Declined for Delta Amex Gold because Experian report flagged me as ‘too many new cards’. I have only opened 1 (maybe 2 if you count Feb 2021 edge case) card in the last 12 months, and when I pulled my Experian report myself, there was no reference to having too many new cards or anything like the sort.

Going to call Experian Monday to see what’s going on. In the meantime, is it pointless to apply for the Alaska Airlines card until I speak with Experian?

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Call delta and ask them to reconsider- a lot of times they will

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Hang up and call again - did you say that the report is inaccurate etc - how many do you have in the last 5 years? Have you ever “abused” a sign up bonus

They check for last 24 months, not 12 months

Calling Experian will do absolutely nothing. What are you looking for?

Would it be pointless for me to apply for Alaska airlines instead if Amex declined me?

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