via paper and I sent electronically. Any idea what happens now? Can't get ahold of anyone.
To make matters worse - NJ doesn't have a paper part time resident return - so you file a resident and non resident separately. Ours net to a refund but the resident one shows a large amount due and the non resident shows a large cont...

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How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

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Do we need to take english test for short term visa 482 (Australia) ?

135k +22k super

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Are the glory days of bitcoin over?

Hello. Does anyone know someone who is interested to hire a foreign trained dentist as dental assistant? The thing is that I don't have work visa as well...

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what’s the ratio of equity/stocks to bond/fixed income in your Merrill lynch 401k plan?Do you make any modifications or just use recommended distribution? First job with 401k and not sure what to do!

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I’m a first yr in NYC biglaw (2nd yr in Fall) — is 3.2k for one bedroom in BK (think downtown BK, carroll garden, Williamsburg) too much? Always have lived in manhattan so I’m not sure what reasonable rent for one bedroom in BK is.

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Juniors... When will you figure out that some patience and team loyalty advances your career more quickly than chasing every shiny thing?

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Looking for senior designers that knows shopper marketing. Please DM with books!

Currently a senior commercial underwriter Working on finishing up my CPCU as I only have 2 exams left. Was curious to know
what kind of Salary impact this had for others who got the designation, if any?

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Looking to get into implementation at paycore. Anyone have any salary or info on it? Would anyone recommend them as a good company to get started in implementation?

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I have an offer from Capco, it was much lower then I expected for the SC level EA at £80k. I'm at a stable role at a bank with a great WLB. My wife is a front line work. So I can take care of the baby, with the next coming soon. My dilemma is, become a consultant or stay where I am at. Consulting looks attractive as I would be speed up my career progression. Though the travel costs and child care does not warrant the base salary Capco Should I take the hit and join capco?

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Guys how’s the innovation associate client of health care domain in persistent?
For .netcore azure developer.

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Hi Fishes,
Looking for opportunity as SAP BO developer with 5.8years of experience.Let me know if anything available at Kolkata /Bangalore.(No start ups please)

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Hi fishes,

Need your views.

If any company give more salary than another competitor for same position, if we show their offer. In this case what will be the expectation from candidate.
Because some time consultant level guy gets an salary of lead level guy.

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Hi peeps

Please assist me by liking my post
So that I can start making good use of this new platform

Thanks in advance

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Does anyone have experience working for or using Sylvan Learning Centers?

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Hi, weird question for this forum, so I apologize. I’m trying to be creative here and use the tv stand that I have. The issue is that it has an open back so you can see all my tv wires. I can’t hide the wires because my building won’t let me open the wall. My idea was to slip a tile sheet that is wall behind the tv stand as a back, but I need the tile cut to the specific heigh and width of the tv stand. Does anyone know where I can take this tile sheet to get cut to the specific measurements?

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Hi. I'd like to start a side hustle but am at odds for a place to start. Any tips for a newbie?

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Recent grads - what was your major and what kind of work are you doing now? Also what was your starting salary?

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Boston Consulting Group Does a referral make a difference in thr current climate? Should I just go ahead and apply or do I NEED a referral to get an interview (assume strong profile, previously interviewed with the firm)

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I joined Vodafone on 20th sept . So can i get salary for 10 days and when is salary day here!?

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How much max KPMG (KGS) would pay to a senior consultant for tech stack - Salesforce? YOE - 5 years

Anyone else’s mom driving them crazy about mother of the bride dresses? Wedding is a little over a year out 😂 Any store recommendations for MOB dresses?

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Has anyone had their LCA location updated so they can work from a different remote work location than their home office city? Did your firm take care of the process for you?

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Did you change anything on your resume when you have 2 FT jobs?

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Hi all! Would love some resume advice. I’m hopeful for IB or PE internships, and want to know what my resume is missing. Any advice?

Post Photo
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Additional Posts in All things points

Lifetime SPGer who is staying at a Marriott hotel for the first time. Platinum gift is 1k Marriott points (vs 500 spg points) and the green choice is 1k points for the whole stay (vs 500 per night)...

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With the new merger, can I use my spg suite night awards at Marriott properties?

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I am new to United Silver and I purchase economy tickets. Is the best strategy to check in exactly 24 hours ahead and switch my seat to an open economy plus seat?

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Why won’t AA let me book business class flights with points if they’re available to buy cash? (Qatar flight on AA site)

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Planning on opening a Bonvoy boundless chase cc for the 75,000 points and have heard the first year is free. Is that right? If it is, do I still get the 75k? Are the 75k Chase points or Bonvoy points?

Recommends on best Marriott property to stay at in San Francisco for New Years ?

Found thread to gain status through match stream for all rental companies and 5 hotel chains

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Do you prefer the Westin San Francisco, or the JW Marriott for leisure travel ? or any other Marriott hotels in San Fran?

Would you rather have 5x amex MR points or 3x chase UR points for each dollar spent on flights? Why? Company let's me book flights on personal cards and trying to decide which to choose.

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Buying a Cathay Pacific Economy flight, am AA Platinum, can I use AA miles to upgrade my CX flight?

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Why does Newark close tsa pre lanes? Terrible

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Why are so many moving from CSR to CSP. I get that the fee is significantly higher for the former, but how are benefits better for the latter?

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How does one use 500 Mile Upgrades on AA In the most effective manner?

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Turned away from my weekly hotel at midnight bc they can’t find my res and are sold out. Res w/ conf number actively shows in Bonvoy app, they can’t figure out issue. Platinum elite. How many points?

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About to start traveling and would like to build up points with an airline....who would you suggest between delta & AA?

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Anyone else impacted by the Hilton Honors system issue where status has been downgraded? Is requesting an upgrade to an executive suite for a personal stay a solid request?

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Flight from Charlotte to LAX with AA gets cancelled.. after 3 hours of delay. Have to fly out the next morning. How should I ask for voucher, hotel or airline? Currently waiting in a 100+ person line.

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Diamond medallion on Delta. They lost my bags on the outbound (3 with my wife who is Plat) and inbound flights (1) on a trip to Europe. How many points should I expect? Any advice to deal with this?

In the UK what rewards credit card is best for relatively frequent travelers? Amex platinum / BA premium / something else?

Has anyone had Marriott gift you the next level of status if you’re only a few nights short of the requirement at end of year?

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