Transferring IRA from Vanguard to Fidelity - do I have to liquidate my holdings?

Hello 🐠- first time home buyer and closing is in next 45 days. Have a decent Credit score (757) and Worried with fluctuating bond yields/ interest rates . Any suggestions on how to research for better lenders with less interest rates. Searching online gives too many confusing results. Few friends referred some (3-4) lenders who provided similar rates to me. I’m now confused if I need to keep shopping with a hope for better rates or to stop and lock with better one among these lenders. TIA

I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

Both me and my wife maxed out company match on 401K but are below the annual limit. What are our options now to take full advantage of the annual limit? Neither of us qualify for Roth IRA.

Thoughts on Jumia stock?

Does anyone use ADP for end to end including payroll and background checks, and recruitment?

At what age did you buy your first house?

If you were to receive shares in a small s-corp or ownership in a partnership due to sweat equity. Would you get basis in the ownership you get?

How do I invest in ETHOS?

Anyone heavily invested in crypto here?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

Hi Fishers,

DM me if anybody want to file ITR for last year, I will help you get good refund amount for whatever tax paid or deducted from salary during the financial year.

Why are FIRE minded people into having multiple investment properties? It sounds like a nightmare having to deal with tenants and if you want dividends, can’t you just invest in REIT or preferred stock ETF? Are returns that much better?

Do you have a set $ you save every month? I'm 27, I've been tracking spend since 2020 and my $ saved has very strong variances MoM. If we consider 2021 a more "regular" year, I varied from $600 saved one month up to $3.2k in another (though that was partially due to a job change)... It's not affecting my overall saving % (was 46%) but wondering if I should try to even it out a bit more?

I just started working as an freelancer and I am paid in USD. How do i encash them in INR? What would be withhold tax deduction? Can someone please help?

Getting in the Black Friday spirit...what are your favorite places/stores/areas/shopping centers to spend your hard earned money?

Hello Sharks
Off topic: I am planning to buy or book a car by end of this quarter. I can spend upto 20 lacs max. So suggest me a good car.
Also, is it worth spending upto 20 lacs on a car? Why asking because constantly gets feedback from everyone includes friends, family and wife that live your life and don't think much if you can afford. I don't know if i can afford it not. But I am considering one time as well as running cost. My CTC is more than 35 LPA.

I'm working on a Fintech startup related to commercial banking pricing. We would like to do some "expert interviews" with current RMs (we would compensate your time.) We want to better understand the friction points when it comes to price C&I or CRE loans. Please DM me if you are interested.

We are not looking for any private information, but more anecdotal evidence of issues that can be improved.

I’m (early30s) about 8 months into a relationship with a 40m. Things are wonderful in every aspect, but he is absolutely atrocious with his finances. I felt it becoming an issue about two months ago. He forgets about auto payments and just generally doesn’t care. I sat down with him and looked at everything and even after talking it out he still continues to stress and it’s now causing me stress. I had a final discussion with him today about it and he went on abt how love isn’t enough for me…

For those who have obtained the CFF certification:
I was asked to put together a working plan to obtain my CFF credential. I’m aware of the 2 certificate program (Core and Specialized) through the AICPA that will lead to the CFF. Does anyone have experience in how long it would take to complete the certificates and if there are other necessary or helpful study materials that would be useful? For background, I’m 6 months into working at this firm and have touched a variety of cases.

Been selling covered calls or puts on F. Seems almost too easy. What can go wrong, outside of it actually hitting ITM?

I recently got my advertising degree and created an art direction portfolio. Would any creative be interested in looking at my work and give me feedback?

Does Big4 have AMS (Application Management Service) seevice lines. Does Partner comp / targets differ for AMS vs rest of the service lines?

I am getting an offer from TD Canada for quality engineer lead. Just want to know the expected base salary?

What applications do you use to view all of your investments in one place if you have multiple brokers / brokerage accounts?

RIP Christmas 🔪🎄

What is the base salary for Manager level at Accenture?

