Can you downgrade chase sapphire reserve t one of the free cards, then upgrade it later to get the 1.5x redemption bonus back? Don’t want to pay for it when not traveling/spending much but don’t want to lose the point value and transfer options permanently

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You can downgrade to CSP, CS, or one of the cards in the Freedom family. If the phone agent says you can't, call back in and speak to someone else. I just downgraded a few months ago.

And yes, you can later upgrade the card back to the CSR.

When was the last time you received the CSR bonus, OP?

like

So just to confirm, if I have 10k CSR points today, downgrade and don’t use any points, then upgrade in a year I can keep the 10k points throughout?

like

Correct!

like

There is a 48 month rule, but that might only apply to sign up bonuses. Chase has plenty of info regarding this on its website.

I opened my card back in august 2016! Does that make a difference?

Of course! And after you downgrade to one of the Freedom cards, wait a few days for applying for a new CSR.

like

Thanks for all the help, I called in and got two different responses so that was the point of this post. Now I’ll try calling in again 😂

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