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JPMorgan Chase recently introduced a policy change to increase the notice period to 60 days. I'm a 602 and resigned recently and yet my LWD is showing up as 30 days from now. Anyone recently resigned can confirm if they are facing the same or new policy is in effect. This is causing confusion with the next companies I'm interviewing with.
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Citi Double Cash, its cheap plastic compared to the reserve, but you can't beat 2% cash back
I would get something that's good where the CSR isn't. I'm thinking like Blue Cash Preferred for 6% at supermarkets and 3% on gas. It carries a $95 fee but may be worth it. Otherwise I think the Chase Freedom categories are great for 5% back. If you don't want to think about categories, the Chase Freedom Unlimited gives you a flat 1.5%, which you can take and transfer to CSR rewards.
What do you mean by "used up"
Look at your spending habits. If there are any other big expenses other than food and travel, then find a card with those bonus categories. Otherwise, get the chase freedom/freedom unlimited or the Citi double cash. They are the best cards for general use