Best value on redeeming Amex points?

Hi All. Have anyone applied for flexi basket declaration in HCL. Kindly tell me if there is any good tax savings or of no use.

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

What are thoughts on ARM mortgages? I’m predicting interest rates will be lower than today in 3/5 years. So why not take out an ARM mortgage at a lower rate today, and refinance in 3 or 5 years when (hopefully) rates are lower?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

For a 2-year associate now tasked with senior-like roles such as reviewing and training, does anyone have advice on how to review individual hnw tax returns?

Soon to be making 85k in LA, looking to move to a new apartment. What would you think is reasonable to spend on a 1 bedroom (not studio)?

Who else is reeling under the pain of taxes?

Chase Sapphire - still the best out there?

What is your top stock trading platform? I use Ally invest and Robinhood. Not happy with both. Looking for a platform with low fees, fractional shares and solid analytics. Thanks in advance

We are buying a house and my knee jerk response was to look at a 30 year fixed mortgage (because that’s what I’ve always done). I realized last night that a 30 year mortgage might outlast me. Having a bit of an existential crisis now.

Anyone here willing to explain their thesis on bitcoin? Thanks!

Best retirement savings vehicle? Already maxing out 401K contributions and am ineligible for Roth IRA. Have about $5-10k/year add’l I’d like to contribute to LT savings. I’m 32 now.

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

What are the benefits of a trust in estate planning for a single person with assets around $2m?

Have you refinanced your student loans lately and which company helped you do it?

In your opinion which is the best target fund to choose in IRA Roth?

Yasss to whoever started this bowl!!! Let’s do a meetup next week!

DM for referrals in Oracle.
Experience: 4+ Years
Vacancies available for:
Java/Microservices Developer, SpringBoot
Tableau Developer
Javascript/Apex/PL-SQL
SHAELL/Python Developer
Full Stack - Java/Python

Locations: Bangalore, Hyderrabad, Pune

How can I resign after 4 days of training ?

I will be sharing my interview experience here from top product based companies.
Yoe - 6 years

Anyone currently enrolled or will be enrolled in the online masters cyber degree at Georgia Tech?

Hi Fishes, needed help to analyse current market salary range for a role of senior solution architect with 10year of experience, this is for Berlin location. Please share your views.

I am an automation engineer in the automotive field with 7 years experience with at least 50 successful integration projects. I want to ask for a raise. What tools can I use to to compare my salary to see if my compensation is fair.

Anyone here work at Tesla? Have a few questions about culture and work expectations

I am new to United Silver and I purchase economy tickets. Is the best strategy to check in exactly 24 hours ahead and switch my seat to an open economy plus seat?

Hi Sharks,
Can anyone please refer me in Deloitte India pune ?
I have 12+ years experience in telecom domain.
Skills Unix , shell scripting, SQL,plsql, microservices , keycloak,apiman,kibana,redisrabbitmq installation and configuration, problem solver and good communication skills , project deliveries in agile methodologies and consumer interaction.
I am looking for senior business analyst or senior technical lead position.
Appreciate any help!!

Who’s doing great print ad work in the B2B space right now?

Hi fishes,

My joining date mentioned in IBM Offer letter which I received just a while ago is second week of November, 2021. However, I have 90 days notice period. It also says to accept within 3 days and a clause is written that joining date can be revised only till 5 days. Will ibm revise my joining date ? I am very anxious it's too late so I cant even call recruiter.

Please suggest.

I am new to United Silver and I purchase economy tickets. Is the best strategy to check in exactly 24 hours ahead and switch my seat to an open economy plus seat?

Diamond medallion on Delta. They lost my bags on the outbound (3 with my wife who is Plat) and inbound flights (1) on a trip to Europe. How many points should I expect? Any advice to deal with this?

Are Delta international award tickets fully refundable the same way domestic ones are?

Used miles to upgrade from economy to business on United. Was confirmed for the upgrade then just got downgraded back to economy and now there aren’t seats left

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

2500 skymiles or $50 travel voucher? (Not in consulting anymore so I pay for my travels)

Why won’t AA let me book business class flights with points if they’re available to buy cash? (Qatar flight on AA site)

Any delta global certs for sale?

Is there a United status challenge?

Every time I try to use Hertz points abroad the site says that location doesn't take them. Can I call and use them or am I just SOL using them anywhere internationally?

What are some good Marriott properties to stay at in the Dallas area with points?

Booked a room at a Marriott property for the Kentucky Derby next year a couple months back and now they are saying they’re overbooked and the reservation isn’t going to be honored. Any help?

Best SPG or Marriott in San Francisco?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

United GPU question - if I have GPUs that expire on 1/1/2020, is the expiration the fly day or the booking date? Can I apply them to a flight that takes off after 1/1/2020 as...

Points wizards - I need some United miles stat. What’s the best conversion point source right now?

Thanks!!

What do folks think about the Uber credit card? I already have CSR and citi double cash. Worth getting it?

Was told I had to leave a Marriott hotel last night mid stay due to a fire alarm compliance issue. They credited 6k points and gave me a room at a nearby Marriott property for the night. Con’t...

Have a bonvoy credit card for many years. Never used the free night redemption. Anyone have luck extending a free night from a precious year? Thank you