What are thoughts on ARM mortgages? I’m predicting interest rates will be lower than today in 3/5 years. So why not take out an ARM mortgage at a lower rate today, and refinance in 3 or 5 years when (hopefully) rates are lower?

Is it possible to apply for a home loan in the US for a property in India?

I’m prepping someone’s tax return who I see everyday on tv. It’s kind of cool being privy to a celebrity’s confidential financial information. 😁 I’ve also prepped a famous athlete and actor last week.

Hi do you interview from time to time just to check what’s your market worth?

Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

Thinking of buying a first property with my SO. Any suggestions on area? criteria: safe and well connected. all wisdom appreciate and welcome!

Those who moved nyc to nj- assm min change in rent, how much did you save on an avg cause of taxes etc.?

Building out private investment platform for a growing company. Where can I find example docs of allocation policies, expense policies, etc. in order to create my own? Are there any good resources?

Which consulting firm has the best 401k match?

Recently moved to Denver, and may be sticking around for good. Planning on buying in the next year or so, and some of the suburbs off 25 and south of 470 have caught my wive’s eye. Thoughts on Douglas county (or specifically castle pines, Parker)?
We’re a mid-30s couple, with a 4 y/o, so for priorities: schools, (hopeful) resale value, and activities for our daughter and family as a whole. Any advice or alternatives would be appreciated!!

HYSA anyone recommends?

So what stonks are we buying?

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

Best family insurance suggestions?

When did you buy your first house? How much is the down payment and monthly mortgage? City too would be helpful, as well as any general advice from your experience. Thanks!

I have $1000 worth of Amex gift cards. How can I drop it in crypto?

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

Does the UK have tax breaks for people with kids, mortgages, etc. like they have in the US, Singapore, etc.?

Want to start trading options a E Trade vs Charles Schwab vs TD Ameritrade? Anyone tried these? Which do you recommend?

Does anyone have any inspiration stores of FIRE without an incredibly high income/family financial support. Looking for hope 😅

Ally bank dropping rates again. CD a good choice?

Solo trip to Puerto Rico. Any recs? Thanks fam.

Hey all, I’ve recently joined EY consulting from another Big 4 and have noticed there’s no discipline (at least in my team) around codes and charging time. People either charge a standard 7 hrs or some will charge time spent on internal activities to their client code.

I was told that “the last person to charge their actual hours worked was promptly booted off the project”.
Just wondering:
1) Is this a general cultural point accross all Consulting teams? Will challengin this get me in trouble?

Hi Fishes,
My zs joining date is June 1, before that when can I expect the joining formalities and onboarding process and laptop.
As of now there is no intimation except Idfy verification. Would be great help if you please suggest.

Hi all,
I am from Deloitte USI, Pune. Can anyone let me know whether Deloitte USI has a professional Cricket team/Club? Would love to be a part of it. I have represented state team (U-19) and national team as well :) Do we have various tournaments too where we can play with other Company teams?
If we don't have any club, then we should create one. I can volunteer in preparing one.
Its good to see that Deloitte focuses a lot on Well-being. So, we can write to higher authorities to have a club!!

Best deal toy / tombstone ever?

How much do tech recruiters make? You know, the ones that harass you with copy/pasted messages through email and LinkedIn.

Do they make salary or is it based on successful hires?

When your team director calls you out for liking crazy rich Asians, and says, “I didn’t call on you because you’re Asian....” in front of my entire team of 70 people.

I’m worried that my voice, communication style, and body language comes across as too effeminate for our straight clients and peers. I’m transitioning to sales now and am insecure that my personality and appearance may hinder sales gen? Client industry is very old school. Can LGBT partners//Ds/MDs chime in how they managed the same transition?

How do you get good at thinking on your feet? I find I always need time to think and analyse before being able to answer client queries (even those that are considered simple by others). I don't want to rush and get it wrong. I avoid phone calls for this reason which isn't great when you're in the service industry so it's starting to impact my career.

Hi fishes,

Teksystem - (client - flipkart) 16LPA fixed
Aditi consulting - (client - Tmobile) 18.5LPA fixed

Which is the best to go with?

Aww, bummed to see this is a dead bowl. Anyone still around?? Getting ready for our first internal off-site and I haven't seen the rest of my team in person for almost 3 years now. I'm more nervous about the new folks that I have only met via Teams, including my 1st-ever direct report. I feel fine in my own skin most of the time but when I am in new and unfamiliar situations I get crazy body dysmorphia and super concious of my physicality. Any ideas on what I can I do to temper those feelings?

