Have 200k to invest in real estate. Which option is better recc. Pros/cons?
CONT: For options —>

How much do you keep in the bank vs brokerage?

I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

Morgan Stanley or Schwab? Which brokerage should i choose?

Didn’t realize crypto had MLK Jr sales too! 🤑💰

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

Guys, I had very less HRA for April 2022 till August 2022. I was showing 1 lac annual rent .I joined new organisation in sept and now HRA is 43000 per month. Would that be okay to show high rent as 30000 per month to my wife as landlord. Earlier I was paying 9000 rs per month to different landlord. @ IBM

Seeing how 401k’s, ira’s etc..are mostly based in stocks. What happens if we have another Great Depression and the stock market crash’s. Even if you have Real estate investments, if ppl can’t pay rent like with Corona, that’s not really helpful. So what are other ways in addition to those mentioned is there to help secure you into old age? 

What are your thoughts on Baidu as an investment?

My company allows contributions to both traditional (pre-tax) and Roth (post-tax) 401k. Is it better to split my contributions between the two? For example, I could contribute 3% to Roth and 3% to traditional (my employer matches up to 6% total but that can only goes to traditional)

How many of you max out all tax-advantaged space, i.e. 401K, Roth, and HSA, and is it doable to live on what's left?

Recent college grad with ~$25k in student loan debt and no investments. I have about $10k I want to invest but I have no idea where to start. Please help

Hello All,

Can anyone please help me here.
I have made my tax payment in July 2022 but yesterday (15 Nov 2022) I receive an email that tax payment is due for assessment year 2022-23

I called to help desk and he advised to raise rectification request from Tax portal and update the challan number. I tried to raise request but need to upload some XML or json file there. I am not sure how to upload or modify that file.

Does anyone know what steps need to follow as I already made my tax payment.

Any of you using TikTok to display your properties? I see it's working for some realtors and I am tempted to try.

How much can we save in Canada Onsite ? Tech lead role. Avg sal in glass door is $80k .

Looking to transition to a new career, possibly to SWE. I have a physical science background with some student loan debt. Before I dive into more student loans, I wanted to check out some Software Engineering boot camps....

Any recommendations? What's your personal experience? Are they worth paying, or is college the way?

International stocks are doing terribly. How do you stick to your plan and continue to buy you allocation of international stocks when it's tempting to go off plan and buy a bit more US?

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

My fiancé and I invested in a small startup about five years ago and are about to get a $300,000 pay out (after taxes). What would you do with an extra $300k? (We have no debt, have sufficient savings and own a home already so the basics are covered.)

Who decides the Hike percentage in EY GDS ?

Please help me to understand if counsellor plays any role in hike percentage or is that based on Current rating we have got while VPB announcement ?

Hello! I'm a Manager II (Automation) in PwC and looking for exit opportunities on West Coast. What kind of roles should I target? I would like to go to a product company, rather than consulting.

Current IE here. What are some Time Motion Study Softwares that are out there and you use in your jobs?

After clearing both of the technical rounds HR contacted over mail for expected ctc and other things.Can anyone tell if my expected ctc is higher then is there any chance they will not reply or delay the discussion or they will straight away deny?? I am waiting for the response from hr from past 7 days.

I have applied for a job in CTS and got a mail saying we are pleased to consider your profile for a position in Cognizant.

In order to proceed with your application please upload your photo and fill the Candidate Declaration Form-1 (CDF-1) by accessing the below link.

I filled the form but I have not received any further communication it has been 2+ weeks.

How is Will Smith in both Suicide Squad (DC Comics) and Avengers (Marvel)? Were there zero other candidates for the role? Posting this as it will oddly keep me up tonight. Confessing I'm confused.

People who write long ass paragraphs on here 🙄 it's not a work paper

For those who completed their SHRM certification this year (CP or SCP) and opted for self study, what study materials did you use to prepare?

Honest question, Democrats always complain about the economy and that Trump is doing a bad job. I’m a little confused how they then support Biden who will repeal the Trump tax cuts? Pls no hostility

Advice appreciated: I want to sublease my apartment so that I can rent elsewhere and pay less. I had to move in a short amount of time and it was during the period where there was a high demand for housing, & leases everywhere were expensive so I signed what I thought was fairly cheap in comparison to what was out there. However I found something this month that will cut costs by 30%. How do I go about finding someone to sublease my place?

To all the event profs out there, could anyone please advise on what is the base salary of a Senior Event Coordinator in Toronto? Thanks!

How long due you need to be at an employer to be eligible for the family leave plan that is available for all Massachusetts employees as part of the Paid Family Medical Leave program ? I believe the PFML is applicable 2021 onwards

Hi Everyone, Can I please get feedback on Innova solutions. How is the company, job security and work life balance ?

Anyone getting or heard H1B RFEs or denials for the third term of three years post I140 approval?

Would love some likes so I have the ability to DM please. Thank you in advanced!

Has any made any money selling their cricut designs? Decals, mugs, t shirts?

Hi fishes,any openings for HR transformation/ Automation role?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Thoughts on below upcoming IPOs?
1) Clear Secure
2) Krispy Kreme

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

In Chicago Illinois, are Propepty taxes paid annually? Or in another way, if I sold my house today, I am still due to pay second half of 2021 in taxes at my end?

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Has anyone taken up the Personal Capital investment management service that they offer?

They say they will manage my 401k but to do that they will require my credentials that I use to log into fidelity. Is that normal? Has anyone here done that before? Any feedback or experiences of using them?

How much do you keep in the bank vs brokerage?

I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

What are your thoughts on Baidu as an investment?

International stocks are doing terribly. How do you stick to your plan and continue to buy you allocation of international stocks when it's tempting to go off plan and buy a bit more US?

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

I max out my 401k and I have a decent emergency fund. I want to keep saving. From what I’ve been reading my next steps are an IRA and then a brokerage account. Questions:
1. How do I pick between a Roth vs a traditional IRA?
2. Once I hit the max of $6k - only then do I focus on brokerage account?

I am trying to do a backdoor roth but have about 60k sitting in traditional IRAs. I also currently live in NYC, would it be best to rollover everything into 401k, then do backdoor?

My financial advisor mentioned Nationwide Variable Universal Life Insurance Accumulator would be a good financial instrument as we are now in a higher tax bracket. This type of life insurance seems complicated and has some fees attached that stresses me out (although the return sounds better than other life insurance). Anyone have this plan or thoughts on VUL?!? Need advice.

Has anyone made a big bet to try to attempt to retire early? It seems like everyone in this bowl focuses on traditional, conservative investing. Going that route I’m gonna be a wage slave all my life

Are there any tax benefits from working from home?

Investing US 50k per year on a joint income of 170k. This on top of mortgage payments for a 400k penthouse. How does this look?

Would you buy a brand new car in cash?

Looking for an investment advisor who is 1) a fiduciary 2) has a CFA/CFP/CPA or some combination thereof. No exceptions. DC/Baltimore area.
TIA.

Suggestions to save for MBA apart from 529?