Can anyone help me with loan so I can pay this off has to be payed by Feb 1 court ordered

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Looking for a soundboard.
Expecting parent, 35yo, NW of $1.2M with investment property in my hometown in Europe near family & friends (mortgage is less than $1k). Current expenses in Bay Area is 5K a month, probably more once baby comes.
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For those with beach rentals, how far out do you like to have your whole summer booked? The majority of my bookings come in the 7-14 days ahead of time, because I price my property aggressively and rely on low availability in the area. I see other similar units that are fully booked for the summer at about 60-70% of my nightly rate and get a little frustrated.

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