Bagholding is real these days.... I am exhausted! I keep buying the dip through DCA every paycheck to see the money disapear the next day.

Does anyone stress about student loans? I have $176k in loans and as January gets closer, the panic attacks have gotten worser. I am in-house at a Real Estate company (making $90k), which is terrible bc they are going under due to the market. I am working to transition to big law for pay, job security and more technical skills. I am a 2019 grad and it just seems so hard to break into big law.

I just need advice on what to do. My mind is scattered and stressed! Thank you in advance!

Is Hubspot a good investment?

Thoughts on Arena Investors? Reputation, performance, culture?

Also curious of the implications of a firm structured as a HF but investing like a PE?

Just moved to San Diego. Anyone wanna get together??

Is this a good time to move from pre-tax 401K to Roth IRA? We have been one income family last 4 months but I still expect year income to be in $250K-$270K range. Considering conversion for $40K amount.

Curious. What's everyone's all in tax rate at year end (first and second years). Thanks. Looking for a percentage.

Has anyone held AMEX Bonvoy cards in two separate countries? Would both link to your Bonvoy account?

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

Anyone know of a good cross-border US/UK financial fiduciary?

My Team is looking for a few Sales Representatives with Medicaid, Commercial, or TPA business experience. I major plus if you have a network of Broker/Consultants within the PBM space. Let me know if you or anyone you know is interested in a direct referral!

Luggage delay claim question

I used Chase explorer to buy tickets for my vacation and luggages were delayed for a month. Per chase term I am entitled $100 a day for 3 days. But the claim agency chase used has been asking for airlines response, which has not came (2month+ now). I am concerned insurance will use this as an excuse to never compensate. Is there a good way to handle this situation?
TIA

Does FIL provide Corporate NPS for tax savings purpose?

SO and I have finally saved $500k. Should we buy a house or a green card (Indian born on H1 in the US, I-140s approved)

I just heard recently that if you refinance and your house appraises at 20% more than the amount owed, you can remove PMI. Is this correct? Getting a divorce and trying to keep the house but moving from a VA to a traditional loan and would rather not pay PMI if I don’t have to. House was purchased for $460k no money down (VA loan), refinanced at $450k to lower payments $400/month, now have $430k left on the loan... would it have to appraise for $516k?

Saving for a house down payment in the next 20-24 months. Where should I put my savings. Just in a savings account right now. Was thinking about ibonds, but is my timeframe too short?

Which demat accounts can a Citi employee hold ?
Is only Kotak securities allowed ? Are there any exceptions ?

What is yearly increment or hike in pwc india

Has anyone had their LCA location updated so they can work from a different remote work location than their home office city? Did your firm take care of the process for you?

How do you usually ask for PTO? I have the days accrued but I have PTSD from a past job about asking for time off. I’m wanting to take 5 days in June for a family trip and know I need to put in the request to the partners I work for sooner rather than later. I had to take a day this last week and they were great about it (immediate “Yeses”) but somehow, asking for a week feels like a hurdle. (Also, I’m only 7 months in, haven’t met the partners IRL, and we only really communicate via email)

What are some methods you've used to keeping your business running throughout the pandemic?

What are the best ways to increase my assets and decrease my liabilities? Specifically for the age range: 21–30, paying down my student debt, need to pick my next investment targets

26M, 6ft. Looking for casual. No bar on age and relationship status.

Anyone here a Data Product Manager who wouldn’t mind having a quick chat about practices within this area of the business?

Is it normal to feel depressed/lonely during wedding planning? I almost feel like I can’t talk about it since other people aren’t engaged and I feel like I’m rubbing it in their faces talking about it. So I have to keep everything to myself and it’s kind of stressful

A friend of mine works with TCS as an Analyst, his base location is Bengaluru but he is been working from his hometown in Lucknow since the first COVID lockdown. Now he is being asked by his team to work from Ahmedabad, where his direct supervisor (manager) is working from. In this case, according to TCS talent policies, what is the procedure and the benefits that he can avail, as part of project initiated relocation? Also, how long it takes to get base location changed through HR in TCS?

Hello,
Does internal transfer happen in EY GDS service line? I am in International Tax and not liking it here just within a couple of months of joining. It’s a lot of back office work that is very frustrating and stressful. Have experience of Individual tax (US) for a little over 2 years and an EA. Also, does the pay scale vary?

What is the longest deposition you’ve sat through? …..I’m currently in one thats been going for 10 hours. 🙃

Is this bowl still alive? How’s everyone doing in quarantine? I feel the additional stress from covid is lowered by the relief of having fewer social obligations

I need new girl friends to talk about bachelorette with on Tuesdays

Friendly reminder, NO ONE likes that person who sends emails when your company is closed.

Don’t be a loser, enjoy the time off.

What level is “head of xyz”?

Any info on how UK or Europe comp for google compares to US. Particularly interested in L4-7 biz ops and product manager

I just heard recently that if you refinance and your house appraises at 20% more than the amount owed, you can remove PMI. Is this correct? Getting a divorce and trying to keep the house but moving from a VA to a traditional loan and would rather not pay PMI if I don’t have to. House was purchased for $460k no money down (VA loan), refinanced at $450k to lower payments $400/month, now have $430k left on the loan... would it have to appraise for $516k?

Transferring IRA from Vanguard to Fidelity - do I have to liquidate my holdings?

Creating a 529 for myself before having kids…Should I setup a 529 for myself?

I don’t currently have kids but probably will in the future (31M, single now). Alternatively, I may go back to school at some point, or I’d be happy to disperse/gift the $$ to my nieces and nephews too… what’s my upside/downside?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Does anyone put money into CDs anymore?

My rent is increasing about 10% and the parking is going up even higher. Lease is up in October. Is it too late to look into condos or coops? It’d be right around the same price

I have a lot of exposure to big tech and sp500 across my brokerage account and retirement accounts. I recently opened a Roth IRA and have 6k in it to invest. I know the default strategy is to invest in a fund that tracks sp500 but I do that everywhere else regularly. Is there anything else like VYM you recommend? I’m targeting dividend growth ones since it’s a Roth IRA ..

When is the right time to buy a second home (primary investment/ secondary vacation home)?

Following up on “how you pay for engagement rings question”, where did you buy the engagement ring? Blue Nile? Private jeweler?

Advise for TFSA investment in Toronto?

I have a 401k from my previous employer in Meryl Lynch. Current 401k is in fidelity. I would like to know if it’s easier to roll over ex employer contributions to fidelity (or) open an independent IRA account. I don’t intend to withdraw money from or take a loan on 401ks

Hi! I’m finally closing my HSBC accounts (terrible customer experience and bad app). Just signed up with Chase for my checking. What would people recommend for a general savings account (for my rainy day fund to sit)? After 401k contributions I just put everything into Betterment. Is this a good plan? Recommendations/ advice appreciated.

As a US resident, (how) can you buy stocks on international exchanges (like Hong Kong, Bombay)?

Forgive me if this is a stupid question- but if Trump bails out Oil and Gas companies, could Chesapeake be a steal at 17 cents?

I’d like to buy indexes of certain sectors right now, any suggestions? E.g. tech, utilities- others I expect to not be hit as hard

TD Ameritrade vs Etrade vs Fidelity.... any big differences or are they all more or less the same user interface? Mostly for trading stocks options and ETF.

Dumb question but anyone know what’s going on with KO in 2021? End of 2020 had stock approaching $60/share but then it crashed below $50 in 2021.

Anyone have started preparing for Series 7 exams? What is the best study material to start with?

Big IPOs dropping this week (Airbnb, Door Dash, C3.ai). Is anyone excited to buy?