How much have you saved from refinancing your student loan?

Bought some litecoins on Coinbase - how long does it take for transaction to go through and owning the coins?

Anyone do contract work? Experience with wealth counsel is a plus! Thanks!

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Cliche Question: I have 10k in cash ready to invest. My tolerance for risk is high. Anything valued too low your opinion?

My Coinbase account doesn’t let me buy more than $700 transaction using my bank card/credit card. I uploaded my ID as well. How can I increase my limit? I opened my account 3 days ago

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

I was just checking my salary slip on new payroll tool and found some interesting things.
There is some ex-gratia 3 amount ( less then rs. 500) and income tax deducted is more then last months (which is unusual as I have declared my fbp and IT declaration in oct only). Upon checking in IT statement found I got gift perk of around rs 4500 but it eas not added to my salary in account. Did anyone know where is this gift perk and how can I use this ?

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

How do you manage and track all your investments? E.g., stocks, mutual funds, PPF, PF, gold etc.? Do you use an Excel sheet or some app?

What actual stocks you all buying today? Got some cash from settled trades I want to deploy

Is anyone changing their retirement plans based on COVID-19 realities and the future of work.

$1000 monthly recurring investment through Acrons? Aggressive portfolio.
Anyone else using Acrons here?

Looking for some software or tools recommendations for
1. Plan for retirement- I am looking to do the following calculations : calculate total corpus required at retirement based on inflation lifestyle etc. , calculate total amount my investments will grow at retirement age ( 401 k , savings etc, ). These two figures should give me an idea where the additional amount i need to invest.

Any recommendations?

Im single and will be 30 very soon. I have an emergency fund and a good amount of money in the market. I love the idea of maximizing savings but I’m sick of roommates and will getting my own apartment in the summer. I am torn between saving as much as possible in a less expensive 1 BR and getting my dream apartment. It’s a difference of ~$400-600 per month. Help😩!

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

I just got a FAANG offer with 290k TC (8 YOE), so I am trying to rent out my place as I need to relocate, but I am not able to find someone to cover my full rent and I am depressed because I am so not investment savvy and I can NEVER EVER accept losing money in ANY SITUATION. Am I being insane?

Hey y’all. I am starting a YouTube video and I am about to shoot a video about bank accounts. If you were an audience what would you like to know about your bank account?

I feel like I'm doing everything right, but my research is not getting the attention it deserves.

I've submitted papers to all the right journals, gone to all the right conferences, and published on all the right topics. Yet no one seems to care—no one's citing my work!

How do I get people to pay attention?

How much does a post house typically charge an advertising client for editing in NYC? Whether that’s hourly, daily, etc.

When you do a cut and you’re super excited and proud. And then the director weighs in and it gets even better! And then... the client makes it worse. And worse again. And worser still. Sigh.

What would you do in this situation? I signed a schedule A for one weeks work at Company A for $600 per day and then company B offered me 2 weeks work at $800 per day.

Are post-houses ramping back to in-person? I’m freelance and so far have had a couple in-person sessions but everything else has still been remote. I’m in NYC.

Any one understood what Steve said about compensation and bonus revision yesterday ?

Hi Fishes, Can anyone throw a light about Genpact Pharma/lifesciences analytics practice in India-Bangalore. Considering for a potential opportunity, I have 9 years exp.
- How is the culture, wlb, and growth curve?
- About year on year hikes
- leadership team focus on mid tier's growth.
Genpact Genpact Headstrong

Accenture Deloitte Axtria IQVIA ZS Associates

Looking for Security engineer role based Bay Area

I went on ONE date with a guy that lives next door months ago. He told me he eats out every night and tips his doordahers poorly. That was a red flag, so I never talked to him again. Anyhoo, I bumped into him tonight, and he cussed me out so bad at a CVS. I’m confused as to what I did wrong?

How many years of experience do you need to be considered post-MBA role at MBB? Additionally, is it common to see people come in as an experienced hire without an MBA?

Everyone talks about career suicide if you leave big 4 too soon, but shouldn’t overall life satisfaction be more important?

I'm reading this book on boundaries. In the work section it says I should tell my boss that I can't work after 5 PM. Knowing that advertising work commonly goes past 5 PM...would my job be in danger if I said that?
There's not really a rule book that says I must work until the work is done even though it's an unsaid expectation. Thoughts?

Lots of right wing hysteria about liberals trying to engineer equality of outcome to correct sexual/racial inequities (in higher ed, for example). I think we all want socioeconomic, gender and racial barriers to opportunities to be addressed, but no significant number of people really believe in equality of outcome right? This is just a straw man argument.

Can someone please tell me what “suitussy” means

How to complete Azure associate data scientist

Hi folks,

I am looking for ReactJS developer role/ frontend developer role
Total experience 2.8 years
Relevant Experience 2.3 years
LWD 5 August
If vacancy available kindly refer me
Thanks

Any book recommendations on excel modeling for real world business applications?

Is moving from Seattle worth it? I've heard the freeze is still in affect in Portland but I'm more worried about prices. I WFH mostly and pull down like 120k a year, Seattle is getting crazy expensive rent wise and crazy full. I'd like to find somewhere new but stick to the PNW.

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

What’s a good credit card to get with great intro offer and points valuation? Already have Chase Sapphire. Have an upcoming large expense < 4k. no points guy page link pleass

I have two mortgages, one at 3% and one at 4.25%. Is there any benefit to paying either of them slightly higher than the minimum payment requirement (ie, maybe like $200/month more)? Additional factors to consider, my HYSA currently yields 3% and I am looking to buy another property in about 2 years and would prefer to not sell the either of the two properties currently on mortgage.

Anyone here from NYC? Be cool if there was a meetup.

FIRE newbie here. Is it possible to reach FIRE with a special needs kid? Has someone done it? Are there any alternatives to fund therapies beside insurance?

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

Just watched office space again and realized it’s actually about the FIRE movement (without explicitly saying it)

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

All these weddings are blowing my mind and budget. I've had 5 weddings so far this year with several more to go by EoY. On top of that I've been asked to be in a lot of them which adds additional time commitment and cost. The cost of a bachelor party + shitty men's warehouse suit rental + travel and airbnb for the weekend + couple hundred bucks for wedding gift means I'm blowing tons of money for these weddings but I feel bad to say no.

Aside from the normal baby registry stuff, what are the best financial gifts people can give? For example: savings bond. Can you open a brokerage account to add to? What are some cool smart things you’ve seen or done?

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

Anyone have any good realtors in the Greenville SC area who know the VA loan?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Goodness. Why are sofas so expensive? I’m saving for one but looks like every company outdid each other on pricing not in a good way

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

What’s your FIRE target age (where you no longer maintain a salary job)?