Chase Sapphire Reserve. Yay or Nay?

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100% yes

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Went into the local Chase branch. 5/24 means you've applied for 5 credit cards in the last 24 months

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Thanks Jon snow.

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If you're under 5/24, absolutely. You'll get $600 in travel credit for the first year the card is open

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Actually 5/24 means 5 new accounts opened in past 24 months. Applications or inquiries don't matter

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K1 - not an option. They're two separate cards. What you can do is downgrade your Chase Sapphire Preferred to a lower-level Chase Sapphire card (will have to call them to inquire). That way you won't have to pay two annual fees but will retain the card for credit history

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Did it today!

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How did you apply already? Heard it does not open up until tomorrow

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I want to find out about changing my sapphire preferred to the reserve

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Yay, of course. Will downgrade my CSP to Freedom unlimited then I will have the most powerful trifecta in the credit card industry

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@D4, the $300 credit resets in December and is based on calendar year so if you open the CSR now and use $300 by Dec, you have another $300 comes Jan

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Yes!

D1, What's 5/24?

Explain 5/24 in details please

No thank you needed my lord

Hows 600 ?

K1 - let me know if that's an option and we still get the bonus. I'm in the same boat.

If over 5/24 does that mean I shouldn't bother?

Still should consider product switch to CSR. Benefits are too good even without the 100k signing bonus

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