Does anyone here use Brokeragelink account and can share pros and cons?

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I'm not aware of any cons unless your 401k plan has investment options not available in the general market place.

It's a free service that lets you invest in things other than what's in your 401k plan. It's generally great. You could throw $100 into it if you're skeptical and try it out. But it's basically just a brokerage account with 401k funds

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You can do either option.

My provider has a maximum of 85% or your portfolio that can be in brokerage link. So I personally sold 85% of my 401k and moved it in, and put 85% of new dollars in

I use it for investment options not available in my 401k

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