I get credit alerts from Experian/ TU & was told two email addresses were found on the dark web. Have been hit w fraudulent charges in FL via Chipotle app; rec'd email that said sender knew my password (was partially correct) & was going to send nude pics of me to my contacts; rec'd email from Best Buy about my email being used to reset my pword (don't have BB acct) & today was notified of a declined transaction in Canada (I'm in TX). Besides changing pwords/ replacing cards what should I do?

@ib do u want to actually contribute bro

Getting tired of the race to lowest fees possible causing a general mindset that financial advisors aren’t worth paying for. Wait until a protracted down market, robo-advisors...

First time home buyer with credit score of 772... is that good?

Should I keep investing all my extra savings in the stock market? Its return is no brainer long term but part of me wants to diversify elsewhere. Real estate is not an option for me right now.

Anyone feeling the same?

Looking to get some feedback on this investment strategy: Contribute 100% of the allowed limit in ESPP program(15% of base) to get full company match(15% of my contribution). Sell it on the same day it vests(vests starting of every month) and then invest that money in vgt and voo. I understand the short term tax implications but still feels it is better to invest in etf than in company’s stocks. Thoughts?

What are everyone's thoughts on making the Monthly Child Tax Credit permanent? I think it is an important step to care for the families in our area, but I know not everyone believes in this program

What is the difference in subscription to notified and subscription to approved mutual funds?

Anyone here do options to hedge their investments? Where can I learn the principles and techniques behind it?

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

Can anyone tell me where I can declare a home loan in the Payroll portal?

I am a little confused...

Sold all of my holdings yesterday. Don’t see this bull market holding for another week. What are other fishes doing?

It’s August and there's still no 2nd stimulus check in my bank account 🙄😩

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

While many people are doing well from Bitcoin, this is also going to end badly for many more people who are rushing into this with out full understanding.

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

34F, currently in BK, moving to Jersey City by August 👩🏾‍💻

High risk, low reward investment ideas?

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Is ARKK still a good ETF to invest in?

What would be an Associate Director salary in Sydney or Melbourne for South Asian Female someone with 10yrs core experience?

Happy Cinco de Drinko y'all; on this day in history, we celebrate France getting dunked on so hard that the US celebrated for over a century until Mexico eventually followed suit.

Can I get any referal for data engineer position??

What would be the hike percentage for getting promoted from Associate consultant to Consultant?
Will I get the promotion percentage + year end cycle hike percentage (let's assume that I am getting 3 rating) or just promotion percentage?
YOE : 6+

Somebody please elaborate on Corporate Functions team at Accenture!! Is it part of Tech?

Hey anyone has any requirements for website and mobile app development or ux/ui ? A friend looking for freelance work .
Any reference will be appreciated thanks

Anyone know of volunteer opportunities to support Ukraine in the city? Something like assembling care packages, food, etc. Thanks!

Kya chal raha dosto nind ni aa ri yaar😂

Which is more important mental health or job?

What are your thoughts on Strategy& (specially within Pharma/Life Sciences)?

Typical day for Credit risk business analyst BA4?
How is the work life? Management? Leadership? Office transport, canteen?

Partners, can you share your experiences when you went thru a period of losses/ low-confidence / self doubts , and what you did to overcome? Also, how long it take to get your mojo back?

Who here thinks they know enough about Blockchain/Crypto/Web3 to properly distinguish the advantages of the different L1 blockchains? I’m really curious how many people aren’t just picking the most mentioned names but actually looking at the tech.

Newton, India’s nomination to the Oscars. Finally a very very sensible pick. Brilliant movie!

Any good wedding ring sources aside from Blue Nile?

Have about 5k to invest - should I do FXAIX or FSKAX?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.

QQQ vs VOO?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Can someone help me understand how backdoor Roth works in my situation?

I contribute the $19.5K max to a 401K each year. Would backdoor Roth be (A) the ability to roll $6K of that $19.5K into a Roth? or (B) an incremental $6K that I could contribute to a separate IRA then backdoor into a Roth?

Asked another way, does backdoor Roth allow me to actually contribute $25.5K each year, or does it just allow $6K of my $19.5K contribution to build in a Roth?

Thanks!

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Does anyone have a financial advisor they recommend? So far I just throw everything extra into a mutual fund but I know this isn’t the smartest way. Looking for someone who can deal with the independence restrictions and help me make smarter decisions (or just do it for me)

Is there an easy/efficient way to figure out how much you've contributed to vs earned in your Roth accounts? I started contributing >20 years ago to my employer's Roth 401k and have rolled it over to a Roth IRA and moved it between multiple custodians, e.g. Fidelity, Vanguard, UBS, Personal Capital, etc. It is unclear to me how much I contributed vs how much I earned by investing it.

The purpose of doing this is I want to use $10K of it, but want to prove that the $10K is from my contribution.

Anyone have a recommended tax person in Chicago?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Anyone know what happens after you pay off mortgage? Not talking about the finance side/closing the account etc. but in terms of Title or anything with the city/county or anything with the law? Does the owner have to take any actions other than just pay the loan off

What do you think are missing from the personal financial management apps such as emma, yolt, cleo