Bought first property in August 2020. Bought second property in January 2022. Already on the hunt for a third unit when the right deal comes along!
What kind of numbers do you look for in a short term rental? My rule of thumb is an average nightly rate of .1% of purchase price. So far we have stayed under $175k with each place and for 2021 averaged $178 per night with 63% occupancy for the year.

Moving from Canada to the US. Anyone have recommendations on best credit cards to apply for to start building credit and that either leverage Canadian credit or don’t require credit? Have heard Amex and RBC (and a few other larger banks) seem most straightforward but open to ideas.

Dave Ramsey video about bitcoin came up on my feed. The guy called bitcoin a gambling slot machine and denounced it as an immature investment. Buddy is proud of his 3% yoy dividend returns lmao

How is the GSAP tech allowance taxed? Bonus or income?

Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Thinking of buying in SF but know next to nothing about investing in real estate. Can anyone recommend resources, especially with local knowledge?

401k Roth or traditional 401k?

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

Looking to see how much other Provider Enrollment Specialist make including what their company's invests in their 401K

New to Ontario. Are there tax saving strategies I should be aware of?

How are the areas around white rock lake to buy an investment property? Any suggestions appreciated!

Clever ways to get cheaper housing? What's your hack to beat the system?

Married, 2 kids under 3 yrs. Apartment is too small, but we can't afford bigger. Do we rent a 2-story house and split it with another family? Do we stay in our small apartment and get creative with bunk beds and storage solutions?

How can a family, with kids, and one crappy income ($82,000) get a comfortable living situation here?

If you only stay a year after returning what happens to the 10K relocation and 20K early signing? Are you required to pay back half or is it all yours?

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

Should I sell my LTC or is there a future?

Hi everyone, how much % do you allocate shares for early employees

Best high yield savings products?

RIOT - thoughts on selling Jan 22 15p for $4? 26% return for 8 months. If assigned, cost basis around 11. Seems too good to be true. What am I missing?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Hi Fishes, I have one question for you.

What are avg 2 sharing PG rents in Bengaluru?

What is your toughest challenge hiring someone in their early 20’s?
For lots of different reasons I get the impression that younger people aren’t equipped for the employer, employee relationship.

Started a new job 7 months ago. There’s been a hiring freeze and it seems they canned the recruitment team. Things seems to be slowing down drastically in the span of a week. Getting the resume all spiffed up and getting interviews together. When do you make the exit? “When you find a job” I know, but…

Also, would me making my exit to another role that I might leave in a 8 months bite me in the ass down the line? Do I just grab anything in the interim?

What is the hike for 1st bucket for BNY Mellon India?

Any vaccancies in supply chain management / procurement ?

Experience 4.5 years
E2E vendor Management

Welcome to the 30s and 40s singles bowl! Here’s to hoping the posts in this bowl are a bit more mature. Relying on the honor system here, try not to lie about your age.

What is a trait you previously thought was critical in a partner that you've changed your mind about? What is a trait you've come to realize over time is critical?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Which leaves are transferred/ carried forward and which out get lapse at year end in KGS?
Please help on this!!!

Which MNC companies have Allstate as their client ?
any idea on this topic , has ay one worked with Allstates client in any of the service based companies ?

Anyone know a place to safely meet other kinksters?

I joined 3 months back in TCS.Before HRA declaration tax deduction was 23k.August 12 i declared HRA decaration of 1.70k,but still tax deduction was 23k this moth.

On ultimatix, for HRA declaration it is showing as processed by Payroll team and pending with Finance Head.

Whom to talk on this

Is there anyone who's joining date is 7th Dec for TCS ,but still didn't received any onboarding mail?

Wondering if anyone here works on the technical side of blockchain that would like to serve as a speaker for university students?

Given the current market, any recommendation on the best way to get a good deal on a large minivan? I'm open to buying used or new, it just seems like there isn't much inventory, and anything available is priced super high. Open to different makes and models.

How are you doing MN crew?

What is the average hike we can expect this year considering outside market conditions?

For those with beach rentals, how far out do you like to have your whole summer booked? The majority of my bookings come in the 7-14 days ahead of time, because I price my property aggressively and rely on low availability in the area. I see other similar units that are fully booked for the summer at about 60-70% of my nightly rate and get a little frustrated.

Beach rental folks… how has your summer been so far? I saw a pretty significant decrease for June and July from 2021. More competition in my market seems to be driving down my nightly rate.

Can someone give me any tips to get my first rental property. Under valued markets? Anything like that