Anyone notice the spike in 1 month T-bills this morning? Yield doubled since last Thursday (as of 6:30am). Are your firms providing any guidance on Trump and perceived inflation risk by his policies?

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

When a new type of project comes in and you get assigned as the PM to “figure out” the project plan, how do you go about resource allocation? Sometimes I struggle to know what the team configuration should even be, because we’ve never done said project type before. It’s hard to know what type of people should be assigned, and at what % time, when there isn’t a preexisting process or work breakdown structure for the deliverables I’m being handed to “manage.” How do/would you handle?

Any recommendations on a good side hustle or part time job? Trying to buy a house (yes I know the economy sucks right now) and it’s been tough saving with a SW salary.

Hi everyone!
I am looking into doing a Masters in Social work I have already have a social science background and have worked as an international development professional but I’m considering getting into medical social work. What are the pros and cons of being in this field

Has anyone attended sfmc developer interview in TCS? Can you suggest is it more related tp coding or normal sfmc questions

How high does L6 range typically go for Sr Program Manager roles? I am currently at ~250k TC and the position they were interviewing me for hand a max range of 200k TC. Is >300k TC possible?

I finally at a place where I could buy groceries without checking the prices. In the past I wouldn't buy something I so desired if it's a bit pricy.

I’ve had to step away from social media for my own mental sanity as I have a major issue with comparing myself to peers when it comes to life stages. (Single female, 34, never married, no male prospects, dog mom.) As a result, I feel like I’m doing a disservice to myself professionally as social media is a HUGE communication channel. Any advice on staying away or including it in my life in healthy ways?

i’m a cpa with ~1 year experience in federal advisory, non-audit work...i really want to make the switch into transaction services that work in M&A. What skills/work experience should i get into now?

Thoughts on Jumia stock?

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

Tendies? 😊 🤚💎🤚

I have 200k in HYS. Currently have 1k in BTC. Id like to start DCA to diversify my investments. How do you recommend this? Should I buy a bunch outright and then start investing 5-10% of each paycheck?

If WFH stays after vaccine(maybe split 50/50 with office and WFH) do you think that will have some major impacts on our economy?  our economy is based off of people spending money not saving. I think of all the lunch, coffee, happy hour, dry cleaning etc spending we used to do.

I have a lot of exposure to big tech and sp500 across my brokerage account and retirement accounts. I recently opened a Roth IRA and have 6k in it to invest. I know the default strategy is to invest in a fund that tracks sp500 but I do that everywhere else regularly. Is there anything else like VYM you recommend? I’m targeting dividend growth ones since it’s a Roth IRA ..

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

TD Ameritrade vs Etrade vs Fidelity.... any big differences or are they all more or less the same user interface? Mostly for trading stocks options and ETF.

Anyone have started preparing for Series 7 exams? What is the best study material to start with?

Should I invest in Tesla or Apple? Looking at least 1+ yr to hold

Anyone use an MVNO? I love to save $$

What percent should I save for my Roth IRA vs Roth 401k vs taxable liquid investments? I’m 23 & live in a HCOL & make 70k.

Advise for TFSA investment in Toronto?

Im looking to buy a home, program is zero down (no PMI). I make 150k base salary; take home 8k mon. Im looking to buy a house under 350k in my area. Im looking at a payment of about 3k including prop. taxes in a newly gentrifying area. My plan is to house-hack and in a year move out. Is this monthly payment too high? I have under 10k student loans (will get wiped) and no other payments. I want to make sure I can afford it even without tenants just in case.

What's your target retirement savings? Target age? Combined or single?

Anyone have experience with the Financial Advisors from Personal Capital? How was your experience?

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

Thoughts on the Marcus Investment robo advisory rolled out by Goldman a few weeks ago? They charge low fees which is great, but I have a hard time seeing what makes it different than others.

Someone talk me out of buying the C8 Corvette 😭 I make >$200k and am early twenties FWIW

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.