Going from 20yr 3.25% fixed to 15 year fixed mortgage rate of 2.125%, non pints. Is this rate good enough in NYC?

What actual stocks you all buying today? Got some cash from settled trades I want to deploy

Revenues are at lowest since 2008, and I think investment banks are being forced to rethink their entire business model

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

I have Moderna calls that expire on October 15 with a strike price of $300. Should I sell before S&P 500 inclusion and buy back in?

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

Anyone who is good in finances, please help!

I have an offer with 2 companies

A ~ 12 lpa 11.5 fixed
B ~ 14.5 lpa 13.75 fixed

I have invested in 80c with 1.5L
Standard deduction 50k
Nps 50k

Is it worth taking company B offer , I’m looking into taxes and only 67k is the difference after taxes

Any recommendations on where to invest 10k? I have about 15k in stocks but I don’t think I’ve done a great job picking stocks. Also for people making 150k+ how do you budget your money monthly?

What would not having a second stimulus mean for stocks 6-12 months from now? I’m assuming it hurts stocks but increases the value of USD?

MSFT? Call/put. Play on earnings?

Wrapping my head around the equity piece of an offer. Is the equity you are granted in dollars converted to shares right away? So if the stock goes up or down, the totally dollar amount in equity granted when you sign might not be what you actually get over the first four years?

Deloitte peeps — where do you invest? Feeling overwhelmed by our restrictions and not sure where to start

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

Hey I am a new real estate sales person kitchener/waterloo area in Ontario, does anyone knows some real estate brokerage that provides training and has low commissions split as well?

Did anyone have any trouble trying to get their rental security deposit back? If so, what steps did you take?

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

What is with TSLA being pinned around 1500-1480 so tight? Lots of people talking about manipulation to 1485 which it has basically been on the nose last few days. Trying to learn more about the market forces, technicals, etc. and welcome any comments.

Hello fishes,

I have 5yrs exp in non-it field (mechanical). Im planning to do data science course. I don't have any guidance. I don't know about coding.
Where to start? What's the best part time college/institute? Will a mechanical engineer can become data scientist?

At what point do you disconnect from Slack? Do you feel guilty if you take the night off completely?

Need advice. I’m at my first job in private accounting. Previous experience is as an auditor. I am struggling to figure out the way JEs are posted at my current company. It’s never straightforward even for simple entries. There’s things like settlements which confuse the crap out of me. I’m curious if it’s just my company or if every sophisticated accounting department will have non traditional ways of posting their journal entries.

Due to obvious conditions my comp for the calendar year (salary+bonus) is back to 2017 levels although my overall sales are more than double and 1/3 less total comp than last year. It seems like comp opportunity is always decreasing during good times (I get it) but when it comes to adjusting during bad times, nothing was done. Is this normal for industry sales?

For those of you who use gym pass & go to places like equinox or boutique studios - do you like it / find value in being a gym pass member? Are you tied to only 1 equinox location?

Recruiting for IQVIA consulting currently, any comments on the company?

I just got engaged on Sunday (!!) and my ring is just a little big. I’m reading online that most jewelers won’t resize a rose gold ring. Has anyone had any issues with this? I could go back to the family jeweler who designed the ring and would do it for free but the ring was designed in Michigan and I live in Chicago. Is it worth it to drive to Michigan to get it taken care of there?

Thomas J. Watson (IBM) said "the way to succeed is to double your failure rate" and that's always stuck with me

My company is looking for a new CFO (my would be boss) and I may have an opportunity to interview him/her. What questions should I ask ?

Anyone interested in group conversation and prepration for Java 8, microservices, spring mvc and boot? Interview preparation basically.

Was told I’d only have one round (4 interviews), each split 50/50 on case/behavioral. This is for an Associate position and will be interviewing with AP/P/SP level. Is this typical? Since I see most people have multiple rounds.

Just realized I hadn’t had an in-person interview since 2019. I’ve done multiple zoom interviews and was onboarded remote in 2020. About to see a real person today! Wish me luck.

What is one of the most frustrating parts of being a scientist or researcher?

I'll tell you what it is: referencing!

You have to do so much of it, and it's so annoying. You have to cite your sources, but there are so many different formats for citations! And then sometimes you don't even know how to cite something, and how are you supposed to know that unless you ask someone who knows? And even then, they might not be sure whether it should be an in-text citation or a footnote…

I never miss my deadline in the past 3 years.
And I was respected and got awards from VPs and was also paid well too then.
But due to some health reasons I'm missing deadlines from 1 month.
But my team lead is telling you are not working. Even if I say i have some health issues I may not be able to work like before.She is not listening she has escalated to my manager, my manager is 2X of her even he yells at me.

What to do please help.

Joining Google Strategy & Ops in June. Looking for books/videos/trainings to learn about the overall ad business and also Google’s specific ad products. Also may be worth mastering Google Presentation (vs ppt) Any suggestions?

Anyone from CTS please refer me as I could see lots of openings right now but I am not getting calls if I applied through Naukri or indeed.

I’m not certain about who will win the election, but unless it’s a landslide, I am concerned that it could take weeks and/or months to determine an outcome. In your opinions, is this a legitimate concern and if so, what would the impact be on the markets?

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

I hope this bowl doesnt become just another WSB 😭😭😭 All I see are 🚀 and GME 😭😭😭

Deloitte peeps — where do you invest? Feeling overwhelmed by our restrictions and not sure where to start

What is the deal with online lenders for mortgage? Has anyone used them or know why they are substantially cheaper rates? What’s the downside?

Can please anyone help to start doing investments into stocks? What iOS software do you use for monitoring and investing? What helpful websites can you recommend for diving into the investment world?

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Is anyone else convinced we are headed for a correction in equities, and quickly? The market has been straight up for months, with the exception of a blip around GME week. Seems like everyone is day trading, too, which I take as a sign of froth. I know market timing is typically a bad idea, but talk me out of moving to cash for a few weeks until things get cheap(er).

Anyone buck the traditional advice to Max out 401k? I've been making out but see little value in it for me. Who knows what my health will be like when I'm 65

Starting to think it’s all a scam. Everyone knew tomorrow would be a bad day for the market... and bam... Gilead announces. = rally tomorrow!!! Ride the waves, my friends 🤣 THOUGHTS???

Hit the $100k net worth milestone today! Super pumped and thanks to everyone in the bowl for all the insight.

Male - age 24.

If I have a six year old and 150k in a 529, can I say I’m done?

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

People who are bullish on crypto: why are you bullish on it? Do you think it will achieve mass adoption and fiat currencies will collapse? What do you see as the value proposition behind it?

Does anyone know of any first time homebuyers programs/grants that help with initial costs available in the state of Virginia?
Did a quick Google search but only found one option.

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

So 2022 Roth IRA income limit set at 129k. I will be making 127.5k. With the hopes of >2% bonus next year (not holding my breath), is there value in contributing x% to traditional 401k to reduce my taxable income as a buffer so I can contribute the full 6k to my Roth IRA without stressing?