Anyone hiring for a Cybersecurity Project Manager , IAM Manager, Technical Product Manger or IT Project Manager? FT, Contract , Temp or PT roles

I applied for a job and received an offer from my client. 15k+ bump in salary, better benefits/remote work, and responsibilities will give me exposure to all areas of the organization (start up). The problem is that they’re looking to staff me as a Senior when I’m currently a Manager at DT. They said they’re flexible on title, but curious to hear how others have navigated similar situations. I would report directly to the controller and have 1-2 staff reporting to me...

Let’s talk comp — I’m a remote head of recruitment with 6 years of experience being paid 75K base plus bonuses that got me to 90K this year. I’m interviewing for other jobs, and have a potential offer at $130K base. Any idea what the market is like? Is seems like anything between 72K and $250K is possible. I have no idea what to ask companies for.

Hi! Anybody knows of federal agencies hiring that are offering fulltime telework/remote?
I currently work for an agency based in DC and my boss is forcing us to come back into the office fulltime after we’ve been remote for nearly two years. Majority of my coworkers have already left for the private sector but I’d like to remain in the public.

Any freelancing opportunities for digital marketing people.

Resigned from TCS and LWD was a week ago. I received August's salary credited to my account. I cannot find the payslip in Alumni Portal.
Any idea when will I get August's payslip in Alumni Portal.?

I had applied in Infosys but the application was rejected after scheduling interview. They said they will but they did not. My ex colleague tried but refer me later but it says another application already exists.
When can I apply again??

How many KPMGers are in this bowl? Hopefully more than a few.

How much associate principal make at IBM’s in DS&IX team? Also what kind of questions do HR ask in the first round? Any info will be helpful, appreciate in advance!

I currently work as an APM at a FAANG company but recently received an offer to join an MBB. I’m very excited about the role but didn’t realize I’d need to take a pay cut when I applied (~100k base + ~20k bonus + ~60k equity vs. 90k base + 10-20k bonus). Considering that I currently work 40-60 hours/week, I’ll be making significantly less per hour at the MBB. I’m very interested in the opportunity but also don’t want to make a poor financial decision early in my career. Thank you for your time!

Question on on labor laws in the US:

Received an offer from Amazon but I'm concerned about negotiating hard and ending up with an offer that's on the higher end of the pay band when compared to the rest of the (future) team. My concern is during an economic downturn, it would be easier to let me go if the team needs to be downsized. This would be because I would have the least experience on the team & more expensive to retain from a cost perspective.

My concerns valid? #amazon #aws #faang

So i have been fortunate that i have managed to go through my career without the need for a degree. I was lucky enough to have been hired by one of the worlds top consulting firms, worked with a whole lot of big clients and travelled a lot. It's gotten to the point where I am not even asked about the lack of a degree on my resume. Personally though, it bothers me. I have a whole bunch of certifications in my industry…but just no formal degree. (cont'd)

Racist/sexist/xenophobic clients...anybody got one? How did you deal?

I’ve been with EY the longest out of a team of 5+ analysts, received better than average ratings my past few years (4/5s), but am not seeing opportunities/ experiences to be able to move up. Cont...

Power Experts specializing in commodities and the short-term and congestion trading desks - what’s the best material out there to self study?

Hi 🐠, how do all of you keep track of your different accounts and passwords? Do you use apps or something old fashioned like writing them all down?

I finally finished updating my resume and looking to apply for jobs in DC area. I am in technology consulting but I am not necessarily looking for consulting work. Ian looking for more flexibility and

Anyone else hear that post-CRT partners will get fired this year in commercial advisory? How the hell does a partner get fired....

Applying to jobs on your work computer... do the Big 4 care or monitor?

Fish Fam,
I want to get into trading some stocks through a brokerage account. A little fun money in addition to all my retirement accounts - any suggestions on best brokerage acct? Thanks y’all

Its official im losing hair because of this job.... went to hair doctor and was prescribed medication. im only 25.

Best consulting companies in the social sector?

Any friendly BCGers want to give a login to the Indigo site for Tumi? It’s password protected now. :(

What are your book recommendations?

anyone leave consulting to do something radically different and loved it?

Can you use a heating pad on a delta flight if there’s an outlet? My back gets sore on flights. Looks like AA banned it. Cant find anything on delta

Shall I disclose reason for leaving a firm during my initial call with a recruiter from said firm, if I was laid off? Are they privy to that information. Ironically being recruited by that same firm