Been trying to buy an investment property without 20% down or house hack. Are those the only two ways to buy another property? Can my wife and I have two separate addresses while filing taxes jointly for acquisition purposes if we were to semi-house hack in essence? Any experienced investors if you could chime in please. Thanks

likehelpful
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So you basically want someone to gift you an investment property? let me know if you find one... interested as well

likefunny

If that’s your interpretation of the question, don’t bother.

How much is the property? How much money do you have? What’s the cap rate?

If the cap rate is right, you could probably find an investor to partner with. Also, if you’re using the BRRRR strategy, you may be able to take on a capital partner and buy them out after the refinance. There’s also seller financing that may not require as big of a down payment.

There’s tons of strategies that can work with financing rental properties!

like

Thanks - will do some more research to understand the options better

I’m sure you could find a loan shark at 150% interest.

This is a stupid question. Real estate requires capital or/and expertise. It’s clear you have neither.

Why not ask your employer for a loan with these conditions and see if they are willing to help :p

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